2324 Ridge St, Eldorado, IL 62930 Property Records

Saline County property record for 2324 Ridge St, Eldorado, IL 62930

Property Summary

Property Type	Single Family Home
Lot Size	0.27 acres (11,790 sqft)
Owner	2 Individual Names on Record
Last Sale	$88,000 (Sep 2007)
Tax Bill	$2,123 (2024)
Deeds & Mortgages	May 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`04-2-041-05`

Property Details

APN / Parcel Number

Primary APN	`04-2-041-05`

Exterior

Lot Area	11,790 sqft (0.27 acres)

Location & Zoning

Street Address	2324 RIDGE ST
City	ELDORADO
State	IL
Zip	62930-2039
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	EL,S ,T ,R ,Q ,L001,B003 CARNAHANS ADDITION LOTS 1 & 2 2174/219 4/19 Q/C 06-16-372-001-0040
Legal Subdivision	CARNAHANS ADDITION
Legal Lot Number	1,2
Jurisdiction	SALINE IL
Township / Civil Division	EAST ELDORADO
Census Block Group	1
Census Block	1063
Census Tract	955100

Owner

Source: Saline County records, as of November 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2324 RIDGE ST, ELDORADO, IL 62930-2039
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 12, 2007 · Amount on Record
Deed Sale	Sep 12, 2007 · Amount on Record
Deed Document Number	2007220646
Deed Book / Page	1922 / 328
Last Transfer Date	Apr 23, 2019
Transfer Doc	2174/0219
Record Updated	Jun 8, 2026

May 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SALINE IL
Recording Date	May 1, 2019
Property Address	2324 RIDGE ST, ELDORADO, IL 62930-2039
Document Number	2174/0219
Book / Page	2174 / 0219
Instrument Date	Apr 23, 2019
Instrument	270695
Transaction Type	Transfer
Record Updated	Sep 2, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2324 RIDGE ST, ELDORADO, IL 62930-2039

Mortgage

Document Number	270696
Date	May 1, 2019
Instrument	270696

Lender

Name	LEGENCE BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	May 1, 2039

Tax Assessment & Valuation

Source: Saline County assessment roll, as of November 17, 2025

Property Jurisdictions

Type	Name
State	Illinois
County	Saline County
County Subdivision	East Eldorado Township
Municipality	Eldorado City
Unified School District	Eldorado Community Unit School District 4 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$2,123.00 (+16.46%) Homeowner's exemption	$28,329 (+13.29%) Land $2,192 Building $26,137	$84,987 (+13.29%) Land $6,576 Building $78,411
2022		$25,006 (+5.69%) Land $1,935 Building $23,071	$75,018 (+5.69%) Land $5,805 Building $69,213
2021	$1,823.00 Homeowner's exemption	$23,659 Land $1,831 Building $21,828	$70,977 Land $5,493 Building $65,484

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	5 (2014)
Most Recent Claim	Apr 2014 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELDORADO serves 4,715 people · EPA ID IL1655030
Water Source	Purchased groundwater from SALINE VALLEY CONSERVANCY DISTRICT
Last State Inspection	Jul 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 395 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ClearWave Fiber	7,000 / 7,000
Frontier Fiber	7,000 / 7,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Futiva.

Nearby Properties on Ridge St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures