2324 Ramsgate Dr, Columbia, SC 29210 Property Records

Richland County property record for 2324 Ramsgate Dr, Columbia, SC 29210

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,396 sqft · built 1979
Lot Size	0.303 acres (13,234 sqft)
Owner	Individual Name on Record
Last Sale	$170,000 (May 2024)
Tax Bill	$4,809 (2025)
Deeds & Mortgages	Aug 2021 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`07505-02-12`

Property Details

APN / Parcel Number

Primary APN	`07505-02-12`
Alternative APNs	`R07505-02-12` `00120229`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,396 sqft Heated Area
Gross Area	1,636 sqft
1st Floor Area	1,396 sqft
Utility Area	48 sqft
Flooring	Cork
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 2008
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	13,234 sqft (0.303 acres)
Porch	Slab
Porch Area	92 sqft
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	00120229
Street Address	2324 RAMSGATE DR
City	COLUMBIA
State	SC
Zip	29210-6229
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-MD
Legal Description	LOT 17 BLK E 84.9X136.7X85X138.1 #SU BROAD RIVER #PR X-2695 52-5325 56-1789
Legal Subdivision	BROAD RIVER ESTATES
Legal Block	E
Legal Lot Number	17
Jurisdiction	RICHLAND SC
Township / Civil Division	DUTCH FORK
Census Block Group	2
Census Block	2043
Census Tract	10407

Owner

Source: Richland County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2324 RAMSGATE DR, COLUMBIA, SC 29210-6229
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 15, 2024 · Amount on Record
Deed Sale	May 15, 2024 · Amount on Record
Prior Sale	Aug 20, 2021 · Amount on Record
Deed Document Number	202420974
Deed Book / Page	2923 / 2038
Record Updated	Oct 29, 2026

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RICHLAND SC
Recording Date	Aug 20, 2021
Property Address	2324 RAMSGATE DR, COLUMBIA, SC 29210-6229
Document Number	0026562592
Book / Page	2656 / 2592
Map Reference	MB X PG 2695
Instrument Date	Jun 10, 2021
Instrument	2021055973
Transaction Type	Transfer
Record Updated	Apr 11, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$518.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2324 RAMSGATE DR, COLUMBIA, SC 29210-6229

Mortgage

Document Number	2021055974
Date	Aug 20, 2021
Instrument	2021055974

Lender

Name	REGIONS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jul 1, 2051

Tax Assessment & Valuation

Source: Richland County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Richland County
Unified School District	Richland School District 1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,809.00 (+273.08%)	$5,600 (-)	$170,000 (+21.43%) Land $12,000 Building $158,000
2023	$1,289.00 (+42.27%)	$5,600 (+62.79%)	$140,000 (+62.98%)
2021	$906.00	$3,440	$85,900 Land $9,200 Building $76,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 33 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	33 in force
Nearby Flood Claims	20 (1991–2024)
Claims Outside the SFHA	1 of 20
Most Recent Claim	Feb 2024 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Oct 2015 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 91% of South Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COLUMBIA serves 354,068 people · EPA ID SC4010001
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Chlorite resolved · Dec 2024 E. coli resolved · Apr 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 302 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
T-Mobile Fiber · Fixed Wireless	5,000 / 5,000
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20