2324 Middlesex Dr, Toledo, OH 43606 Property Records

Lucas County property record for 2324 Middlesex Dr, Toledo, OH 43606

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,028 sqft · built 1933
Lot Size0.172 acres (7,500 sqft)
OwnerIndividual Name on File
Last Sale$299,900 (Dec 2025)
Tax Bill$4,923 (2025)
Deeds & MortgagesMay 2022 Line of Credit
Dec 2025 Sale & Line of Credit
+ 4 more
Flood ZoneZone X (minimal risk)
APN11-54231

Property Details

APN / Parcel Number

Primary APN11-54231
Alternative APN
  • 04314018

Interior

Bedrooms4 Beds
Full Baths2 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories2 Stories
Building Area2,028 sqft Living Area
1st Floor Area1,144 sqft
2nd Floor Area884 sqft
Basement Area1,104 sqft

Exterior

Year BuiltBuilt 1933
Architectural StyleConventional
Exterior MaterialBrick
Lot Area7,500 sqft (0.172 acres)
Lot Dimensions150 ft deep x 50 ft wide
Garage TypeDetached
Garage Area360 sqft
Parking Spaces1 Parking Space
PorchPorch
Porch Area120 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address2324 MIDDLESEX DR
CityTOLEDO
StateOH
Zip43606-3142
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code10-RS6
Legal DescriptionOLD ORCHARD LOT 159
Legal SubdivisionOLD ORCHARD
Legal Lot Number159
JurisdictionLUCAS OH
Township / Civil DivisionTOLEDO
Census Block Group1
Census Block1005
Census Tract1301

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Old West End District
listed 1973 · 14 contributing resources · NRIS 73001503

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

2324 Middlesex Dr is owned and occupied by an individual who bought it in December 2025.

Source: Lucas County records, as of February 16, 2026

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address2324 MIDDLESEX DR, TOLEDO, OH 43606-3142
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
May 27, 2022Deed of Trust, Mortgage · Line of Credit
THE HUNTINGTON NATIONAL BANK
Dec 11, 2025Survivorship Deed, Transfer · Line of Credit
CMG MORTGAGE INC
Dec 1, 2020Deed of Trust, Mortgage · Conventional Mortgage
TOWNE MORTGAGE CO
Aug 11, 2020Deed of Trust, Mortgage · Line of Credit
FIFTH THIRD BANK NORTHWESTERN OHIO
Jun 18, 2021Transfer on Death Deed, Transfer
Nov 28, 2017Warranty Deed, Transfer · VA Mortgage
DIRECTIONS CU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 11, 2025 · Amount on File
Deed SaleDec 11, 2025 · Amount on File
Prior SaleNov 28, 2017 · Amount on File
Deed Document Number202512110044493
Record UpdatedJun 8, 2026

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLUCAS OH
Property Address2324 MIDDLESEX DR, TOLEDO, OH 43606-3142
Transaction TypeMortgage
Record UpdatedDec 26, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address2324 MIDDLESEX DR, TOLEDO, OH 43606-3142

Mortgage

Document Number0000024268
DateMay 27, 2022
Instrument202205270024268
Lender
NameTHE HUNTINGTON NATIONAL BANK
TypeBank
AddressCOLUMBUS, OH 43231
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueMay 4, 2052
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

December 2025: Survivorship Deed, Transfer

Document TypeSurvivorship Deed
JurisdictionLUCAS OH
Recording DateDec 11, 2025
Property Address2324 MIDDLESEX DR, TOLEDO, OH 43606-3142
Document Number0000044493
Map ReferenceVOL 38 PG 7
Instrument DateNov 24, 2025
Instrument202512110044493
Transaction TypeTransfer
Record UpdatedDec 26, 2025
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address2324 MIDDLESEX DR, TOLEDO, OH 43606-3142

Mortgage

Document Number0000044494
DateDec 11, 2025
Instrument202512110044494
Lender
NameCMG MORTGAGE INC
TypeMortgage Company
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueDec 21, 2055
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLUCAS OH
Property Address2324 MIDDLESEX DR, TOLEDO, OH 43606-3142
Transaction TypeMortgage
Record UpdatedAug 25, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000054599
DateDec 1, 2020
Instrument202012010054599
Lender
NameTOWNE MORTGAGE CO
TypeMortgage Company
AddressTROY, MI 48083
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term179 Months
DueNov 1, 2035

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLUCAS OH
Property Address2324 MIDDLESEX DR, TOLEDO, OH 43606-3142
Transaction TypeMortgage
Record UpdatedAug 25, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000032939
DateAug 11, 2020
Instrument202008110032939
Lender
NameFIFTH THIRD BANK NORTHWESTERN OHIO
TypeBank
AddressGRAND RAPIDS, MI 49546
Agreement
TypeLine of Credit
AmountAmount on Record
Term117 Months
DueMay 28, 2030

June 2021: Transfer on Death Deed, Transfer

Document TypeTransfer on Death Deed
JurisdictionLUCAS OH
Recording DateJun 18, 2021
Property Address2324 MIDDLESEX DR, TOLEDO, OH 43606-3142
Document Number0000030880
Instrument DateDec 4, 2020
Instrument202106180030880
Transaction TypeTransfer
Record UpdatedAug 25, 2022

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address293 CENTRAL PARK BLVD, MONROE, MI 48162-3603

November 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLUCAS OH
Recording DateNov 28, 2017
Property Address2324 MIDDLESEX DR, TOLEDO, OH 43606-3142
Document Number0000051809
Instrument DateNov 22, 2017
Instrument51809
Transaction TypeTransfer
Record UpdatedJan 3, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$560.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2324 MIDDLESEX DR TOLEDO OH 436063142, TOLEDO, OH 43606-3142

Mortgage

Document Number51810
DateNov 28, 2017
Instrument51810
Lender
NameDIRECTIONS CU
TypeCredit Union
AddressMAUMEE, OH 43537
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueNov 27, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 2324 Middlesex Dr was $4,923, up 3.4% from the year before.

Source: Lucas County assessment roll, as of August 1, 2025

Property Jurisdictions

TypeName
StateOhio
CountyLucas County
MunicipalityToledo City
Unified School DistrictToledo City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,923.00 (+3.42%)$83,685 (-) Land $9,835 Building $73,850
2024$4,760.00 (+13.66%)$83,685 (+23.31%) Land $9,835 Building $73,850$239,100 Land $28,100 Building $211,000
2023$4,188.00 (-0.17%)$67,865 (-) Land $9,730 Building $58,135
2022$4,195.00 Homeowner's exemption$67,865 Land $9,730 Building $58,135
2021$193,900 Land $27,800 Building $166,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2324 Middlesex Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 20, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2324 Middlesex Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 90% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF TOLEDO
serves 360,000 people · EPA ID OH4801411
Water SourceSurface water
Last State InspectionSep 2024
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Mar 2023
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 358 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Buckeye Cablesystem
Fiber · Cable in parts of the area
10,000 / 10,000
AT&T
Fiber
5,000 / 5,000
Verizon
Fixed Wireless
300 / 20

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