2324 Holmes Ave, Springfield, IL 62704 Property Records

Sangamon County property record for 2324 Holmes Ave, Springfield, IL 62704

Property Summary

Property Type	Single Family Home
Lot Size	0.128 acres (5,589 sqft)
Owner	2 Individual Names on Record
Last Sale	$105,000 (Jun 2024)
Tax Bill	$3,307 (2025)
Deeds & Mortgages	Jun 2023 Mortgage Oct 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`22-04.0-377-007`

Property Details

APN / Parcel Number

Primary APN	`22-04.0-377-007`
Alternative APN	`22040377007 (CHECK DIGIT = 8)`

Exterior

Lot Area	5,589 sqft (0.128 acres)

Location & Zoning

Account Number	22040377007
Street Address	2324 HOLMES AVE
City	SPRINGFIELD
State	IL
Zip	62704-4631
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L 137 SPAULDINGS HOLMES PLACE ADDN
Legal Subdivision	SPAULDINGS HOLMES PLACE ADD
Jurisdiction	SANGAMON IL
Township / Civil Division	CAPITAL
Census Block Group	3
Census Block	3002
Census Tract	2200

Owner

Source: Sangamon County records, as of June 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2324 HOLMES AVE, SPRINGFIELD, IL 62704-4631
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jun 16, 2023	Deed of Trust, Mortgage HUD
Oct 18, 2021	Deed of Trust, Mortgage HUD
Jan 6, 2020	Warranty Deed, Transfer · FHA Mortgage ILLINOIS NATIONAL BANK
Jun 12, 2018	Deed of Trust, Mortgage · Conventional Mortgage PRAIRIE STATE BANK & TRUST

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 3, 2024 · Amount on Record
Deed Sale	Jun 3, 2024 · Amount on Record
Prior Sale	Jan 6, 2020 · Amount on Record
Deed Document Number	20248645
Record Updated	Sep 20, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANGAMON IL
Property Address	2324 HOLMES AVE, SPRINGFIELD, IL 62704-4631
Transaction Type	Mortgage
Record Updated	Jul 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2023R10507
Date	Jun 16, 2023
Instrument	2023R10507

Lender

Name	HUD
Type	Government Agency

Agreement

Amount	Amount Recorded
Term	324 Months
Due	Feb 1, 2050

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANGAMON IL
Property Address	2324 HOLMES AVE, SPRINGFIELD, IL 62704-4631
Transaction Type	Mortgage
Record Updated	Nov 17, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021R28451
Date	Oct 18, 2021
Instrument	2021R28451

Lender

Name	HUD
Type	Government Agency

Agreement

Amount	Amount Recorded
Term	348 Months
Due	Feb 1, 2050

Interest

Rate Type	Fixed Rate

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANGAMON IL
Recording Date	Jan 6, 2020
Property Address	2324 HOLMES AVE, SPRINGFIELD, IL 62704-4631
Document Number	2020R00302
Instrument Date	Dec 23, 2019
Instrument	2020R00302
Transaction Type	Transfer
Record Updated	May 11, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$114.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2324 HOLMES AVE, SPRINGFIELD, IL 62704-4631

Mortgage

Document Number	2020R00303
Date	Jan 6, 2020
Instrument	2020R00303

Lender

Name	ILLINOIS NATIONAL BANK

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate
Rate	4.13%

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANGAMON IL
Property Address	2324 HOLMES AVE, SPRINGFIELD, IL 62704-4631
Transaction Type	Mortgage
Record Updated	Jul 4, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2018R11934
Date	Jun 12, 2018
Instrument	2018R11934

Lender

Name	PRAIRIE STATE BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Oct 2, 2018

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Sangamon County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Sangamon County
County Subdivision	Capital Township
Municipality	Springfield City
Unified School District	Springfield School District 186 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,307.00 (+41.2%)	$40,856 (+56.3%) Land $5,614 Building $35,242	$122,568 (+56.3%) Land $16,842 Building $105,726
2022	$2,342.00	$26,140 Land $4,536 Building $21,604	$78,420 Land $13,608 Building $64,812

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 4, 2016

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRINGFIELD serves 117,444 people · EPA ID IL1671200
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 764 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Rise Broadband Fixed Wireless	500 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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