2324 E Wheeler St, Midland, MI 48642 Property Records

Midland County property record for 2324 E Wheeler St, Midland, MI 48642

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,328 sqft · built 1996
Lot Size	0.27 acres (11,761 sqft)
Owner	2 Individual Names on File
Last Sale	$187,000 (Oct 2020)
Deeds & Mortgages	Nov 2021 Mortgage Oct 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14-11-80-010`

Property Details

APN / Parcel Number

Primary APN	`14-11-80-010`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	1,328 sqft Living Area
1st Floor Area	1,328 sqft
Basement Area	1,328 sqft
Unfinished Basement	1,328 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Ranch
Lot Area	11,761 sqft (0.27 acres)
Lot Dimensions	169 ft deep x 70 ft wide
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2324 E WHEELER ST
City	MIDLAND
State	MI
Zip	48642-7149
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA-3
Legal Description	LOT 1 HARVEYS SUB
Legal Subdivision	HARVEYS SUB
Legal Lot Number	1
Jurisdiction	MIDLAND MI
Township / Civil Division	MIDLAND
Census Block Group	4
Census Block	4003
Census Tract	290800

Owner

2324 E Wheeler St is owned and occupied by two individuals who acquired it in June 2024.

Source: Midland County records, as of March 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2324 E WHEELER ST, MIDLAND, MI 48642-7149
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 1, 2021	Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC
Oct 27, 2020	Warranty Deed, Transfer · VA Mortgage NEW DAY FINANCIAL LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 27, 2020 · Amount on File
Deed Sale	Oct 27, 2020 · Amount on File
Deed Book / Page	1638 / 1408
Last Transfer Date	Jun 12, 2024
Transfer Doc	0001673/32
Record Updated	Jun 8, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDLAND MI
Property Address	2324 E WHEELER ST, MIDLAND, MI 48642-7149
Transaction Type	Mortgage
Record Updated	Nov 17, 2021
Title Company	AMERICAS SETTLEMENT COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2324 E WHEELER ST, MIDLAND, MI 48642-7149

Mortgage

Document Number	1651/327
Date	Nov 1, 2021
Book Page	1651/327

Lender

Name	NEW DAY FINANCIAL LLC
Type	Mortgage Company
Address	FULTON, MD 20759

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2051

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIDLAND MI
Recording Date	Oct 27, 2020
Property Address	2324 E WHEELER ST, MIDLAND, MI 48642-7149
Document Number	1638/1408
Book / Page	1638 / 1408
Map Reference	LB K PG 31
Instrument Date	Oct 7, 2020
Transaction Type	Transfer
Record Updated	May 18, 2021
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,402.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2324 E WHEELER ST, 2324, MIDLAND, MI 48642-7149

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1211 MARQUETTE ST, BAY CITY, MI 48706-4084

Mortgage

Document Number	16381409
Date	Oct 27, 2020
Instrument	1638/1409

Lender

Name	NEW DAY FINANCIAL LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

Source: Midland County assessment roll, as of July 29, 2025

Property Jurisdictions

Type	Name
State	Michigan
County	Midland County
Municipality	Midland City
Unified School District	Midland Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2025	$125,600	$251,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2324 E Wheeler St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 3, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2324 E Wheeler St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MIDLAND serves 42,547 people · EPA ID MI0004370
Water Source	Purchased surface water from SAGINAW-MIDLAND WATER SUPPLY
Last State Inspection	Mar 2023
Lead	3 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 368 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Omni Fiber.

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