2324 E Monterosa St, Phoenix, AZ 85016 Property Records

Maricopa County property record for 2324 E Monterosa St, Phoenix, AZ 85016

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,681 sqft · built 1948
Lot Size	0.187 acres (8,137 sqft)
Owner	2 Individual Names on Record
Last Sale	$525,000 (Oct 2021)
Tax Bill	$2,742 (2025)
Deeds & Mortgages	Nov 2025 Line of Credit Oct 2021 Sale & Mortgage + 4 more
Flood Zone	Zone X (moderate risk)
APN	`163-34-095`

Property Details

APN / Parcel Number

Primary APN	`163-34-095`
Alternative APN	`163340953`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,681 sqft Living Area
Gross Area	1,951 sqft
1st Floor Area	1,681 sqft

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1948
Exterior Material	Brick
Roof Material	Asphalt
Lot Area	8,137 sqft (0.187 acres)
Parking Spaces	1 Parking Space
Patio Area	270 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2324 E MONTEROSA ST
City	PHOENIX
State	AZ
Zip	85016-6220
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-6
Legal Description	MANANA VISTA DOS MCR 45/34
Legal Range	3E
Legal Township	2N
Legal Section	22
Legal Subdivision	MANANA VISTA DOS
Legal Lot Number	95
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	1
Census Block	1007
Census Tract	108502

Owner

Source: Maricopa County records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2324 E MONTEROSA ST, PHOENIX, AZ 85016-6220
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Nov 26, 2025	Deed of Trust, Mortgage · Line of Credit DESERT FINANCIAL CU
Oct 6, 2021	Warranty Deed, Transfer · Conventional Mortgage REDFIN MORTGAGE LLC
Jul 26, 2021	Quit Claim Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Feb 2, 2018	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Oct 30, 2020	Special Warranty Deed, Transfer · Commercial Mortgage CLEAR CHOICE FUND LLC
Oct 30, 2020	Warranty Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE AGCY INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 6, 2021 · Amount on Record
Deed Sale	Oct 6, 2021 · Amount on Record
Prior Sale	Oct 30, 2020 · Amount on Record
Deed Document Number	20211078931
Prior Transfer Date	Apr 10, 1997
Prior Transfer Doc	0000547201
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	2324 E MONTEROSA ST, PHOENIX, AZ 85016-6220
Transaction Type	Mortgage
Record Updated	Dec 9, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2324 E MONTEROSA ST, PHOENIX, AZ 85016-6220

Mortgage

Document Number	0000684715
Date	Nov 26, 2025
Instrument	20250684715

Lender

Name	DESERT FINANCIAL CU
Type	Credit Union
Address	PHOENIX, AZ 85062

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Nov 25, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Oct 6, 2021
Property Address	2324 E MONTEROSA ST, PHOENIX, AZ 85016-6220
Document Number	0001078931
Map Reference	MB 45 PG 34
Instrument Date	Oct 5, 2021
Instrument	20211078931
Transaction Type	Transfer
Record Updated	Nov 21, 2025
Title Company	LANDMARK TITLE ASSURANCE AGENCY, LANDMARK TTL ASSURANCE AGCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2003 W QUAIL TRACK DR, PHOENIX, AZ 85085-1701

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	2324 E MONTEROSA ST, PHOENIX, AZ 85016-6220

Mortgage

Document Number	0001078932
Date	Oct 6, 2021
Instrument	20211078932

Lender

Name	REDFIN MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

July 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MARICOPA AZ
Recording Date	Jul 26, 2021
Property Address	2324 E MONTEROSA ST, PHOENIX, AZ 85016-6220
Document Number	0000808393
Map Reference	MB 45 PG 34
Instrument Date	Jun 22, 2021
Instrument	20210808393
Transaction Type	Transfer
Record Updated	Nov 21, 2025
Title Company	FIRST ARIZONA TITLE AGENCY INC, FIRST ARIZONA TITLE AGENCY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2324 E MONTEROSA ST, PHOENIX, AZ 85016-6220

Mortgage

Document Number	0000808394
Date	Jul 26, 2021
Instrument	20210808394

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	2324 E MONTEROSA ST, PHOENIX, AZ 85016-6220
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000086151
Date	Feb 2, 2018
Instrument	20180086151

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Feb 1, 2033

October 2020: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Oct 30, 2020
Property Address	2324 E MONTEROSA ST, PHOENIX, AZ 85016-6220
Document Number	0001058307
Map Reference	MB 45 PG 34
Instrument Date	Oct 28, 2020
Instrument	20201058307
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	FIDELITY NATL TTL AGCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3033 N 44TH ST # ST140, 3033, PHOENIX, AZ 85018-7226

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2324 E MONTEROSA ST, PHOENIX, AZ 85016-6220

Mortgage

Document Number	0001058308
Date	Oct 30, 2020
Instrument	20201058308

Lender

Name	CLEAR CHOICE FUND LLC
Type	Funding / Finance Company

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Oct 30, 2020
Property Address	2324 E MONTEROSA ST, PHOENIX, AZ 85016-6220
Document Number	0001058306
Instrument Date	Oct 28, 2020
Instrument	1058306
Transaction Type	Transfer
Record Updated	Nov 5, 2020
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE AGCY INC

Transaction

Amount	Amount Recorded
Tax	$356.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3033 N 44TH ST #140 PHOENIX AZ 850187263, 140, PHOENIX, AZ 85018-7263
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Phoenix City
Elementary School District	Madison Elementary District (PK - 08)
Secondary School District	Phoenix Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$44,550 (+103.46%)	$445,500 (+3.94%) Land $89,100 Building $356,400
2025	$2,742.00 (+18.34%)	$21,896 (-52.04%)	$428,600 (-6.11%) Land $85,700 Building $342,900
2024		$45,650	$456,500 Land $91,300 Building $365,200
2023	$2,317.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PHOENIX serves 1,695,000 people · EPA ID AZ0407025
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 694 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	2,000 / 1,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Tristate Wi-Fi by Wi-Fiber Fixed Wireless	400 / 400
AirFiber WISP Fixed Wireless	100 / 25
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks, Verizon.

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