2324 E Main St, Lakeland, FL 33801 Property Records

Polk County property record for 2324 E Main St, Lakeland, FL 33801

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 960 sqft · built 1925
Lot Size	0.108 acres (4,718 sqft)
Owner	Company Name on File
Last Sale	$40,000 (Aug 2019)
Tax Bill	$858 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Oct 2020 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`24-28-16-000000-023040`

Property Details

APN / Parcel Number

Primary APN	`24-28-16-000000-023040`
Alternative APNs	`162824000000023040` `62824000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	960 sqft Living Area
1st Floor Area	792 sqft
Flooring	Tile
Interior Walls	Wood

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Exterior Material	Wood
Construction Type	Wood
Foundation Type	Pier/Post & Beam
Roof Type	Gable
Roof Material	Other
Lot Area	4,718 sqft (0.108 acres)
Lot Dimensions	150 ft deep x 35 ft wide
View / Lot	Commercial/Industrial
Porch	Florida Room
Porch Area	228 sqft

Utilities, Heating & Cooling

Cooling System	None

Location & Zoning

Street Address	2324 E MAIN ST
City	LAKELAND
State	FL
Zip	33801-2666
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	C2
Legal Description	BEG 400 FT W OF SE COR OF NW1/4 OF SE1/4 RUN N 150 FT W 35 FT S 150 FT E TO BEG LESS MAINT R/W FOR EAST MAIN ST PER MB 26 PGS 68-76
Legal Range	24E
Legal Township	28S
Legal Section	16
Legal Subdivision	ELLIOTA
Legal Tract	000000
Legal Block	2
Jurisdiction	POLK FL
Township / Civil Division	LAKELAND
Census Block Group	2
Census Block	2008
Census Tract	11731

Owner

2324 E Main St is owned by a company that acquired it in October 2020.

Source: Polk County records, as of September 28, 2026

Owner of Record	Company Name on File
Mailing Address	3113 N ARMENIA AVE, TAMPA, FL 33607-1633
Owner Type	Company
Vesting	Limited Liability Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 12, 2021	Deed of Trust, Mortgage · Commercial Mortgage NVESTOR FUNDING INC
Oct 28, 2020	Quit Claim Deed, Transfer PEER TITLE INC
Aug 21, 2019	Warranty Deed, Transfer JOEL SCHACHTER

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 21, 2019 · Amount on File
Deed Sale	Aug 21, 2019 · Amount on File
Deed Document Number	2019177236
Deed Book / Page	10948 / 1385
Last Transfer Date	Oct 20, 2020
Transfer Doc	0000229467
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	2324 E MAIN ST, LAKELAND, FL 33801-2666
Transaction Type	Mortgage
Record Updated	Aug 2, 2022
Title Company	PEER TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000296381
Date	Nov 12, 2021
Book Page	11980/2158
Instrument	2021296381

Lender

Name	NVESTOR FUNDING INC
Type	Non-Lending Institution
Address	TEMPE, AZ 85283

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

October 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	POLK FL
Recording Date	Oct 28, 2020
Property Address	2324 E MAIN ST, LAKELAND, FL 33801-2666
Document Number	0114330404
Book / Page	011433 / 000404
Instrument Date	Oct 20, 2020
Instrument	229467
Transaction Type	Transfer
Record Updated	Nov 13, 2020
Title Company	PEER TITLE INC

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3113 N ARMENIA AVE TAMPA FL 336071633, TAMPA, FL 33607-1633

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Aug 21, 2019
Property Address	2324 E MAIN ST, LAKELAND, FL 33801-2666
Document Number	0109481385
Book / Page	010948 / 001385
Instrument Date	Aug 15, 2019
Instrument	177236
Transaction Type	Transfer
Record Updated	Sep 9, 2019
Title Company	STONEBRIDGE TITLE GROUP LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$280.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3300 HENDERSON BLVD #206A TAMPA FL 336092937, 206A, TAMPA, FL 33609-2937
Investor	Possibly a Property Investor

Mortgage

Document Number	109481387
Date	Aug 21, 2019
Book Page	010948/001387
Instrument	177237

Lender

Name	JOEL SCHACHTER
Address	17125 JOURNEYS END DR, ODESSA, FL 33556-2442

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 2324 E Main St was $858, down 41.9% from the year before.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$58,306 (-8.83%) Land $7,783 Building $50,523	$58,306 (-8.83%) Land $7,783 Building $50,523
2025	$858.00 (-41.87%)	$63,950 Land $7,783 Building $56,167	$63,950 Land $7,783 Building $56,167
2024	$1,476.00 (+10.89%)
2023	$1,331.00 (+9.37%)	$72,264 (+15.12%) Land $7,547 Building $64,717	$72,264 (+15.12%) Land $7,547 Building $64,717
2022	$1,217.00	$62,774 Land $5,189 Building $57,585	$62,774 Land $5,189 Building $57,585

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2324 E Main St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	4 (2004–2024)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2324 E Main St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAKELAND serves 193,297 people · EPA ID FL6531014
Water Source	Groundwater
Last State Inspection	Jul 2022
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 126 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier.

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