2324 Cass St, Gary (Lake Station), IN 46405 Property Records

Lake County property record for 2324 Cass St, Gary, IN 46405

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,118 sqft · built 1957
Lot Size	0.437 acres (19,036 sqft)
Owner	Individual Name on File
Last Sale	$135,000 (Jun 2025)
Tax Bill	$2,858 (2024)
Deeds & Mortgages	Jun 2025 Sale Nov 2022 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`006-32-48-0041-0004`

Property Details

APN / Parcel Number

Primary APN	`006-32-48-0041-0004`
Alternative APNs	`45-08-13-278-017.000-017` `324800410004`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,118 sqft Living Area

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1965
Construction Type	Wood
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	19,036 sqft (0.437 acres)
Lot Dimensions	127 ft deep x 150 ft wide

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Account Number	006-32-48-0041-0004
Old Parcel Number	324800410004
Street Address	2324 CASS ST
City	GARY
State	IN
Zip	46405-1071
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	EAST GARY GARDENS 3RD ADD BL.2 LOTS 4,5 & 6
Legal Subdivision	EAST GARY GARDENS 3RD ADDITION
Legal Block	2
Legal Lot Number	4,5,6 5
Jurisdiction	LAKE IN
Township / Civil Division	HOBART
Census Block Group	3
Census Block	3035
Census Tract	11500

Owner

2324 Cass St is owned and occupied by an individual who bought it in June 2025.

Source: Lake County records, as of March 18, 2026

Owner of Record	Individual Name on File
Mailing Address	2324 CASS ST, LAKE STATION, IN 46405-1071
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 25, 2025	Warranty Deed, Transfer PROPER TITLE LLC
Nov 10, 2022	Special Warranty Deed, Transfer · FHA Mortgage UNIVERSITY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 25, 2025 · Amount on File
Deed Sale	Jun 25, 2025 · Amount on File
Prior Sale	Nov 10, 2022 · Amount on File
Deed Document Number	2025-523110
Record Updated	Jun 8, 2026

June 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE IN
Recording Date	Jun 25, 2025
Property Address	2324 CASS ST, GARY, IN 46405-1071
Document Number	0000023110
Map Reference	MB 26 PG 4
Instrument Date	Jun 24, 2025
Instrument	2025-523110
Transaction Type	Transfer
Record Updated	Feb 6, 2026
Title Company	PROPER TITLE LLC

Transaction

Amount	Amount on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2324 CASS ST, LAKE STATION, IN 46405-1071

November 2022: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	LAKE IN
Recording Date	Nov 10, 2022
Property Address	2324 CASS ST, GARY, IN 46405-1071
Document Number	0000045371
Map Reference	MB 26 PG 4
Instrument Date	Oct 31, 2022
Instrument	2022-545371
Transaction Type	Transfer
Record Updated	Feb 6, 2026
Title Company	ACUITY TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2324 CASS ST, LAKE STATION, IN 46405-1071

Mortgage

Document Number	0000045372
Date	Nov 10, 2022
Instrument	2022-545372

Lender

Name	UNIVERSITY BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2052

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Lake County
County Subdivision	Hobart Township
Municipality	Gary City
Unified School District	River Forest Community School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$96,300 (-0.52%) Land $10,000 Building $86,300	$96,300 (-0.52%) Land $10,000 Building $86,300
2024	$2,858.00	$96,800 (+11.91%) Land $10,000 Building $86,800	$96,800 (+11.91%) Land $10,000 Building $86,800
2023		$86,500 (-2.81%) Land $25,100 Building $61,400	$86,500 (-2.81%) Land $25,100 Building $61,400
2022	$2,839.00	$89,000 Land $25,100 Building $63,900	$89,000 Land $25,100 Building $63,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2324 Cass St in Zone AE, a high-risk flood area within the regulatory floodway; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective October 16, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	Yes
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	2 in force
Nearby Flood Claims	24 (1989–2009)
Claims Outside the SFHA	3 of 24
Most Recent Claim	Mar 2009 · Severe Storms, Tornadoes, And Flooding
Claims by Event	Severe Storms And Flooding, Sep 2008 · 18 claims Severe Storms & Flooding, Nov 1990 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2324 Cass St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 78% of Indiana
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIANA AMERICAN WATER - NORTHWEST private · serves 210,510 people · EPA ID IN5245015
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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