23237 Jules Ave, Punta Gorda, FL 33980 Property Records

Charlotte County property record for 23237 Jules Ave, Punta Gorda, FL 33980

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,678 sqft · built 1983
Lot Size	0.23 acres (10,000 sqft)
Owner	Individual Name on File
Last Sale	$369,000 (Oct 2021)
Tax Bill	$3,267 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Dec 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`402213130007`

Property Details

APN / Parcel Number

Primary APN	`402213130007`
Alternative APNs	`00219370000004` `10004575462`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,678 sqft Living Area
Gross Area	2,405 sqft
1st Floor Area	1,678 sqft

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,000 sqft (0.23 acres)
Lot Dimensions	125 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	466 sqft
Driveway	Concrete Driveway
Driveway Area	527 sqft

Exterior Amenities

Pool Area	448 sqft
Porch	Enclosed/Screened Porch
Porch Area	261 sqft
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Account Number	00219370000004
Street Address	23237 JULES AVE
City	PUNTA GORDA
State	FL
Zip	33980-4820
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF3.5
Legal Description	PORT CHARLOTTE SEC20 BLK2299 LT 20 458/183 599/1486 741/517 1230/486 1378/1476 3925/623 4197/852 4858/105
Legal Range	22E
Legal Township	40S
Legal Section	13
Legal Subdivision	PORT CHARLOTTE
Legal Tract	PCH
Legal Block	2299
Legal Lot Number	20
Jurisdiction	CHARLOTTE FL
Township / Civil Division	PORT CHARLOTTE
Census Block Group	1
Census Block	1043
Census Tract	20203

Owner

23237 Jules Ave is owned and occupied by an individual who bought it in October 2021.

Source: Charlotte County records, as of November 19, 2025

Owner of Record	Individual Name on File
Mailing Address	23237 JULES AVE, PORT CHARLOTTE, FL 33980-4820
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Woman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 4, 2021	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Dec 16, 2021	Deed of Trust, Mortgage · Stand-Alone First Mortgage THE JAMES R CARTER TRUST
Oct 14, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage JAMES R CARTER TRUST
May 10, 2017	Trustee's Deed, Foreclosure · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 14, 2021 · Amount on File
Deed Sale	Oct 14, 2021 · Amount on File
Prior Sale	May 10, 2017 · Amount on File
Deed Document Number	20213009594
Deed Book / Page	4858 / 105
Prior Transfer Date	Nov 13, 2014
Prior Transfer Doc	0039250623
Record Updated	Jun 8, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLOTTE FL
Property Address	23237 JULES AVE, PORT CHARLOTTE, FL 33980-4820
Transaction Type	Mortgage
Record Updated	Apr 2, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23237 JULES AVE, PT CHARLOTTE, FL 33980-4820

Mortgage

Document Number	0047200827
Date	Mar 4, 2021
Book Page	4720/827
Instrument	2911957

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Mar 1, 2041

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLOTTE FL
Property Address	23237 JULES AVE, PORT CHARLOTTE, FL 33980-4820
Transaction Type	Mortgage
Record Updated	Jan 19, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23237 JULES AVE, PT CHARLOTTE, FL 33980-4820

Mortgage

Document Number	0048950372
Date	Dec 16, 2021
Book Page	4895/372
Instrument	3035466

Lender

Name	THE JAMES R CARTER TRUST
Type	Private Party
Address	500 S ELM ST, WASHINGTON, IL 61571

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Oct 14, 2021
Property Address	23237 JULES AVE, PORT CHARLOTTE, FL 33980-4820
Document Number	0048580105
Book / Page	4858 / 105
Map Reference	MB 5 PG 10A-10F
Instrument Date	Oct 11, 2021
Instrument	3009594
Transaction Type	Transfer
Record Updated	Apr 2, 2026
Title Company	ALL COAST TITLE AND ESCROW, ALL COAST TITLE & ESCROW

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,583.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	142 E SPRAGUE ST, WINSTON SALEM, NC 27127-3012

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23237 JULES AVE, PORT CHARLOTTE, FL 33980-4820

Mortgage

Document Number	0004895372
Date	Oct 14, 2021
Instrument	4895/372

Lender

Name	JAMES R CARTER TRUST
Type	Private Party

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

May 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	CHARLOTTE FL
Recording Date	May 10, 2017
Property Address	23237 JULES AVE, PORT CHARLOTTE, FL 33980-4820
Document Number	0041970852
Book / Page	4197 / 0852
Map Reference	MB5 PG10A-10F
Instrument Date	Apr 25, 2017
Instrument	2522639
Transaction Type	Foreclosure
Record Updated	Feb 7, 2022
Title Company	R & T TITLE SERVICES LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,326.50
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name
Address	23705 E SILSBY RD, 23705, BEACHWOOD, OH 44122-1269

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	23237 JULES AVE, PUNTA GORDA, FL 33980-4820

Mortgage

Document Number	0002522641
Date	May 10, 2017
Instrument	2522641

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 23237 Jules Ave was $3,267 with a homeowner's exemption, down 23.2% from the year before.

Source: Charlotte County assessment roll, as of November 19, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Charlotte County
Unified School District	Charlotte County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,267.00 (-23.2%) Homeowner's exemption	$256,589 Land $18,700 Building $237,889	$256,589 Land $18,700 Building $237,889
2024	$4,254.00 (+0.59%)
2023	$4,229.00 (+3.37%) Homeowner's exemption	$261,594 (+3%)	$210,444 (-17.14%) Land $22,000 Building $188,444
2022	$4,091.00 Homeowner's exemption	$253,975 Land $13,175 Building $240,800	$253,975 Land $13,175 Building $240,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 23237 Jules Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2022.

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 43 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	43 in force
Nearby Flood Claims	1 (2022)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2022 · Hurricane Ian

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 23237 Jules Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE COUNTY UTILITIES serves 173,820 people · EPA ID FL5084100
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2025
Lead	10 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 353 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
T-Mobile Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
CenturyLink Fiber	3,000 / 3,000
Ripple Fiber Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250

May also be available: BridgeMAXX Suncoast Broadband, Verizon.

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