23234 Chase Lane Ct, Ray, MI 48096 Property Records

Macomb County property record for 23234 Chase Lane Ct, Ray, MI 48096

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 3,296 sqft · built 2005
Lot Size	4.22 acres (183,997 sqft)
Owner	2 Individual Names on Record
Tax Bill	$6,981 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Jul 2018 Transfer
Flood Zone	Zone X (minimal risk)
APN	`21-05-13-100-021`

Property Details

APN / Parcel Number

Primary APN	`21-05-13-100-021`
Alternative APN	`0513100021`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	3,296 sqft Living Area
1st Floor Area	2,486 sqft
Basement Area	2,486 sqft
Unfinished Basement	2,486 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Split Level
Lot Area	183,997 sqft (4.22 acres)
Garage Area	993 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	23234 CHASE LANE CT
City	RAY
State	MI
Zip	48096-2721
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	T4N, R13E, SEC 13; COMM AT NW COR SEC 13; TH S0122?22?W 981.13 FT; TH S8917?31?E 563.04 FT TO POB; TH S89*17?31?E 69.96 FT;
Legal Range	13E
Legal Township	04N
Legal Section	01
Jurisdiction	MACOMB MI
Township / Civil Division	RAY
Census Block Group	1
Census Block	1046
Census Tract	216000

Owner

Source: Macomb County records, as of July 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	23234 CHASE LANE CT, RAY, MI 48096-2721
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Jul 31, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	23234 CHASE LANE CT, RAY, MI 48096-2721
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23234 CHASE LANE CT, RAY, MI 48096-2721

Mortgage

Document Number	0000101668
Date	Jan 5, 2021
Book Page	27302/679
Instrument	2101668

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Dec 1, 2050

July 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MACOMB MI
Recording Date	Jul 31, 2018
Property Address	23234 CHASE LANE CT, RAY, MI 48096-2721
Document Number	0000085605
Book / Page	025495 / 000820
Instrument Date	Jul 26, 2018
Instrument	85605
Transaction Type	Transfer
Record Updated	May 22, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	23234 CHASE LANE CT RAY MI 480962721, RAY, MI 48096-2721

Tax Assessment & Valuation

Source: Macomb County assessment roll, as of July 6, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Macomb County
County Subdivision	Ray Township
Unified School District	Armada Area Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$409,700 (+45.13%)	$819,400 (+45.13%)
2025	$6,981.00 (+17.64%)
2023		$282,300	$564,600
2022	$5,934.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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