23233 30 Mile Rd, Ray, MI 48096 Property Records

Macomb County property record for 23233 30 Mile Rd, Ray, MI 48096

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,822 sqft · built 2004
Lot Size	11.8 acres (516,273 sqft)
Owner	2 Individual Names on File
Last Sale	$650,000 (Jun 2026)
Tax Bill	$7,496 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Jun 2026 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`21-05-12-300-012`

Property Details

APN / Parcel Number

Primary APN	`21-05-12-300-012`
Alternative APN	`0512300012`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,822 sqft Living Area
1st Floor Area	1,995 sqft
Basement Area	1,995 sqft
Unfinished Basement	1,995 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Split Level
Lot Area	516,273 sqft (11.8 acres)
Lot Width	473 ft Width
Garage Area	550 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	23233 30 MILE RD
City	RAY
State	MI
Zip	48096-2100
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	T4N, R13E SEC 12; TH N8913'E 410.0 FT TO POB; TH N019'40"W 1151.83 FT; TH N8915'50"E 473.0 FT; TH S019'40"E 1151.44 FT;
Legal Range	13E
Legal Township	04N
Legal Section	01
Jurisdiction	MACOMB MI
Township / Civil Division	RAY
Census Block Group	1
Census Block	1042
Census Tract	216000

Owner

Source: Macomb County records · APN 21-05-12-300-012

Assessment roll updated July 6, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	38080 DELTA ST, CLINTON TOWNSHIP, MI 48036-1705
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	His Wife

Deeds, Mortgages & Sale History

Date	Document
Jul 02, 2026	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jun 26, 2026	Warranty Deed, Transfer MICHIGAN TITLE, MICHIGAN INVESTMENT TITLE
May 22, 2023	Deed of Trust, Mortgage · FHA Mortgage CALIBER HOME LOANS INC
Aug 01, 2022	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 26, 2026 · Amount on Record
Deed Sale	Jun 26, 2026 · Amount on Record
Prior Sale	Feb 20, 1998 · Amount on Record
Deed Document Number	202660432
Deed Book / Page	30731 / 1
Prior Transfer Date	Jul 06, 2022
Prior Transfer Doc	0000093448
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Recording Date	Jul 02, 2026
Property Address	23233 30 MILE RD, RAY, MI 48096-2100
Document Number	0000062960
Book / Page	30742 / 194
Instrument Date	Jun 17, 2026
Instrument	202662960
Transaction Type	Mortgage
Record Updated	Jul 16, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38080 DELTA ST, CLINTON TOWNSHIP, MI 48036-1705

Mortgage

Document Number	0000062960,
Date	Jul 02, 2026
Book Page	30742/194
Instrument	202662960

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 01, 2056

Interest

Rate Type	Fixed Rate
Rate	6.51%
Initial Type	Fixed Rate
Max Rate	-1%

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACOMB MI
Recording Date	Jun 26, 2026
Property Address	23233 30 MILE RD, RAY, MI 48096-2100
Document Number	0000060432
Book / Page	30731 / 1
Instrument Date	Jun 17, 2026
Instrument	202660432
Transaction Type	Transfer
Record Updated	Jul 10, 2026
Title Company	MICHIGAN TITLE, MICHIGAN INVESTMENT TITLE

Transaction

Amount	Amount Recorded
Tax	$564,590.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38080 DELTA ST, CLINTON TOWNSHIP, MI 48036-1705

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	23233 30 MILE RD, RAY, MI 48096-2100
Transaction Type	Mortgage
Record Updated	Jun 12, 2023
Title Company	PREMIER TITLE AGENCY INC, PREMIER TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23233 30 MILE RD, WASHINGTON TOWNSHIP, MI 48094

Mortgage

Document Number	2300045350
Date	May 22, 2023
Book Page	29136/897
Instrument	202300045350

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2053

August 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MACOMB MI
Recording Date	Aug 01, 2022
Property Address	23233 30 MILE RD, RAY, MI 48096-2100
Document Number	2200093448
Book / Page	28742 / 737
Instrument Date	Jul 06, 2022
Instrument	202200093448
Transaction Type	Transfer
Record Updated	Aug 19, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	23233 30 MILE RD, 23233, RAY, MI 48096-2100

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23233 30 MILE RD, RAY, MI 48096-2100

Tax Assessment & Valuation

Source: Macomb County records · Assessment roll updated July 6, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Macomb County
County Subdivision	Ray Township
Unified School District	Armada Area Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$384,000 (+6.9%)	$768,000 (+6.9%)
2025	$7,496.00 (+2.91%) Homeowner's exemption	$359,200 (+30.48%)	$718,400 (+30.48%)
2024	$7,284.00 (+14.31%)
2023		$275,300	$550,600
2022	$6,372.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 4, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30
Verizon Fixed Wireless	25 / 6
AT&T Fixed Wireless	25 / 3

Based on FCC filings for 14 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

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