23232 Surf Side Dr, Rodanthe, NC 27968 Property Records

Dare County property record for 23232 Surf Side Dr, Rodanthe, NC 27968

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,120 sqft · built 1984
Lot Size	0.23 acres (10,000 sqft)
Owner	Individual Name on File
Last Sale	$490,000 (Jun 2026)
Tax Bill	$1,717 (2026)
Deeds & Mortgages	Jun 2026 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`065917009726`

Property Details

APN / Parcel Number

Primary APN	`065917009726`
Alternative APNs	`0659179726` `011521000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,120 sqft Finished Area
Flooring	Vinyl/Resilient
Interior Walls	Wood

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Exterior Material	Other
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	10,000 sqft (0.23 acres)
View / Lot	Ocean

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	065917009726
Street Address	23232 SURF SIDE DR
City	RODANTHE
State	NC
Zip	27968
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 39 BLK: SEC: 3 PL: 5 SL: 63
Legal Subdivision	SURF-SIDE
Legal Lot Number	39
Legal Unit	1
Jurisdiction	DARE NC
Township / Civil Division	KINNAKEET
Census Block Group	1
Census Block	1070
Census Tract	970502

Owner

23232 Surf Side Dr is owned by an individual who bought it in June 2026.

Source: Dare County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	131 ROBERT BRUCE RD, POQUOSON, VA 23662-2167
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 23, 2026 · Amount on File
Deed Sale	Jun 23, 2026 · Amount on File
Prior Sale	Mar 31, 2011 · Amount on File
Deed Document Number	2026700160965
Deed Book / Page	2857 / 396
Record Updated	Oct 29, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DARE NC
Recording Date	Jun 23, 2026
Property Address	23232 SURF SIDE DR, RODANTHE, NC 27968
Document Number	0700160965
Book / Page	2857 / 396
Instrument Date	Jun 22, 2026
Instrument	2026700160965
Transaction Type	Transfer
Record Updated	Jun 30, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLUTI

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$98,980.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	131 ROBERT BRUCE RD, POQUOSON, VA 23662-2167

Mortgage

Document Number	0700160966,
Date	Jun 23, 2026
Instrument	2026700160966

Lender

Name	CMG MORTGAGE INC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.37%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

The 2026 property tax bill for 23232 Surf Side Dr was $1,717.

Source: Dare County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Dare County
Unified School District	Dare County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,717.00	$397,900 (-) Land $115,000 Building $282,900	$397,900 Land $115,000 Building $282,900
2025	$1,717.00	$397,900 Land $115,000 Building $282,900
2023	$1,353.00	$220,900 Land $65,000 Building $155,900
2020			$397,900 Land $115,000 Building $282,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 23232 Surf Side Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective May 11, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	5.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 1,909 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2,008 units insured incl. 99 condo units
Nearby Flood Claims	3,904 (1980–2026)
Claims Outside the SFHA	199 of 3,904
Most Recent Claim	Jun 2026 · tidal / storm surge
Claims by Event	Hurricane Irene, Sep 2011 · 1,125 claims Hurricane Isabel, Sep 2003 · 434 claims Hurricane Emily, Aug 1993 · 385 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 23232 Surf Side Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DARE CO-RWS WATER SYSTEM serves 2,100 people · EPA ID NC0428035
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 138 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000