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23230 Stelling Ave, Punta Gorda, FL 33980 Property Records

Charlotte County property record for 23230 Stelling Ave, Punta Gorda, FL 33980

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,001 sqft · built 2005
Lot Size0.23 acres (9,999 sqft)
Owner2 Individual Names on File
Last Sale$319,000 (Sep 2026)
Tax Bill$2,385 (2025)
Deeds & MortgagesSep 2026 Sale & Mortgage
May 2022 Transfer
Flood ZoneZone X (minimal risk)
APN402213334013

Property Details

APN / Parcel Number

Primary APN402213334013
Alternative APNs
  • 00216500000009
  • 10004576334

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area2,001 sqft Living Area
Gross Area2,931 sqft
1st Floor Area2,001 sqft

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Exterior MaterialBrick/Stone
Construction TypeMasonry / Concrete Block
Roof MaterialComposition Shingle
Lot Area9,999 sqft (0.23 acres)
Lot Dimensions125 ft deep x 80 ft wide
Garage TypeAttached
Garage Area495 sqft
DrivewayDriveway
Driveway Area1 sqft
Parking Spaces2 Parking Spaces
PorchEnclosed/Screened Porch
Porch Area435 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Account Number00216500000009
Street Address23230 STELLING AVE
CityPUNTA GORDA
StateFL
Zip33980-5825
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRSF3.5
Legal DescriptionPORT CHARLOTTE SEC20 BLK2286 LT 7 311/270 622/1337 1289/55 1418/447 4976/503 E5061/802
Legal Range22E
Legal Township40S
Legal Section13
Legal SubdivisionPORT CHARLOTTE
Legal TractPCH
Legal Block2286
Legal Lot Number7
JurisdictionCHARLOTTE FL
Township / Civil DivisionPORT CHARLOTTE
Census Block Group1
Census Block1049
Census Tract20900

Owner

23230 Stelling Ave is owned and occupied by two individuals who bought it in September 2026.

Source: Charlotte County records, as of September 18, 2026

Owner of Record2 Individual Names on File
Mailing Address23230 STELLING AVE, PUNTA GORDA, FL 33980-5825
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 8, 2026Warranty Deed, Transfer · FHA Mortgage
LOAN STORE
May 2, 2022Intrafamily Transfer, Transfer
ACCOMMODATION

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 8, 2026 · Amount on File
Deed SaleSep 8, 2026 · Amount on File
Prior SaleAug 23, 1995 · Amount on File
Deed Document Number20263681391
Prior Transfer DateAug 14, 1995
Prior Transfer Doc1418000447
Record UpdatedOct 29, 2026

September 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHARLOTTE FL
Recording DateSep 8, 2026
Property Address23230 STELLING AVE, PUNTA GORDA, FL 33980-5825
Document Number0003681391
Instrument DateSep 1, 2026
Instrument20263681391
Transaction TypeTransfer
Record UpdatedSep 18, 2026
Title CompanyZILLOW CLOSING SERVICES LLC, ZILLOW CLOSING

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$225,533.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address23230 STELLING AVE, PUNTA GORDA, FL 33980-5825

Mortgage

Document Number0003681392,
DateSep 8, 2026
Instrument20263681392
Lender
NameLOAN STORE
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueOct 1, 2056
Interest
Max Rate-1%

May 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionCHARLOTTE FL
Recording DateMay 2, 2022
Property Address23230 STELLING AVE, PORT CHARLOTTE, FL 33980-5825
Document Number0049760503
Book / Page4976 / 503
Map ReferenceMB 5 PG 10
Instrument DateApr 26, 2022
Instrument3096152
Transaction TypeTransfer
Record UpdatedJun 7, 2023
Title CompanyACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address23230 STELLING AVE, 23230, PORT CHARLOTTE, FL 33980-5825

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust

Tax Assessment & Valuation

The 2025 property tax bill for 23230 Stelling Ave was $2,385 with a homeowner's exemption, up 2.2% from the year before.

Source: Charlotte County assessment roll, as of November 19, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyCharlotte County
Unified School DistrictCharlotte County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,385.00 (+2.23%) Homeowner's exemption$147,126$322,466 Land $18,700 Building $303,766
2024$2,333.00 (+1.92%)
2023$2,289.00 (+4.28%) Homeowner's exemption$138,816 (+3%)$306,390 (+17.68%) Land $22,000 Building $284,390
2022$2,195.00 Homeowner's exemption$134,773$260,351 Land $13,175 Building $247,176

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 23230 Stelling Ave in Zone X, an area of minimal flood risk, though there have been 11 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 72 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies72 in force
Nearby Flood Claims11 (1982–2022)
Claims Outside the SFHA6 of 11
Most Recent ClaimOct 2022 · Hurricane Ian
Claims by Event
  • Hurricane Ian, Oct 2022 · 5 claims
  • Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 23230 Stelling Ave is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 94% of Florida
Wildfire Likelihood0.03% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLOTTE COUNTY UTILITIES
serves 173,820 people · EPA ID FL5084100
Water SourcePurchased surface water from several systems
Last State InspectionJun 2025
Lead10 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Apr 2025
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 290 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
T-Mobile
Fiber · Fixed Wireless		5,000 / 5,000
CenturyLink
Fiber		3,000 / 3,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20

May also be available: BridgeMAXX Suncoast Broadband, Ripple Fiber.

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