2323 Sandy Ln, Vista, CA 92081 Property Records

San Diego County property record for 2323 Sandy Ln, Vista, CA 92081 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 1998
Square Footage	1,880 sqft Living Area
Lot Size	5,392 sqft (0.124 acres)
Occupancy	Owner Occupied
Last Sale	$171,000 (1997)
Tax Bill	$3,753.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`217-381-08-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,880 sqft Living Area

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Lot Area	5,392 sqft (0.124 acres)

Location & Zoning

Street Address	2323 SANDY LN
City	VISTA
State	CA
Zip	92081-8630
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LOT 33 TR 010150
Legal Subdivision	VISTA 79-5
Legal Tract	010150
Legal Block	3
Legal Lot Number	33
Jurisdiction	SAN DIEGO CA
Minor Civil Division	OCEANSIDE-ESCONDIDO
Census Blockgroup	3
Census Block	3000
Census Tract	19905

Owner

Source: San Diego County records · APN 217-381-08-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	2323 SANDY LN, VISTA, CA 92081-8630
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 05, 1997 · Amount on Record
Deed Sale	Aug 05, 1997 · Amount on Record
Prior Sale	Jul 12, 1996
Deed Doc Number	1997374038
Last Transfer Date	Feb 10, 2012
Transfer Doc	0000126693
Record Refreshed	Sep 20, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2323 SANDY LN, VISTA, CA 92081-8630
Document Number	0000290215
Instrument Date	May 29, 2020
Transaction Type	Mortgage
Record Updated	Jun 16, 2020
Title Company	WFG LENDER SERVICES, WFG LENDER SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenant/Joint Tenant w/ Right Of Survivorship
Address	2323 SANDY LN VISTA CA 920818630, VISTA, CA 92081-8630

Mortgage

Document Number	0000290215
Date	Jun 08, 2020
Instrument	290215

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 07, 2050

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Vista City
Unified School District	San Marcos Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$278,318 (+2%) Land $82,886 Building $195,432
2025	$3,753.00 (+6.2%) Homeowner's exemption	$272,861 (+4.04%) Land $81,261 Building $191,600
2023	$3,534.00 (+1.14%) Homeowner's exemption	$262,267 Land $78,106 Building $184,161
2022	$3,494.00

Flood & Wildfire

2323 Sandy Ln is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · San Diego County (06073C), updated September 3, 2026

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 100 ft

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Low less than 1% of exposed land nationally · less than 1% in California
Wildfire Likelihood	Low — less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.