Carroll County property record for 2323 Sandel Ln, Westminster, MD 21157
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,408 sqft · built 1976 |
| Lot Size | 0.986 acres (42,950 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $4,478 (2026) |
| Deeds & Mortgages | Oct 2025 Line of Credit Oct 2018 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-013784 |
| Primary APN | 09-013784 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,408 sqft Total Area |
| Basement Area | 676 sqft |
| Finished Basement | 1,200 sqft |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1976 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 42,950 sqft (0.986 acres) |
| Garage Type | Attached |
| Garage Area | 676 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 352 sqft |
| Patio Area | 352 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 013784 |
|---|---|
| Street Address | 2323 SANDEL LN |
| City | WESTMINSTER |
| State | MD |
| Zip | 21157-7421 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AGRIC |
| Legal Description | LT. 14 0.986 AC BEREN LANE PLT. 13-91 RIDGEVIEW EST. |
| Legal Subdivision | RIDGEVIEW ESTATES |
| Legal Lot Number | 14 |
| Jurisdiction | CARROLL MD |
| Township / Civil Division | 9, FRANKLIN |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 509001 |
Source: Carroll County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2323 SANDEL LN, WESTMINSTER, MD 21157-7421 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 9, 2025 | Deed of Trust, Mortgage · Line of Credit MANUFACTURERS & TRADERS TRUST CO |
| Oct 18, 2018 | Deed of Trust, Mortgage · Line of Credit MANUFACURERS AND TRADERS TRUST CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 2323 SANDEL LN, WESTMINSTER, MD 21157-7421 |
| Transaction Type | Mortgage |
| Record Updated | Oct 22, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0115870210 |
|---|---|
| Date | Oct 9, 2025 |
| Book Page | 11587/210 |
| Name | MANUFACTURERS & TRADERS TRUST CO |
|---|---|
| Type | Bank |
| Address | BUFFALO, NY 14203 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 2323 SANDEL LN, WESTMINSTER, MD 21157-7421 |
| Transaction Type | Mortgage |
| Record Updated | Feb 16, 2022 |
| Title Company | NO TITLE INSURANCE |
| Name | Verified Name |
|---|
| Document Number | 0091460163 |
|---|---|
| Date | Oct 18, 2018 |
| Book Page | 9146/0163 |
| Name | MANUFACURERS AND TRADERS TRUST CO |
|---|---|
| Type | Private Party |
| Address | 00000 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Change Frequency | Monthly |
|---|
Source: Carroll County assessment roll, as of September 8, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Carroll County |
| Unified School District | Carroll County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,478.00 (+4.6%) Homeowner's exemption | $394,567 (+12.69%) | $412,200 (+14.72%) Land $179,400 Building $232,800 |
| 2025 | $4,281.00 (+8.22%) Homeowner's exemption | ||
| 2023 | $3,956.00 Homeowner's exemption | $350,133 | $359,300 Land $179,400 Building $179,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 11, 2016
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Quantum Internet & Telephone.
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