2323 S Duluth Ave, Sioux Falls, SD 57105 Property Records

Minnehaha County property record for 2323 S Duluth Ave, Sioux Falls, SD 57105

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,380 sqft · built 2005
Lot Size	0.123 acres (5,375 sqft)
Owner	Individual Name on Record
Tax Bill	$3,195 (2025)
Deeds & Mortgages	Jul 2026 Second Mortgage Aug 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-22-29-281-030-000`

Property Details

APN / Parcel Number

Primary APN	`01-22-29-281-030-000`
Alternative APN	`50747`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,380 sqft Finished Area
1st Floor Area	1,380 sqft
Basement Area	1,352 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Duplex Single
Exterior Material	Combination
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,375 sqft (0.123 acres)
Lot Dimensions	124 ft deep x 43.2 ft wide
Garage Type	Attached
Garage Area	264 sqft
Parking Spaces	1 Parking Space
Deck Area	96 sqft
Patio Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	50747
Street Address	2323 S DULUTH AVE
City	SIOUX FALLS
State	SD
Zip	57105-3739
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 7A BLOCK 30 UNIVERSITY 3RD ADDN TO CITY OF SIOUX FALLS
Legal Subdivision	UNIVERSITY 3RD ADDN
Legal Block	30
Legal Lot Number	7A
Jurisdiction	MINNEHAHA SD
Township / Civil Division	SIOUX FALLS
Census Block Group	2
Census Block	2007
Census Tract	1501

Owner

Source: Minnehaha County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2323 S DULUTH AVE, SIOUX FALLS, SD 57105-3739
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 9, 2026	Deed of Trust, Mortgage · Stand-Alone Second Mortgage CREDIT UNION MORTGAGE DIRECT
Aug 31, 2020	Deed of Trust, Mortgage · Conventional Mortgage RELIABANK DAKOTA

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MINNEHAHA SD
Recording Date	Jul 9, 2026
Property Address	2323 S DULUTH AVE, SIOUX FALLS, SD 57105-3739
Document Number	0000163355
Book / Page	2019-M / 197
Instrument Date	Jul 1, 2026
Instrument	2026163355
Transaction Type	Mortgage
Record Updated	Sep 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2323 S DULUTH AVE, SIOUX FALLS, SD 57105-3739

Mortgage

Document Number	0000163355,
Date	Jul 9, 2026
Book Page	2019-M/197
Instrument	2026163355

Lender

Name	CREDIT UNION MORTGAGE DIRECT

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Aug 1, 2036

Interest

Max Rate	-1%

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MINNEHAHA SD
Property Address	2323 S DULUTH AVE, SIOUX FALLS, SD 57105-3739
Transaction Type	Mortgage
Record Updated	May 2, 2023
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1896MTG/346
Date	Aug 31, 2020
Book Page	1896 MTG/346

Lender

Name	RELIABANK DAKOTA
Type	Bank
Address	SIOUX FALLS, SD 57108

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

Source: Minnehaha County assessment roll, as of July 16, 2026

Property Jurisdictions

Type	Name
State	South Dakota
County	Minnehaha County
Municipality	Sioux Falls City
Unified School District	Sioux Falls School District 49-5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$246,261 (+3.3%) Land $26,901 Building $219,360	$246,261 Land $26,901 Building $219,360
2025	$3,195.00	$238,400 (-2.38%) Land $27,200 Building $211,200
2024	$3,195.00 (+33.35%)	$244,200 (+52.53%) Land $27,200 Building $217,000
2022	$2,396.00	$160,100 Land $27,200 Building $132,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 2, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SIOUX FALLS serves 216,462 people · EPA ID SD4600294
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	3 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 479 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Fiber · Cable in parts of the area	5,000 / 5,000
Bluepeak Fiber	5,000 / 5,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink.

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