2323 Richmond Dr, Wheaton, IL 60189 Property Records

DuPage County property record for 2323 Richmond Dr, Wheaton, IL 60189

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,239 sqft · built 1983
Lot Size0.21 acres (9,148 sqft)
Owner2 Individual Names on File
Last Sale$605,000 (Sep 2026)
Tax Bill$10,852 (2025)
Deeds & MortgagesSep 2026 Mortgage
Sep 2026 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN05-34-210-029

Property Details

APN / Parcel Number

Primary APN05-34-210-029

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area2,239 sqft Living Area
Gross Area2,699 sqft

Exterior

Year BuiltBuilt 1983
Effective Year BuiltEffective 1983
Architectural StyleSplit Level
Construction TypeFrame
Roof TypeHip
Roof MaterialAsphalt
Lot Area9,148 sqft (0.21 acres)
Lot Dimensions13 ft deep x 7 ft wide
Garage TypeAttached
Garage Area460 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area21 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address2323 RICHMOND DR
CityWHEATON
StateIL
Zip60189-8929
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR
Legal DescriptionSCOTTDALE UNIT NO 3 ALL
Legal SubdivisionSCOTTDALE UNIT NO 3
Legal Block8
Legal Lot Number28
Legal Unit3
JurisdictionDU PAGE IL
Township / Civil DivisionMILTON
Census Block Group2
Census Block2020
Census Tract842711

Owner

2323 Richmond Dr is owned and occupied by two individuals who bought it in September 2026.

Source: DuPage County records, as of September 18, 2026

Owner of Record2 Individual Names on File
Mailing Address91 KENSINGTON CIR, 201, WHEATON, IL 60189-2972
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 3, 2026Deed of Trust, Mortgage · Conventional Mortgage
GUARANTEED RATE
Sep 3, 2026Warranty Deed, Transfer · Conventional Mortgage
GUARANTEED RATE
Aug 13, 2026Deed of Trust, Mortgage · Line of Credit
BANK OF ELMHURST
Aug 11, 2020Warranty Deed, Transfer · Conventional Mortgage
GUARANTEED RATE AFFINITY LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 3, 2026 · Amount on File
Deed SaleSep 3, 2026 · Amount on File
Prior SaleAug 11, 2020 · Amount on File
Deed Document Number202661135
Record UpdatedOct 29, 2026

September 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDU PAGE IL
Recording DateSep 3, 2026
Property Address2323 RICHMOND DR, WHEATON, IL 60189-8929
Document Number0000061136
Instrument DateAug 26, 2026
Instrument202661136
Transaction TypeMortgage
Record UpdatedSep 17, 2026
Title CompanyBURNET TITLE LLC, BURNET TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000061136,
DateSep 3, 2026
Instrument202661136
Lender
NameGUARANTEED RATE
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueSep 1, 2056
Interest
Rate TypeFixed Rate
Rate6.55%
Initial TypeFixed Rate
Max Rate-1%

September 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDU PAGE IL
Recording DateSep 3, 2026
Property Address2323 RICHMOND DR, WHEATON, IL 60189-8929
Document Number0000061135
Instrument DateAug 17, 2026
Instrument202661135
Transaction TypeTransfer
Record UpdatedSep 18, 2026
Title CompanyBURNET TITLE LLC, BURNET TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$91,657.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants

Mortgage

Document Number0000061136,
DateSep 3, 2026
Instrument202661136
Lender
NameGUARANTEED RATE
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueSep 1, 2056
Interest
Rate TypeFixed Rate
Rate6.55%
Initial TypeFixed Rate
Max Rate-1%

August 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDU PAGE IL
Recording DateAug 13, 2026
Property Address2323 RICHMOND DR, WHEATON, IL 60189-8929
Document Number0000055632
Instrument DateJul 29, 2026
Instrument202655632
Transaction TypeMortgage
Record UpdatedAug 24, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address2323 RICHMOND DR, WHEATON, IL 60189-8929

Mortgage

Document Number0000055632,
DateAug 13, 2026
Instrument202655632
Lender
NameBANK OF ELMHURST
Agreement
TypeLine of Credit
AmountAmount on Record
Term83 Months
DueJul 15, 2033
Interest
Rate TypeAdjustable Rate
Rate6.75%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

August 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDU PAGE IL
Recording DateAug 11, 2020
Property Address2323 RICHMOND DR, WHEATON, IL 60189-8929
Document Number0000087412
Map ReferenceDOC R80-41417
Instrument DateJul 23, 2020
InstrumentR2020-087412
Transaction TypeTransfer
Record UpdatedDec 14, 2021
Title CompanyGREATER ILLINOIS TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$350.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address2323 RICHMOND DR, WHEATON, IL 60189-8929

Mortgage

Document Number0000087413
DateAug 11, 2020
InstrumentR2020-087413
Lender
NameGUARANTEED RATE AFFINITY LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueAug 1, 2050
Interest
Rate TypeFixed Rate
Rate2.99%

Tax Assessment & Valuation

The 2025 property tax bill for 2323 Richmond Dr was $10,852 with a homeowner's exemption.

Source: DuPage County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyDuPage County
County SubdivisionMilton Township
MunicipalityWheaton City
Secondary School DistrictGlenbard Township High School District 87 (09 - 12)
Elementary School DistrictGlen Ellyn Community Consolidated School District 89 (PK - 08)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$10,852.00$158,235 Land $40,098 Building $118,137$474,705 Land $120,294 Building $354,411
2022$9,521.00 Homeowner's exemption$126,910 Land $32,160 Building $94,750$380,730 Land $96,480 Building $284,250

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2323 Richmond Dr in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1981.

Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims3 (1981–2013)
Most Recent ClaimApr 2013 · Severe Storms, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2323 Richmond Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWHEATON
serves 53,970 people · EPA ID IL0431050
Water SourcePurchased surface water from DU PAGE WATER COMMISSION
Last State InspectionJun 2024
Lead2 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 336 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL
100 / 20

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