2323 Richard Rd, Cedar Falls, IA 50613 Property Records

Black Hawk County property record for 2323 Richard Rd, Cedar Falls, IA 50613

Property Summary

Property Type	Single Family Home
Details	5 bd · 5 ba · 1,897 sqft · built 2018
Lot Size	0.326 acres (14,210 sqft)
Owner	2 Individual Names on Record
Last Sale	$179,000 (Jan 2023)
Tax Bill	$8,516 (2025)
Deeds & Mortgages	Jan 2019 Construction Loan Apr 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`8914-26-101-013`

Property Details

APN / Parcel Number

Primary APN	`8914-26-101-013`

Interior

Bedrooms	5 Beds
Full Baths	5 Baths
Half Baths	4 Half Baths
Total Rooms	12 Rooms
Stories	1 Story
Building Area	1,897 sqft Living Area
1st Floor Area	1,897 sqft
Basement Area	1,897 sqft
Finished Basement	1,525 sqft
Unfinished Basement	1,897 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	14,210 sqft (0.326 acres)
Lot Dimensions	145 ft deep x 98 ft wide
Garage Type	Attached
Garage Area	924 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	56 sqft
Deck Area	172 sqft
Patio Area	172 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	2323 RICHARD RD
City	CEDAR FALLS
State	IA
Zip	50613-7050
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PRAIRIE WEST 7TH ADDITION LOT 48
Legal Range	14W
Legal Township	89N
Legal Section	26
Legal Subdivision	PRAIRIE WEST 7TH ADDITION
Legal Lot Number	48
Jurisdiction	BLACK HAWK IA
Township / Civil Division	CEDAR FALLS
Census Block Group	1
Census Block	1009
Census Tract	2606

Owner

Source: Black Hawk County records, as of September 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2323 RICHARD RD, CEDAR FALLS, IA 50613-7050
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 15, 2019	Deed of Trust, Mortgage · Construction Mortgage UNIVERSITY OF IOWA CREDIT UNION
Apr 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage VERIDIAN CU
Nov 1, 2019	Warranty Deed, Subdivision Related Transfer · Stand-Alone First Mortgage VERIDIAN CREDIT UNION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 20, 2023 · Amount on Record
Deed Sale	Jan 20, 2023 · Amount on Record
Prior Sale	Nov 1, 2019 · Amount on Record
Deed Document Number	202310462
Record Updated	Oct 29, 2026

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	2323 RICHARD RD, CEDAR FALLS, IA 50613-7050
Transaction Type	Mortgage
Record Updated	Aug 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201900011075
Date	Jan 15, 2019
Instrument	201900011075

Lender

Name	UNIVERSITY OF IOWA CREDIT UNION

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	349 Months
Due	Feb 1, 2048

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	2323 RICHARD RD, CEDAR FALLS, IA 50613-7050
Transaction Type	Mortgage
Record Updated	Aug 9, 2022
Title Company	BLACK HAWK CNTY ABSTRACT & T

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2323 RICHARD RD, CEDAR FALLS, IA 50613-7050

Mortgage

Document Number	202100022547
Date	Apr 27, 2021
Instrument	202100022547

Lender

Name	VERIDIAN CU
Type	Credit Union
Address	WATERLOO, IA 50701

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	343 Months
Due	Nov 1, 2049

November 2019: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Nov 1, 2019
Property Address	2323 RICHARD RD, CEDAR FALLS, IA 50613-7050
Document Number	202000008146
Instrument Date	Oct 17, 2019
Instrument	202000008146
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 9, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2323 RICHARD RD, CEDAR FALLS, IA 50613-7050

Mortgage

Document Number	202000008147
Date	Nov 1, 2019
Instrument	202000008147

Lender

Name	VERIDIAN CREDIT UNION

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2049

Tax Assessment & Valuation

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Cedar Falls City
Unified School District	Cedar Falls Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,516.00 (+1.31%) Homeowner's exemption	$578,270 (+8.56%) Land $84,130 Building $494,140	$578,270 (+8.56%) Land $84,130 Building $494,140
2024	$8,406.00 (+3.96%)
2023		$532,660 (+19.18%) Land $84,130 Building $448,530	$532,660 (+19.18%) Land $84,130 Building $448,530
2022	$8,086.00 Homeowner's exemption	$446,930 Land $84,130 Building $362,800
2021			$446,930 Land $84,130 Building $362,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2008)
Most Recent Claim	Apr 2008 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 91% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 201 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cedar Falls Utilities Fiber	10,000 / 10,000
Nextlink Fixed Wireless	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GigFire, Mediacom Xtream.

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