2323 Ray Rd, Fenton, MI 48430 Property Records

Genesee County property record for 2323 Ray Rd, Fenton, MI 48430

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 593 sqft · built 1953
Lot Size	0.367 acres (15,987 sqft)
Owner	Individual Name on Record
Last Sale	$95,000 (Feb 2022)
Tax Bill	$714 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Feb 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`06-02-501-003`

Property Details

APN / Parcel Number

Primary APN	`06-02-501-003`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	593 sqft Living Area
1st Floor Area	593 sqft

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Foundation Type	No Foundation
Lot Area	15,987 sqft (0.367 acres)
Lot Dimensions	250 ft deep x 64 ft wide
Garage Area	1,152 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	2323 RAY RD
City	FENTON
State	MI
Zip	48430-9612
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	LOT 3 CECIL HEIGHTS
Legal Subdivision	CECIL HEIGHTS
Legal Lot Number	3
Jurisdiction	GENESEE MI
Township / Civil Division	FENTON
Census Block Group	1
Census Block	1002
Census Tract	13302

Owner

Source: Genesee County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2323 RAY RD, FENTON, MI 48430-9612
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 3, 2022	Deed of Trust, Mortgage · Conventional Mortgage GOLD STAR MORTGAGE FINANCIAL GROUP CORP
Feb 15, 2022	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 15, 2022 · Amount on Record
Deed Sale	Feb 15, 2022 · Amount on Record
Deed Document Number	20228174
Record Updated	Sep 20, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GENESEE MI
Property Address	2323 RAY RD, FENTON, MI 48430-9612
Transaction Type	Mortgage
Record Updated	Jan 19, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2323 RAY RD, FENTON, MI 48430-9612

Mortgage

Document Number	0000000326
Date	Jan 3, 2022
Instrument	202201030000326

Lender

Name	GOLD STAR MORTGAGE FINANCIAL GROUP CORP
Type	Mortgage Company
Address	ANN ARBOR, MI 48108

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GENESEE MI
Recording Date	Feb 15, 2022
Property Address	2323 RAY RD, FENTON, MI 48430-9612
Document Number	0000008174
Map Reference	LB 26 PG 48
Instrument Date	Dec 30, 2021
Instrument	202202150008174
Transaction Type	Transfer
Record Updated	Feb 23, 2022

Transaction

Amount	Amount Recorded
Tax	$712.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5871 W MAIN ST, 5871, WOLVERINE, MI 49799-9403

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2111 GULLIVER DR, TROY, MI 48085-1033

Tax Assessment & Valuation

Source: Genesee County assessment roll, as of October 3, 2025

Property Jurisdictions

Type	Name
State	Michigan
County	Genesee County
County Subdivision	Fenton Charter Township
Unified School District	Lake Fenton Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$714.00 (-66.54%) Homeowner's exemption	$75,100 (+24.54%)	$150,200 (+24.54%)
2024	$2,134.00 (+13.21%)
2023		$60,300	$120,600
2019	$1,885.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 19, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 93% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE FENTON MOBILE HOME PARK private · serves 220 people · EPA ID MI0040158
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Verizon, Xfinity.

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