2322 W 28th Ave, Eugene, OR 97405 Property Records

Lane County property record for 2322 W 28th Ave, Eugene, OR 97405

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,608 sqft · built 1989
Lot Size	0.41 acres (17,860 sqft)
Owner	Trust Name on File
Last Sale	$227,000 (Jun 2014)
Tax Bill	$11,683 (2025)
Deeds & Mortgages	Apr 2021 Line of Credit Jun 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`18-04-02-44-03500-000`

Property Details

APN / Parcel Number

Primary APN	`18-04-02-44-03500-000`
Alternative APN	`1125366`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,608 sqft Finished Area
1st Floor Area	988 sqft
2nd Floor Area	611 sqft
Basement Area	1,009 sqft
Finished Basement	1,009 sqft

Exterior

Year Built	Built 1989
Effective Year Built	Effective 2005
Exterior Material	Wood Siding
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	17,860 sqft (0.41 acres)
Garage Type	Detached
Garage Area	846 sqft
Driveway	Driveway
Driveway Area	625 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	1125366
Street Address	2322 W 28TH AVE
City	EUGENE
State	OR
Zip	97405-1426
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1-LOW-DENSITY RES
Legal Description	SUBD:PANORAMA VIEW SECOND ADDITION SEC/TWN/RNG/MER:SEC 02 TWN 18 RNG 04
Legal Range	04W
Legal Township	18S
Legal Section	02
Legal Quarter	SE
Quarter-Quarter Section	SE
Legal Subdivision	PANORAMA VIEW SECOND ADDITION
Legal Block	8
Legal Lot Number	3500
Jurisdiction	LANE OR
Township / Civil Division	EUGENE-SPRINGFIELD
Census Block Group	3
Census Block	3006
Census Tract	4404

Owner

2322 W 28th Ave is owner-occupied and held in a trust since July 2025.

Source: Lane County records, as of October 27, 2025

Owner of Record	Trust Name on File
Co-owner	Co-owner on File
Mailing Address	2322 W 28TH AVE, EUGENE, OR 97405-1426
Occupancy	Owner Occupied
Owner Type	Company, Secondary Individual
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 5, 2021	Deed of Trust, Mortgage · Line of Credit OREGON CMNTY CU
Jun 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage OREGON COMMUNITY CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 26, 2014 · Amount on File
Deed Sale	Jun 26, 2014 · Amount on File
Prior Sale	Sep 4, 2015 · Amount on File
Deed Document Number	0000024471
Last Transfer Date	Jul 30, 2025
Transfer Doc	0000023463
Record Updated	Jun 8, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANE OR
Property Address	2322 W 28TH AVE, EUGENE, OR 97405-1426
Document Number	0000023412
Instrument Date	Apr 5, 2021
Transaction Type	Mortgage
Record Updated	Apr 19, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2322 W 28TH AVE EUGENE OR 974051426, EUGENE, OR 97405-1426

Mortgage

Document Number	0000023412
Date	Apr 5, 2021
Instrument	23412

Lender

Name	OREGON CMNTY CU
Type	Credit Union
Address	SPRINGFIELD, OR 97475-0146

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Apr 4, 2051

Interest

Rate Type	Adjustable Rate

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANE OR
Property Address	2322 W 28TH AVE, EUGENE, OR 97405-1426
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CASCADE TITLE CO OF COWLITZ

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000032237
Date	Jun 24, 2020
Instrument	2020-032237

Lender

Name	OREGON COMMUNITY CU
Type	Credit Union
Address	EUGENE, OR 97408

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 2322 W 28th Ave was $11,683.

Source: Lane County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Lane County
Municipality	Eugene City
Unified School District	Eugene School District 4J (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,683.00	$608,443	$809,271 Land $142,135 Building $667,136
2023	$11,409.00 (+4.03%)	$573,517 (+3%)	$810,012 (+4.51%) Land $137,459 Building $672,553
2022	$10,967.00	$556,813	$775,044 Land $116,673 Building $658,371

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2322 W 28th Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 26, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2322 W 28th Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Oregon
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EUGENE WATER & ELECTRIC BOARD serves 176,000 people · EPA ID OR4100287
Water Source	Surface water
Last State Inspection	Jul 2021
Lead	5 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 354 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Alyrica Fixed Wireless	400 / 50

May also be available: Hunter Communications, T-Mobile, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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