2322 Veranda Trce, Hokes Bluff (Gadsden), AL 35903 Property Records

Etowah County property record for 2322 Veranda Trce, Hokes Bluff, AL 35903

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,091 sqft · built 2005
Lot Size	0.396 acres (17,266 sqft)
Owner	2 Individual Names on File
Last Sale	$224,000 (Jun 2017)
Tax Bill	$1,052 (2026)
Deeds & Mortgages	Jun 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14-02-09-0-000-021.026`

Property Details

APN / Parcel Number

Primary APN	`14-02-09-0-000-021.026`
Alternative APNs	`221863` `72721`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,091 sqft Living Area
1st Floor Area	1,848 sqft
2nd Floor Area	243 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Brick
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	17,266 sqft (0.396 acres)
Lot Dimensions	178 ft deep x 97.4 ft wide
Garage Area	720 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	221863
Street Address	2322 VERANDA TRCE
City	GADSDEN
State	AL
Zip	35903-7301
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	H/S BASE YEAR LT 26 COOSA VERANDA SUB PLAT K-48 HOKES BLUFF 9-12-7 D-1996-0868,D-2004-0495,D-2004-0891,D-2017-3451605(ROS)
Legal Range	7E
Legal Township	12S
Legal Section	9
Legal Subdivision	COOSA VERANDA SUB
Legal Lot Number	26
Jurisdiction	ETOWAH AL
Township / Civil Division	HOKES BLUFF
Census Block Group	1
Census Block	1003
Census Tract	10601

Owner

2322 Veranda Trce is owned and occupied by two individuals who bought it in June 2017.

Source: Etowah County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2322 VERANDA TRCE, GADSDEN, AL 35903-7301
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 5, 2017 · Amount on File
Deed Sale	Jun 5, 2017 · Amount on File
Deed Document Number	20173451605
Record Updated	Oct 29, 2026

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ETOWAH AL
Recording Date	Jun 5, 2017
Property Address	2322 VERANDA TRCE, HOKES BLUFF, AL 35903-7301
Document Number	3451605
Instrument Date	Jun 2, 2017
Instrument	3451605
Transaction Type	Transfer
Record Updated	Sep 13, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2673 VERANDA TRCE, 2673, GADSDEN, AL 35903-7367

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	2322 VERANDA TRCE, GADSDEN, AL 35903-7301

Mortgage

Document Number	3451606
Date	Jun 5, 2017
Instrument	3451606

Lender

Name	TRIUMPH MORTGAGE
Type	Non-Lending Institution
Address	COLLIERVILLE, TN 38017

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 2322 Veranda Trce was $1,052 with a homeowner's exemption, down 16.5% from the year before.

Source: Etowah County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Etowah County
Municipality	Hokes Bluff City
Unified School District	Etowah County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,052.00 (-16.51%) Homeowner's exemption
2025	$1,260.00 Homeowner's exemption	$31,940 Land $2,500 Building $29,440	$319,300 Land $25,000 Building $294,300
2023	$1,260.00 (+20.81%) Homeowner's exemption	$31,930 (+19.9%) Land $2,500 Building $29,430	$319,300 (+19.9%) Land $25,000 Building $294,300
2022	$1,043.00 Homeowner's exemption	$26,630 Land $2,500 Building $24,130	$266,300 Land $25,000 Building $241,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2322 Veranda Trce in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 21, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 27 policies
Nearby Flood Policies	27 in force
Nearby Flood Claims	10 (1980–2020)
Claims Outside the SFHA	1 of 10
Most Recent Claim	Feb 2020 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2322 Veranda Trce is moderate, ranking above 46% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 51% of Alabama
Wildfire Likelihood	0.1% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOKES BLUFF WATER BOARD serves 5,536 people · EPA ID AL0000581
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35

May also be available: Spectrum.

Cell Coverage

5G (outdoors only) and 4G LTE

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