Hamilton County property record for 2322 Upland Pl, Cincinnati, OH 45206
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 4,383 sqft · built 1890 |
| Lot Size | 0.468 acres (20,386 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $575,000 (Jan 2020) |
| Tax Bill | $12,293 (2025) |
| Deeds & Mortgages | Jan 2026 Line of Credit Oct 2017 Mortgage + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 063-0002-0051-00 |
| Primary APN | 063-0002-0051-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 4,383 sqft Living Area |
| Gross Area | 5,723 sqft |
| 1st Floor Area | 1,640 sqft |
| 2nd Floor Area | 1,656 sqft |
| Attic | Attic |
| Attic Area | 787 sqft |
| Basement Area | 1,640 sqft |
| Finished Basement | 300 sqft |
| Unfinished Basement | 1,340 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1890 |
|---|---|
| Effective Year Built | Effective 1890 |
| Architectural Style | Conventional |
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Roof Material | Asphalt |
| Lot Area | 20,386 sqft (0.468 acres) |
| Lot Dimensions | 265 ft deep x 75 ft wide |
| Porch | Open Frame Porch |
|---|---|
| Porch Area | 254 sqft |
| Deck Area | Deck Area |
| Patio Area | 200 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Oil |
| Street Address | 2322 UPLAND PL |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45206-2214 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RMX |
| Legal Description | 2322 UPLAND PL 75 X 265 PT LOT 38 DAVID R KEMPER SUB PARS 51-52 CONS |
| Legal Subdivision | KEMPER SUB |
| Legal Lot Number | 38 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | CINCINNATI |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 2000 |
Source: Hamilton County records, as of February 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2322 UPLAND PL, CINCINNATI, OH 45206-2214 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 8, 2026 | Deed of Trust, Mortgage · Line of Credit UNION SAVINGS BANK |
| Oct 24, 2017 | Deed of Trust, Mortgage FIFTH THIRD BANK |
| Jun 23, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UNION SAVINGS BANK |
| Jul 28, 2021 | Deed of Trust, Mortgage · Line of Credit UNION SAVINGS BANK |
| Jun 28, 2022 | Quit Claim Deed, Transfer Quitclaim |
| Apr 23, 2020 | Deed of Trust, Mortgage · Conventional with PMI UNION SVGS |
| Jan 6, 2020 | Grant Deed, Transfer UNION SVGS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 6, 2020 · Amount on Record |
| Deed Sale | Jan 6, 2020 · Amount on Record |
| Prior Sale | May 6, 2014 · Amount on Record |
| Deed Document Number | 20201031 |
| Deed Book / Page | 14077 / 357 |
| Last Transfer Date | Jun 14, 2022 |
| Transfer Doc | 0000063731 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 2322 UPLAND PL, CINCINNATI, OH 45206-2214 |
| Transaction Type | Mortgage |
| Record Updated | Feb 20, 2026 |
| Name | Verified Name |
|---|---|
| Address | 2322 UPLAND PL PI, PI, CINCINNATI, OH 45206-2214 |
| Document Number | 0000001816 |
|---|---|
| Date | Jan 8, 2026 |
| Book Page | 15578/908 |
| Instrument | 2026-0001816 |
| Name | UNION SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45249 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 119 Months |
| Due | Dec 18, 2035 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 2322 UPLAND PL, CINCINNATI, OH 45206-2214 |
| Transaction Type | Mortgage |
| Record Updated | Aug 25, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000007367 |
|---|---|
| Date | Oct 24, 2017 |
| Instrument | 17-0097367 |
| Name | FIFTH THIRD BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45263 |
| Amount | Amount Recorded |
|---|---|
| Term | 359 Months |
| Due | Sep 25, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 2322 UPLAND PL, CINCINNATI, OH 45206-2214 |
| Transaction Type | Mortgage |
| Record Updated | Aug 25, 2022 |
| Title Company | OLD TOWN TITLE AGENCY |
| Name | Verified Name |
|---|
| Document Number | 0000076213 |
|---|---|
| Date | Jun 23, 2021 |
| Book Page | 14444/395 |
| Instrument | 2021-0076213 |
| Name | UNION SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45249 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 2322 UPLAND PL, CINCINNATI, OH 45206-2214 |
| Transaction Type | Mortgage |
| Record Updated | Aug 25, 2022 |
| Name | Verified Name |
|---|---|
| Address | 2322 UPLAND PL, CINCINNATI, OH 45206-2214 |
| Document Number | 0000091628 |
|---|---|
| Date | Jul 28, 2021 |
| Book Page | 14468/2082 |
| Instrument | 2021-0091628 |
| Name | UNION SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45249 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jul 16, 2031 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Jun 28, 2022 |
| Property Address | 2322 UPLAND PL, CINCINNATI, OH 45206-2214 |
| Document Number | 0000063731 |
| Book / Page | 14697 / 1171 |
| Map Reference | MB 2 PG 178 |
| Instrument Date | Jun 14, 2022 |
| Instrument | 2022-0063731 |
| Transaction Type | Transfer |
| Record Updated | Aug 25, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2322 UPLAND PL, CINCINNATI, OH 45206-2214 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 2322 UPLAND PL, CINCINNATI, OH 45206-2214 |
| Document Number | 0000040379 |
| Instrument Date | Apr 23, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 14, 2020 |
| Title Company | OLD TOWN TITLE AGENCY, OLD TOWN TITLE AGCY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2322 UPLAND PL CINCINNATI OH 452062214, CINCINNATI, OH 45206-2214 |
| Document Number | 0000040379 |
|---|---|
| Date | May 1, 2020 |
| Book Page | 014159/001306 |
| Instrument | 40379 |
| Name | UNION SVGS |
|---|---|
| Type | Federal Savings Bank |
| Address | CINCINNATI, OH 45249 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 30, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Jan 6, 2020 |
| Property Address | 2322 UPLAND PL, CINCINNATI, OH 45206-2214 |
| Document Number | 0000001031 |
| Book / Page | 014077 / 000357 |
| Instrument Date | Dec 6, 2019 |
| Instrument | 1031 |
| Transaction Type | Transfer |
| Record Updated | Feb 27, 2020 |
| Title Company | OLD TOWN TITLE AGENCY, OLD TOWN TITLE AGCY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,300.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2322 UPLAND PL CINCINNATI OH 452062214, CINCINNATI, OH 45206-2214 |
| Document Number | 1033 |
|---|---|
| Date | Jan 6, 2020 |
| Book Page | 014077/000361 |
| Instrument | 1033 |
| Name | UNION SVGS |
|---|---|
| Type | Federal Savings Bank |
| Address | CINCINNATI, OH 45249 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jan 5, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.75% |
Source: Hamilton County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| Municipality | Cincinnati City |
| Unified School District | Cincinnati City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $12,293.00 (+3.14%) | $199,693 (-) Land $43,890 Building $155,803 | $570,550 (-) Land $125,400 Building $445,150 |
| 2024 | $11,919.00 (-2.22%) | $199,693 (-) Land $43,890 Building $155,803 | |
| 2023 | $12,189.00 (-10.97%) | $199,693 (-0.77%) Land $43,890 Building $155,803 | $570,550 (-0.77%) Land $125,400 Building $445,150 |
| 2022 | $13,691.00 Homeowner's exemption | $201,250 Land $25,018 Building $176,232 | |
| 2020 | $575,000 Land $71,480 Building $503,520 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 90% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 98 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 1,000 / 75 |
| AT&T Fixed Wireless | 100 / 20 |
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