Harris County property record for 2322 Tracy Ln, Highlands, TX 77562
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,496 sqft · built 2015 |
| Lot Size | 0.141 acres (6,119 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $306,888 (Jul 2022) |
| Tax Bill | $2,322 (2025) |
| Deeds & Mortgages | Nov 2022 Second Mortgage Jul 2022 Mortgage + 6 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 128-114-004-0018 |
| Primary APN | 128-114-004-0018 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,496 sqft Living Area |
| 1st Floor Area | 1,496 sqft |
| Year Built | Built 2015 |
|---|---|
| Effective Year Built | Effective 2015 |
| Exterior Material | Brick Veneer |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 6,119 sqft (0.141 acres) |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Frame Porch |
| Porch Area | 174 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 1281140040018 |
|---|---|
| Street Address | 2322 TRACY LN |
| City | HIGHLANDS |
| State | TX |
| Zip | 77562-4263 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 18 BLK 2 NOWLINGSHIRE ESTATES PAR R/P |
| Legal Subdivision | NOWLINGSHIRE ESTATES PAR R/P |
| Legal Block | 2 |
| Legal Lot Number | 18 |
| Jurisdiction | HARRIS TX |
| Township / Civil Division | NORTHEAST HARRIS |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 253000 |
2322 Tracy Ln is owned and occupied by two individuals who bought it in July 2022.
Source: Harris County records, as of September 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2322 TRACY LN, HIGHLANDS, TX 77562-4263 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 16, 2022 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage AMERICAN PACIFIC MORTGAGE CORP |
| Jul 12, 2022 | Vendor's Lien, Transfer · FHA Mortgage AMERICAN PACIFIC MORTGAGE CORP |
| Feb 15, 2022 | Deed of Trust, Mortgage AMBER RENAEE GARCIA |
| Feb 15, 2022 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage AMBER RENAEE GARCIA |
| Feb 15, 2022 | Deed of Trust, Mortgage · Stand-Alone First Mortgage AMBER RENAEE GARCIA |
| Feb 15, 2022 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage AMBER RENAEE GARCIA |
| Nov 3, 2021 | Deed of Trust, Mortgage · FHA Mortgage US BANK NA |
| Aug 17, 2018 | Loan Modification, Mortgage US BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 12, 2022 · Amount on File |
| Deed Sale | Jul 12, 2022 · Amount on File |
| Prior Sale | Dec 16, 2015 · Amount on File |
| Deed Document Number | 2022357930 |
| Prior Transfer Date | Jul 7, 2022 |
| Prior Transfer Doc | 0000357930 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARRIS TX |
| Property Address | 2322 TRACY LN, HIGHLANDS, TX 77562-4263 |
| Transaction Type | Mortgage |
| Record Updated | Nov 23, 2022 |
| Title Company | GREAT AMERICAN TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 2322 TRACY LN, HIGHLANDS, TX 77562-4263 |
| Document Number | 0000553062 |
|---|---|
| Date | Nov 16, 2022 |
| Instrument | 2022-553062 |
| Name | AMERICAN PACIFIC MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 32 Months |
| Due | Jul 7, 2025 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | HARRIS TX |
| Recording Date | Jul 12, 2022 |
| Property Address | 2322 TRACY LN, HIGHLANDS, TX 77562-4263 |
| Document Number | 0000357930 |
| Map Reference | MF 607276 |
| Instrument Date | Jul 7, 2022 |
| Instrument | 2022-357930 |
| Transaction Type | Transfer |
| Record Updated | Jul 19, 2022 |
| Title Company | GREAT AMERICAN TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2322 TRACY LN, HIGHLANDS, TX 77562-4263 |
| Document Number | 0000357931 |
|---|---|
| Date | Jul 12, 2022 |
| Instrument | 2022-357931 |
| Name | AMERICAN PACIFIC MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Special Notes | Seller Financed |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2052 |
| Document Number | 0000357932 |
|---|---|
| Date | Jul 12, 2022 |
| Instrument | 2022-357932 |
| Name | TEXAS STATE AFFORDABLE HSNG CORP |
|---|---|
| Type | Government Agency |
| Address | AUSTIN, TX 78752 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARRIS TX |
| Property Address | 2322 TRACY LN, HIGHLANDS, TX 77562-4263 |
| Transaction Type | Mortgage |
| Record Updated | Feb 23, 2022 |
| Name | Verified Name |
|---|---|
| Address | 2322 TRACY LN, HIGHLANDS, TX 77562-4263 |
| Document Number | 0000081795 |
|---|---|
| Date | Feb 15, 2022 |
| Instrument | 2022-81795 |
| Name | AMBER RENAEE GARCIA |
|---|---|
| Type | Private Party |
| Address | 4022 S FM 565 RD, BAYTOWN, TX 77523 |
| Amount | Amount on Record |
|---|---|
| Term | 68 Months |
| Due | Oct 1, 2027 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARRIS TX |
| Property Address | 2322 TRACY LN, HIGHLANDS, TX 77562-4263 |
| Transaction Type | Mortgage |
| Record Updated | Feb 23, 2022 |
| Name | Verified Name |
|---|---|
| Address | 2322 TRACY LN, HIGHLANDS, TX 77562-4263 |
| Document Number | 0000081796 |
|---|---|
| Date | Feb 15, 2022 |
| Instrument | 2022-81796 |
| Name | AMBER RENAEE GARCIA |
|---|---|
| Type | Private Party |
| Address | 4022 S FM 565 RD, BAYTOWN, TX 77523 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARRIS TX |
| Property Address | 2322 TRACY LN, HIGHLANDS, TX 77562-4263 |
| Transaction Type | Mortgage |
| Record Updated | Feb 23, 2022 |
| Name | Verified Name |
|---|---|
| Address | 2322 TRACY LN, HIGHLANDS, TX 77562-4263 |
| Document Number | 0000081797 |
|---|---|
| Date | Feb 15, 2022 |
| Instrument | 2022-81797 |
| Name | AMBER RENAEE GARCIA |
|---|---|
| Type | Private Party |
| Address | 4022 S FM 565 RD, BAYTOWN, TX 77523 |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARRIS TX |
| Property Address | 2322 TRACY LN, HIGHLANDS, TX 77562-4263 |
| Transaction Type | Mortgage |
| Record Updated | Feb 23, 2022 |
| Name | Verified Name |
|---|---|
| Address | 2322 TRACY LN, HIGHLANDS, TX 77562-4263 |
| Document Number | 0000081798 |
|---|---|
| Date | Feb 15, 2022 |
| Instrument | 2022-81798 |
| Name | AMBER RENAEE GARCIA |
|---|---|
| Type | Private Party |
| Address | 4022 S FM 565 RD, BAYTOWN, TX 77523 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARRIS TX |
| Property Address | 2322 TRACY LN, HIGHLANDS, TX 77562-4263 |
| Transaction Type | Mortgage |
| Record Updated | Nov 10, 2021 |
| Name | Verified Name |
|---|---|
| Address | 2322 TRACY LN, HIGHLANDS, TX 77562-4263 |
| Document Number | 2021636138 |
|---|---|
| Date | Nov 3, 2021 |
| Instrument | 2021-636138 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 322 Months |
| Due | Sep 1, 2048 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | HARRIS TX |
| Property Address | 2322 TRACY LN, HIGHLANDS, TX 77562-4263 |
| Document Number | 0000413129 |
| Instrument Date | Aug 17, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Nov 22, 2018 |
| Title Company | SERVICELINK LOAN MOD SOLUTIONS, SERVICELINK LN MOD SOLUTIONS |
| Name | Verified Name |
|---|---|
| Address | 2322 TRACY LN HIGHLANDS TX 775624263, HIGHLANDS, TX 77562-4263 |
| Document Number | 0000413129 |
|---|---|
| Date | Sep 7, 2018 |
| Instrument | 413129 |
| Name | US BK |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Sep 6, 2048 |
| Rate | 4.75% |
|---|
The 2025 property tax bill for 2322 Tracy Ln was $2,322 with a homeowner's exemption, up 97.3% from the year before.
Source: Harris County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Harris County |
| Unified School District | Goose Creek Consolidated Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $210,170 (-6.67%) Land $40,694 Building $169,476 | $210,170 (-6.67%) Land $40,694 Building $169,476 | |
| 2025 | $2,322.00 (+97.28%) Homeowner's exemption | $225,187 Land $40,694 Building $184,493 | $225,187 Land $40,694 Building $184,493 |
| 2024 | $1,177.00 | ||
| 2023 | $237,062 Land $33,911 Building $203,151 | $237,062 Land $33,911 Building $203,151 | |
| 2022 | $1,121.00 | ||
| 2020 | $1,118.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2322 Tracy Ln in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 110 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 110 in force |
| Nearby Flood Claims | 152 (1979–2024) |
| Claims Outside the SFHA | 46 of 152 |
| Most Recent Claim | May 2024 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2322 Tracy Ln is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 97.1% of Texas |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HARRIS COUNTY FWSD 1A serves 2,640 people · EPA ID TX1010082 |
|---|---|
| Water Source | Purchased surface water from BAYTOWN AREA WATER AUTHORITY |
| Last State Inspection | Jan 2026 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Coliform assessment Jan 2017 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 310 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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