2322 Terraza Ribera, Carlsbad, CA 92009 Property Records

San Diego County property record for 2322 Terraza Ribera, Carlsbad, CA 92009 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,990 sqft · built 1991
Lot Size	0.156 acres (6,781 sqft)
Owner	Individual Name on File
Last Sale	$415,000 (Mar 2005)
Tax Bill	$6,319 (2025)
Deeds & Mortgages	Aug 2021 Reverse Mortgage Oct 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`215-581-08-00`

Property Details

APN / Parcel Number

Primary APN	`215-581-08-00`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,990 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Architectural Style	Conventional
Exterior Material	Stucco
Roof Material	Tile
Lot Area	6,781 sqft (0.156 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2322 TERRAZA RIBERA
City	CARLSBAD
State	CA
Zip	92009-6629
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 204 TR 012325
Legal Subdivision	CARLSBAD COURT
Legal Tract	012325
Legal Block	3
Legal Lot Number	204
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	3
Census Block	3001
Census Tract	20033

Owner

Source: San Diego County records · APN 215-581-08-00

Assessment roll updated July 28, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	2322 TERRAZA RIBERA, CARLSBAD, CA 92009-6629
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 19, 2021	Intrafamily Transfer, Transfer · Reverse Mortgage REVERSE MORTGAGE FUNDING LLC
Oct 25, 2017	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Apr 27, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 03, 2005 · Amount on Record
Deed Sale	Mar 03, 2005 · Amount on Record
Prior Sale	Jun 26, 1998 · Amount on Record
Deed Document Number	2005174239
Last Transfer Date	Jul 27, 2021
Transfer Doc	0000590599
Record Updated	Sep 20, 2026

August 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 19, 2021
Property Address	2322 TERRAZA RIBERA, CARLSBAD, CA 92009-6629
Document Number	0000590599
Map Reference	MAP 12325
Instrument Date	Jul 27, 2021
Instrument	2021-0590599
Transaction Type	Transfer
Record Updated	Jun 07, 2023
Title Company	LAWYERS TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	2322 TERRAZA RIBERA, CARLSBAD, CA 92009-6629

Mortgage

Document Number	0000590600
Date	Aug 19, 2021
Instrument	2021-0590600

Lender

Name	REVERSE MORTGAGE FUNDING LLC
Type	Reverse Mortgage Lender

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2322 TERRAZA RIBERA, CARLSBAD, CA 92009-6629
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000497286
Date	Oct 25, 2017
Instrument	2017-0497286

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2047

April 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 27, 2018
Property Address	2322 TERRAZA RIBERA, CARLSBAD, CA 92009-6629
Document Number	0000168308
Instrument Date	Jan 11, 2018
Instrument	168308
Transaction Type	Transfer
Record Updated	May 03, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	2322 TERRAZA RIBERA CARLSBAD CA 920096629, CARLSBAD, CA 92009-6629

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 28, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Carlsbad City
Unified School District	San Marcos Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$1,326,000 (+155.61%) Land $918,000 Building $408,000
2025	$6,319.00 (+6.33%)	$518,758 (+4.04%) Land $249,002 Building $269,756
2024	$5,943.00 (+2.87%)
2023	$5,777.00 (+2.36%) Homeowner's exemption	$498,616 Land $239,334 Building $259,282
2022	$5,644.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 418 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 50
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	Fixed Wireless	100 / 20
AT&T	DSL	100 / 20

May also be available at this address: California Internet. Availability varies by address; speeds are provider-advertised maximums, not measured.

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