2322 SW 2nd Ct, Okeechobee, FL 34974 Property Records

Okeechobee County property record for 2322 SW 2nd Ct, Okeechobee, FL 34974

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,786 sqft · built 2020
Lot Size	0.501 acres (21,824 sqft)
Owner	Individual Name on Record
Last Sale	$435,000 (Feb 2026)
Tax Bill	$4,195 (2025)
Deeds & Mortgages	Feb 2026 Sale & Mortgage Feb 2024 Sale + 5 more
Flood Zone	Zone X (minimal risk)
APN	`1-20-37-35-0100-00000-0090`

Property Details

APN / Parcel Number

Primary APN	`1-20-37-35-0100-00000-0090`
Alternative APN	`R12037350100000000090`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,786 sqft Living Area
Gross Area	2,584 sqft
1st Floor Area	1,786 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	21,824 sqft (0.501 acres)
Garage Type	Attached
Garage Area	473 sqft
Porch	Finished/Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2322 SW 2ND CT
City	OKEECHOBEE
State	FL
Zip	34974-3935
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LEGACY COURT (PLAT BOOK 6 PAGE 44) LOT 9
Legal Range	35E
Legal Township	37S
Legal Section	20
Legal Subdivision	LEGACY COURT
Legal Lot Number	9
Jurisdiction	OKEECHOBEE FL
Township / Civil Division	OKEECHOBEE
Census Block Group	3
Census Block	3007
Census Tract	910601

Owner

Source: Okeechobee County records, as of April 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2322 SW 2ND CT, OKEECHOBEE, FL 34974-3935
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Woman

Deeds, Mortgages & Sale History

Date	Document
Feb 23, 2026	Warranty Deed, Transfer · Conventional Mortgage GOLD STAR MORTGAGE FINANCIAL GROUP
Feb 28, 2024	Deed, Transfer
Feb 28, 2024	Deed, Transfer
Oct 14, 2022	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Jun 11, 2019	Deed of Trust, Mortgage · Construction Mortgage CENTERSTATE BANK OF FLORIDA NA
Jul 6, 2020	Loan Modification, Mortgage · Conventional Mortgage SOUTH ST BK
Jul 6, 2020	Loan Modification, Mortgage · Conventional Mortgage SOUTH ST BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 23, 2026 · Amount on Record
Deed Sale	Feb 23, 2026 · Amount on Record
Deed Document Number	20261991
Prior Transfer Date	Mar 7, 2025
Prior Transfer Doc	0000002429
Record Updated	Sep 20, 2026

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKEECHOBEE FL
Recording Date	Feb 23, 2026
Property Address	2322 SW 2ND CT, OKEECHOBEE, FL 34974-3935
Document Number	0000001991
Map Reference	MB 6 PG 44
Instrument Date	Feb 20, 2026
Instrument	2026001991
Transaction Type	Transfer
Record Updated	Mar 10, 2026
Title Company	TRULY TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,045.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7201 NW 90TH CT, OKEECHOBEE, FL 34972-7333

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2322 SW 2ND CT, OKEECHOBEE, FL 34974-3935

Mortgage

Document Number	0000001992
Date	Feb 23, 2026
Instrument	2026001992

Lender

Name	GOLD STAR MORTGAGE FINANCIAL GROUP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

February 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	OKEECHOBEE FL
Recording Date	Feb 28, 2024
Property Address	2322 SW 2ND CT, OKEECHOBEE, FL 34974-3935
Document Number	0000002247
Map Reference	MB 6 PG 44
Instrument Date	Feb 22, 2024
Instrument	2024002247
Transaction Type	Transfer
Record Updated	Mar 14, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	417 SE 6TH ST, OKEECHOBEE, FL 34974-4473

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2322 SW 2ND CT, OKEECHOBEE, FL 34974-3935

February 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	OKEECHOBEE FL
Recording Date	Feb 28, 2024
Property Address	2322 SW 2ND CT, OKEECHOBEE, FL 34974-3935
Document Number	0000002246
Map Reference	MB 6 PG 44
Instrument Date	Feb 22, 2024
Instrument	2024002246
Transaction Type	Transfer
Record Updated	Mar 14, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2322 SW 2ND CT, OKEECHOBEE, FL 34974-3935

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	417 SE 6TH ST, OKEECHOBEE, FL 34974-4473

October 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OKEECHOBEE FL
Recording Date	Oct 14, 2022
Property Address	2322 SW 2ND CT, OKEECHOBEE, FL 34974-3935
Document Number	0000013524
Map Reference	MB 6 PG 44
Instrument Date	Oct 14, 2022
Instrument	2022013524
Transaction Type	Transfer
Record Updated	Nov 15, 2022
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2322 SW 2ND CT, 2322, OKEECHOBEE, FL 34974-3935

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	7201 NW 90TH CT, OKEECHOBEE, FL 34972-7333

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKEECHOBEE FL
Property Address	2322 SW 2ND CT, OKEECHOBEE, FL 34974-3935
Transaction Type	Mortgage
Record Updated	May 25, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0008260458
Date	Jun 11, 2019
Book Page	0826/0458
Instrument	2019006110

Lender

Name	CENTERSTATE BANK OF FLORIDA NA
Type	Bank
Address	WINTER HAVEN, FL 33881

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	373 Months
Due	Jul 1, 2050

July 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	OKEECHOBEE FL
Property Address	2322 SW 2ND CT, OKEECHOBEE, FL 34974-3935
Document Number	0000006321
Instrument Date	Jul 6, 2020
Transaction Type	Mortgage
Record Updated	Aug 17, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2322 SW 2ND CT OKEECHOBEE FL 349743935, OKEECHOBEE, FL 34974-3935

Mortgage

Document Number	0000006321
Date	Jul 7, 2020
Instrument	6321

Lender

Name	SOUTH ST BK
Type	Bank
Address	ATLANTA, GA 30305

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	336 Months
Due	Jul 6, 2048

Interest

Rate Type	Fixed Rate
Rate	3.12%

July 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	OKEECHOBEE FL
Property Address	2322 SW 2ND CT, OKEECHOBEE, FL 34974-3935
Document Number	0000007753
Instrument Date	Jul 6, 2020
Transaction Type	Mortgage
Record Updated	Sep 28, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2322 SW 2ND CT OKEECHOBEE FL 349743935, OKEECHOBEE, FL 34974-3935

Mortgage

Document Number	0000007753
Date	Aug 17, 2020
Instrument	7753

Lender

Name	SOUTH ST BK
Type	Bank
Address	WINTER HAVEN, FL 33881

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 16, 2050

Interest

Rate Type	Fixed Rate
Rate	3.12%

Tax Assessment & Valuation

Source: Okeechobee County assessment roll, as of November 19, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okeechobee County
Unified School District	Okeechobee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,195.00 (+6.28%)	$294,405 (+5.99%)	$368,593 (+1.35%) Land $65,000 Building $303,593
2023	$3,947.00 (+5.37%) Homeowner's exemption	$277,775 (+3%)	$363,695 (+18.91%) Land $40,000 Building $323,695
2022	$3,746.00 Homeowner's exemption	$269,684	$305,857 Land $30,000 Building $275,857

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 16, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	6 (2004–2012)
Claims Outside the SFHA	6 of 6
Most Recent Claim	Aug 2012 · rainfall accumulation
Claims by Event	Hurricane Wilma, Oct 2005 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 83% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OKEECHOBEE UTILITY AUTHORITY serves 20,000 people · EPA ID FL4470257
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	5 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Haloacetic acids resolved · Jan 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	22 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 91 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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