2322 S Ridge Rd E, Ashtabula, OH 44004 Property Records

Ashtabula County property record for 2322 S Ridge Rd E, Ashtabula, OH 44004

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,715 sqft · built 2007
Lot Size	10.4 acres (453,634 sqft)
Owner	Individual Name on File
Tax Bill	$10,204 (2025)
Deeds & Mortgages	Feb 2024 Mortgage Mar 2023 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`27-022-00-014-01`

Property Details

APN / Parcel Number

Primary APN	`27-022-00-014-01`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	14 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,715 sqft Living Area
Gross Area	4,951 sqft
1st Floor Area	1,122 sqft
Basement Area	796 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Frame
Lot Area	453,634 sqft (10.4 acres)
Terrain	Low
View / Lot	Neighborhood / Spot
Garage Type	Attached
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Frame Porch
Porch Area	224 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	2322 S RIDGE RD E
City	ASHTABULA
State	OH
Zip	44004-4461
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PART OF LOT 32
Legal Subdivision	KINGSVILLE
Legal Lot Number	32
Jurisdiction	ASHTABULA OH
Township / Civil Division	KINGSVILLE
Census Block Group	1
Census Block	1051
Census Tract	300

Owner

2322 S Ridge Rd E is owned and occupied by an individual who acquired it in November 2023.

Source: Ashtabula County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	2322 S RIDGE RD E, ASHTABULA, OH 44004-4461
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 27, 2024	Intrafamily Transfer, Transfer · Conventional Mortgage MMS MORTGAGE SERVICES LTD
Mar 16, 2023	Transfer on Death Deed, Transfer
Jul 26, 2022	Intrafamily Transfer, Transfer TITLE PROFESSIONALS GROUP LIMITED, TITLE PROFESSIONALS GROUP LT
Sep 21, 2020	Deed of Trust, Mortgage · Line of Credit NORTHWEST BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Nov 10, 2023
Transfer Doc	0000001562
Record Updated	Sep 20, 2026

February 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ASHTABULA OH
Recording Date	Feb 27, 2024
Property Address	2322 S RIDGE RD E, ASHTABULA, OH 44004-4461
Document Number	0000001562
Book / Page	813 / 2060
Instrument Date	Nov 10, 2023
Instrument	2024-00001562
Transaction Type	Transfer
Record Updated	Apr 30, 2024
Title Company	NATIONS TITLE, NATIONS TITLE AGENCY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2322 S RIDGE RD E, ASHTABULA, OH 44004-4461

Mortgage

Document Number	0000001563
Date	Feb 27, 2024
Instrument	2024-00001563

Lender

Name	MMS MORTGAGE SERVICES LTD
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	178 Months
Due	Dec 1, 2038

March 2023: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	ASHTABULA OH
Recording Date	Mar 16, 2023
Property Address	2322 S RIDGE RD E, ASHTABULA, OH 44004-4461
Document Number	0000002307
Book / Page	791 / 2367
Instrument Date	Mar 8, 2023
Instrument	2023-00002307
Transaction Type	Transfer
Record Updated	May 23, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

July 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ASHTABULA OH
Recording Date	Jul 26, 2022
Property Address	2322 S RIDGE RD E, ASHTABULA, OH 44004-4461
Document Number	0000008004
Book / Page	776 / 2219
Instrument Date	Jul 15, 2022
Instrument	202200008004
Transaction Type	Transfer
Record Updated	Dec 29, 2022
Title Company	TITLE PROFESSIONALS GROUP LIMITED, TITLE PROFESSIONALS GROUP LT

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	2322 S RIDGE RD E, ASHTABULA, OH 44004-4461

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ASHTABULA OH
Property Address	2322 S RIDGE RD E, ASHTABULA, OH 44004-4461
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000009520
Date	Sep 21, 2020
Book Page	719/412
Instrument	202000009520

Lender

Name	NORTHWEST BANK
Type	Bank
Address	WARREN, PA 16365

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Sep 8, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 2322 S Ridge Rd E was $10,204.

Source: Ashtabula County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Ashtabula County
County Subdivision	Kingsville Township
Unified School District	Buckeye Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,204.00	$127,370 Land $25,130 Building $102,240	$363,900 Land $71,800 Building $292,100
2023	$5,316.00 (+7.05%) Homeowner's exemption	$127,370 (+21.83%) Land $25,130 Building $102,240	$363,900 Land $71,800 Building $292,100
2022	$4,966.00 Homeowner's exemption	$104,550 Land $19,360 Building $85,190
2020			$298,700 Land $55,300 Building $243,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2322 S Ridge Rd E in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 28, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2322 S Ridge Rd E is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: GreatWave Communications, T-Mobile.

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