Cleveland County property record for 2322 S Post Rd, Shelby, NC 28152
| Property Type | Single Family Home |
|---|---|
| Details | 4,500 sqft · built 2001 |
| Lot Size | 1.01 acres (44,126 sqft) |
| Owner | Company Name on File |
| Last Sale | $625,000 (Nov 2025) |
| Tax Bill | $1,763 (2026) |
| Deeds & Mortgages | Jan 2026 Mortgage Nov 2025 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 54280 |
| Primary APN | 54280 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 4,500 sqft Finished Area |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Metal |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Metal |
| Lot Area | 44,126 sqft (1.01 acres) |
| Storage Building | 4,500 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | None |
|---|
| Account Number | 1366683 |
|---|---|
| Street Address | 2322 S POST RD |
| City | SHELBY |
| State | NC |
| Zip | 28152 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AA0 |
| Legal Description | 1.013 AC PB21-178 |
| Legal Block | 1 |
| Legal Lot Number | 31 |
| Jurisdiction | CLEVELAND NC |
| Township / Civil Division | CLEVELAND |
| Census Block Group | 3 |
| Census Block | 3017 |
| Census Tract | 951602 |
2322 S Post Rd is owned by a company that bought it in November 2025.
Source: Cleveland County records, as of September 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 1735 GEORGE BROWN RD, CROUSE, NC 28033-8708 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
| Date | Document |
|---|---|
| Jan 30, 2026 | Deed of Trust, Mortgage · Commercial Mortgage PEOPLES BANK |
| Nov 21, 2025 | Warranty Deed, Transfer · Commercial Mortgage PEOPLES BANK |
| Oct 30, 2024 | Warranty Deed, Construction Loan · Construction Mortgage PEOPLES BANK |
| Feb 13, 2019 | Deed of Trust, Mortgage BANK OF THE OZARKS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 21, 2025 · Amount on File |
| Deed Sale | Nov 21, 2025 · Amount on File |
| Prior Sale | Oct 30, 2024 · Amount on File |
| Deed Document Number | 2025200121575 |
| Deed Book / Page | 1961 / 1211 |
| Prior Transfer Date | Jul 25, 2007 |
| Prior Transfer Doc | 0015280486 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLEVELAND NC |
| Property Address | 2322 S POST RD, SHELBY, NC 28152 |
| Transaction Type | Mortgage |
| Record Updated | Feb 11, 2026 |
| Name | Verified Name |
|---|---|
| Address | 3149 HARMON RD, LINCOLNTON, NC 28092-1775 |
| Document Number | 0019660907 |
|---|---|
| Date | Jan 30, 2026 |
| Book Page | 1966/907 |
| Instrument | 200124108 |
| Name | PEOPLES BANK |
|---|---|
| Type | Bank |
| Address | 518 W C ST, NEWTON, NC 28658 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLEVELAND NC |
| Recording Date | Nov 21, 2025 |
| Property Address | 2322 S POST RD, SHELBY, NC 28152 |
| Document Number | 0019611211 |
| Book / Page | 1961 / 1211 |
| Map Reference | MB 21 PG 178 |
| Instrument Date | Nov 20, 2025 |
| Instrument | 200121575 |
| Transaction Type | Transfer |
| Record Updated | Dec 4, 2025 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,250.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 10716 CARMEL COMMONS BLVD, CHARLOTTE, NC 28226-3783 |
| Name | Verified Name |
|---|---|
| Address | 1735 GEORGE BROWN RD, CROUSE, NC 28033-8708 |
| Document Number | 0200121576 |
|---|---|
| Date | Nov 21, 2025 |
| Instrument | 200121576 |
| Name | PEOPLES BANK |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLEVELAND NC |
| Recording Date | Oct 30, 2024 |
| Property Address | 2322 S POST RD, SHELBY, NC 28152 |
| Document Number | 0019320927 |
| Book / Page | 1932 / 927 |
| Map Reference | MB 21 PG 178 |
| Instrument Date | Oct 29, 2024 |
| Instrument | 200106401 |
| Transaction Type | Construction Loan |
| Record Updated | Sep 30, 2025 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,020.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2224 MOLLY LANE, SHELBY, NC 28150 |
| Name | Verified Name |
|---|---|
| Address | 10716 CARMEL COMMONS BLVD, CHARLOTTE, NC 28226-3783 |
| Document Number | 0200106402 |
|---|---|
| Date | Oct 30, 2024 |
| Instrument | 200106402 |
| Name | PEOPLES BANK |
|---|---|
| Type | Bank |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLEVELAND NC |
| Property Address | 2322 S POST RD, SHELBY, NC 28152 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0017851408 |
|---|---|
| Date | Feb 13, 2019 |
| Book Page | 1785/1408 |
| Instrument | 200022982 |
| Name | BANK OF THE OZARKS |
|---|---|
| Type | Bank |
| Address | LITTLE ROCK, AR 72231 |
| Amount | Amount on Record |
|---|
The 2026 property tax bill for 2322 S Post Rd was $1,763, down 0.1% from the year before.
Source: Cleveland County assessment roll, as of September 30, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cleveland County |
| Unified School District | Cleveland County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,763.00 (-0.06%) | $278,984 (+0.41%) Land $51,280 Building $227,704 | $278,984 (+0.41%) Land $51,280 Building $227,704 |
| 2025 | $1,764.00 | $277,832 Land $50,128 Building $227,704 | $277,832 Land $50,128 Building $227,704 |
| 2023 | $186,454 Land $13,590 Building $172,864 | $186,454 Land $13,590 Building $172,864 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 2322 S Post Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 5, 2020
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 2322 S Post Rd is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · above 43% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLEVELAND COUNTY WATER serves 59,395 people · EPA ID NC0123055 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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