2322 Independence Loop, Lexington, TN 38351 Property Records

Henderson County property record for 2322 Independence Loop, Lexington, TN 38351

Property Summary

Property Type	Single Family Home
Details	3 ba · 4,326 sqft · built 2005
Lot Size	8.39 acres (365,904 sqft)
Owner	Individual Name on Record
Last Sale	$550,000 (Feb 2024)
Tax Bill	$2,233 (2025)
Deeds & Mortgages	Feb 2024 Sale & Mortgage Oct 2018 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`039038 03903`

Property Details

APN / Parcel Number

Primary APN	`039038 03903`
Alternative APN	`038 03903`

Interior

Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	2 Stories
Building Area	4,326 sqft Living Area
1st Floor Area	2,584 sqft
Upper Floors Area	1,440 sqft
Basement Area	2,494 sqft
Finished Basement	1,310 sqft
Unfinished Basement	1,184 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2008
Exterior Material	Brick
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	365,904 sqft (8.39 acres)
Terrain	Rolling
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	180 sqft
Patio Area	1,200 sqft
Stable	1,800 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	2322 INDEPENDENCE LOOP
City	LEXINGTON
State	TN
Zip	38351-6078
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 02, COUNTY AREA: R01
Jurisdiction	HENDERSON TN
Township / Civil Division	2
Census Block Group	4
Census Block	4016
Census Tract	975200

Owner

Source: Henderson County records, as of January 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	40 WINFIELD PL, JACKSON, TN 38305-3954
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 5, 2024	Warranty Deed, Transfer · Conventional Mortgage US BANK NA
Oct 15, 2018	Quit Claim Deed, Transfer OTHER
Jul 13, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 5, 2024 · Amount on Record
Deed Sale	Feb 5, 2024 · Amount on Record
Prior Sale	Jul 13, 2018 · Amount on Record
Deed Document Number	125581
Deed Book / Page	302 / 818
Record Updated	Jun 8, 2026

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENDERSON TN
Recording Date	Feb 5, 2024
Property Address	2322 INDEPENDENCE LOOP, LEXINGTON, TN 38351-6078
Document Number	0003020818
Book / Page	302 / 818
Instrument Date	Feb 1, 2024
Instrument	125581
Transaction Type	Transfer
Record Updated	Feb 20, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,035.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 WINFIELD PL, JACKSON, TN 38305-3954

Mortgage

Document Number	0000125582
Date	Feb 5, 2024
Instrument	125582

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2054

October 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HENDERSON TN
Recording Date	Oct 15, 2018
Property Address	2322 INDEPENDENCE LOOP, LEXINGTON, TN 38351-6078
Document Number	0002780438
Book / Page	000278 / 000438
Instrument Date	Oct 4, 2018
Instrument	101605
Transaction Type	Transfer
Record Updated	Nov 2, 2018
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2322 INDEPENDENCE LOOP LEXINGTON TN 383516078, LEXINGTON, TN 38351-6078

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENDERSON TN
Recording Date	Jul 13, 2018
Property Address	2322 INDEPENDENCE LOOP, LEXINGTON, TN 38351-6078
Document Number	0002770141
Book / Page	277 / 141
Instrument Date	Jul 12, 2018
Instrument	100326
Transaction Type	Transfer
Record Updated	Mar 14, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2322 INDEPENDENCE LOOP, LEXINGTON, TN 38351-6078

Tax Assessment & Valuation

Source: Henderson County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Henderson County
Unified School District	Henderson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,233.00 (-0.58%)	$141,200 (-) Land $12,050 Building $129,150
2023		$141,200 (+49.02%) Land $12,050 Building $129,150	$564,800 (+49.02%) Land $48,200 Building $516,600
2022	$2,246.00	$94,750 Land $8,425 Building $86,325	$379,000 Land $33,700 Building $345,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 16, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LEXINGTON WATER SYSTEMS serves 26,322 people · EPA ID TN0000402
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Aeneas Communications Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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