2322 Hoya Ln, Gilroy, CA 95020 Property Records

Santa Clara County property record for 2322 Hoya Ln, Gilroy, CA 95020

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 4,811 sqft · built 2003
Lot Size	0.533 acres (23,208 sqft)
Owner	2 Company Names on Record
Last Sale	$2,199,000 (May 2021)
Tax Bill	$29,147 (2025)
Deeds & Mortgages	May 2021 Sale Jul 2017 Transfer + 1 more
Flood Zone	Zone X (moderate risk)
APN	`783-64-033`

Property Details

APN / Parcel Number

Primary APN	`783-64-033`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	13 Rooms
Stories	2 Stories
Building Area	4,811 sqft Living Area
1st Floor Area	3,900 sqft
2nd Floor Area	911 sqft
Family Room	Family Room
Utility Room	Utility Room

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	23,208 sqft (0.533 acres)
Garage Type	Attached
Garage Area	1,044 sqft
Parking Spaces	4 Parking Spaces
Pool Type	Pool with Hot Tub/Spa
Porch	Porch

Utilities, Heating & Cooling

Cooling System	None

Location & Zoning

Street Address	2322 HOYA LN
City	GILROY
State	CA
Zip	95020-8413
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	TRACT 9201 LOT 75
Legal Subdivision	9201 COUNTRY ESTATES PH 2
Legal Tract	9201
Legal Lot Number	75
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SOUTH SANTA CLARA VALLEY
Census Block Group	2
Census Block	2017
Census Tract	512515

Owner

Source: Santa Clara County records, as of July 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	2322 HOYA LN, GILROY, CA 95020-8413
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
May 20, 2021	Grant Deed, Transfer ORANGE COAST TTL CO OF NOCAL
Jul 13, 2017	Quit Claim Deed, Transfer OLD REPUBLIC TITLE
Jul 11, 2017	Intrafamily Transfer, Transfer · ARM SANTA CLARA COUNTY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 20, 2021 · Amount on Record
Deed Sale	May 20, 2021 · Amount on Record
Prior Sale	Apr 19, 2002 · Amount on Record
Deed Document Number	202124968406
Prior Transfer Date	Jul 5, 2017
Prior Transfer Doc	0023696169
Record Updated	Oct 29, 2026

May 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	May 20, 2021
Property Address	2322 HOYA LN, GILROY, CA 95020-8413
Document Number	0024968406
Map Reference	MB 729 PG 1-18
Instrument Date	May 18, 2021
Instrument	24968406
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	ORANGE COAST TTL CO OF NOCAL

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	2322 HOYA LN, GILROY, CA 95020-8413

July 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Jul 13, 2017
Property Address	2322 HOYA LN, GILROY, CA 95020-8413
Document Number	0023696169
Instrument Date	Jul 5, 2017
Instrument	23696169
Transaction Type	Transfer
Record Updated	Jul 21, 2017
Title Company	OLD REPUBLIC TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	2322 HOYA LN GILROY CA 950208413, GILROY, CA 95020-8413

July 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CLARA CA
Recording Date	Jul 11, 2017
Property Address	2322 HOYA LN, GILROY, CA 95020-8413
Document Number	0023694571
Map Reference	MAP729 PG1-18
Instrument Date	Feb 13, 2017
Instrument	23694571
Transaction Type	Transfer
Record Updated	Sep 1, 2021
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	2322 HOYA LN, GILROY, CA 95020-8413

Mortgage

Document Number	0023694572
Date	Jul 11, 2017
Instrument	23694572

Lender

Name	SANTA CLARA COUNTY FCU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.25%
Type Change Date	Aug 1, 2022
Change Frequency	5 Years
Min Rate At Change	3.25%
Max Rate At Change	5.25%
Index	1-Year LIBOR
Max Rate	8.25%

Tax Assessment & Valuation

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	Gilroy City
Unified School District	Gilroy Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$2,427,870 (+2%) Land $1,097,454 Building $1,330,416
2025	$29,147.00 (+2.17%)	$2,380,266 (+4.04%) Land $1,075,936 Building $1,304,330
2023	$28,527.00 (+1.65%)	$2,287,839 Land $1,034,157 Building $1,253,682
2022	$28,065.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 75% of the US · above 51% of California
Wildfire Likelihood	0.5% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GILROY serves 59,426 people · EPA ID CA4310004
Water Source	Groundwater
Last State Inspection	Feb 2025
Also Mapped Here	SANTA CLARA VALLEY WATER DISTRICT
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Nitrate resolved · Jun 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 169 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Razzolink Fixed Wireless	500 / 250
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100
Hankins Information Technology Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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