2322 Espy Ln, Flatwoods, KY 41139 Property Records

Greenup County property record for 2322 Espy Ln, Flatwoods, KY 41139

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,846 sqft · built 1991
Lot Size0.719 acres (31,363 sqft)
OwnerIndividual Name on Record
Tax Bill$1,475 (2025)
Deeds & MortgagesJul 2020 Mortgage
APN183-30-03-089.00

Property Details

APN / Parcel Number

Primary APN183-30-03-089.00
Alternative APN
  • 20940

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,846 sqft Living Area

Exterior

Year BuiltBuilt 1991
Effective Year BuiltEffective 2013
Exterior MaterialAluminum/Vinyl
Foundation TypeBlock
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area31,363 sqft (0.719 acres)
Garage TypeMixed
Garage Area484 sqft
Parking Spaces2 Parking Spaces
PorchPorch

Utilities, Heating & Cooling

SewerConnected

Location & Zoning

Account Number20940
Street Address2322 ESPY LN
CityFLATWOODS
StateKY
Zip41139-2108
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionESPY LN 119 X280
JurisdictionGREENUP KY
Township / Civil DivisionFLATWOODS-RUSSELL
Census Block Group2
Census Block2017
Census Tract40202

Owner

Source: Greenup County records, as of October 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address2322 ESPY LN, FLATWOODS, KY 41139-2108
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Deed Document Number0000396292
Record UpdatedJun 8, 2026

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGREENUP KY
Property Address2322 ESPY LN, FLATWOODS, KY 41139-2108
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000566196
DateJul 14, 2020
Book PageM968/737
Instrument566196
Lender
NameCOMMUNITY TRUST BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueJun 25, 2040
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Greenup County assessment roll, as of April 1, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyGreenup County
MunicipalityFlatwoods City
Unified School DistrictRussell Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,475.00 (-1.01%) Homeowner's exemption$140,580 (-) Land $11,120 Building $129,460$140,580 (-) Land $11,120 Building $129,460
2023$1,490.00 Homeowner's exemption$140,580 Land $11,120 Building $129,460$140,580 Land $11,120 Building $129,460

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood ZoneNot on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFLATWOODS WATER COMPANY
private · serves 9,649 people · EPA ID KY0450132
Water SourcePurchased surface water from several systems
Last State InspectionJul 2023
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Apr 2017
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 215 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Windstream
Fiber · DSL in parts of the area
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000

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