2322 E State St, Rockford, IL 61104 Property Records

Winnebago County property record for 2322 E State St, Rockford, IL 61104

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 2,373 sqft · built 1932
Lot Size	0.17 acres (7,405 sqft)
Owner	Individual Name on Record
Last Sale	$212,000 (May 2026)
Tax Bill	$6,228 (2025)
Deeds & Mortgages	May 2026 Sale & Mortgage Aug 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`163C006`

Property Details

APN / Parcel Number

Primary APN	`163C006`
Alternative APN	`1219356015`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,373 sqft Living Area
Gross Area	4,128 sqft
1st Floor Area	1,356 sqft
Basement Area	1,356 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1932
Effective Year Built	Effective 1932
Architectural Style	Tudor
Exterior Material	Brick
Construction Type	Brick
Roof Material	Slate
Lot Area	7,405 sqft (0.17 acres)
Lot Dimensions	90 ft deep x 80 ft wide
Terrain	High
View / Lot	Corner
Garage Type	Attached
Garage Area	399 sqft
Parking Spaces	1 Parking Space
Porch	Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2322 E STATE ST
City	ROCKFORD
State	IL
Zip	61104-1557
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	WELTYS 1ST LONGVIEW ADDN IN SW 1/4 SEC19-44-2 S 90 FT LOTS 9 + 010
Legal Subdivision	WELTYS 1ST LONGVIEW ADDN
Legal Lot Number	9,010
Jurisdiction	WINNEBAGO IL
Township / Civil Division	ROCKFORD
Census Block Group	3
Census Block	3027
Census Tract	700

Owner

Source: Winnebago County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2322 E STATE ST, ROCKFORD, IL 61104-1557
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Woman

Deeds, Mortgages & Sale History

Date	Document
May 5, 2026	Warranty Deed, Transfer · VA Mortgage MORTGAGE CENTER LLC
Aug 24, 2022	Deed of Trust, Mortgage · Conventional Mortgage BLACKHAWK BANK
Nov 9, 2020	Warranty Deed, Transfer · Conventional Mortgage BLACKHAWK BK
Apr 17, 2019	Warranty Deed, Transfer · Conventional with PMI JP MORGAN CHASE BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 5, 2026 · Amount on Record
Deed Sale	May 5, 2026 · Amount on Record
Prior Sale	Nov 9, 2020 · Amount on Record
Deed Document Number	202610920
Record Updated	Oct 29, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINNEBAGO IL
Recording Date	May 5, 2026
Property Address	2322 E STATE ST, ROCKFORD, IL 61104-1557
Document Number	0000010920
Instrument Date	Apr 22, 2026
Instrument	202610920
Transaction Type	Transfer
Record Updated	Aug 25, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$32,118.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2322 E STATE ST, ROCKFORD, IL 61104-1557

Mortgage

Document Number	0000010921,
Date	May 5, 2026
Instrument	202610921

Lender

Name	MORTGAGE CENTER LLC

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate	5.5%
Max Rate	-1%

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNEBAGO IL
Property Address	2322 E STATE ST, ROCKFORD, IL 61104-1557
Transaction Type	Mortgage
Record Updated	Sep 14, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000026242
Date	Aug 24, 2022
Instrument	2226242

Lender

Name	BLACKHAWK BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Aug 24, 2032

Interest

Rate Type	Fixed Rate

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINNEBAGO IL
Recording Date	Nov 9, 2020
Property Address	2322 E STATE ST, ROCKFORD, IL 61104-1557
Document Number	0001034350
Instrument Date	Nov 5, 2020
Instrument	1034350
Transaction Type	Transfer
Record Updated	Nov 26, 2020
Title Company	TITLE UNDERWRITERS AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$188.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2322 E STATE ST ROCKFORD IL 611041557, ROCKFORD, IL 61104-1557

Mortgage

Document Number	1034351
Date	Nov 9, 2020
Instrument	1034351

Lender

Name	BLACKHAWK BK
Type	Bank
Address	BELOIT, WI 53511

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 8, 2050

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINNEBAGO IL
Recording Date	Apr 17, 2019
Property Address	2322 E STATE ST, ROCKFORD, IL 61104-1557
Document Number	0001011722
Instrument Date	Apr 15, 2019
Instrument	1011722
Transaction Type	Transfer
Record Updated	May 22, 2019
Title Company	TITLE UNDERWRITERS AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$177.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	2322 E STATE ST ROCKFORD IL 611041557, ROCKFORD, IL 61104-1557

Mortgage

Document Number	1011723
Date	Apr 17, 2019
Instrument	1011723

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	COLUMBUS, OH 43240-2050

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Apr 16, 2049

Tax Assessment & Valuation

Source: Winnebago County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Winnebago County
County Subdivision	Rockford Township
Municipality	Rockford City
Unified School District	Rockford School District 205 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,228.00 (+4.85%) Homeowner's exemption	$76,541 (+11.43%) Land $8,004 Building $68,537	$229,623 (+11.43%) Land $24,012 Building $205,611
2024	$5,940.00	$68,690 (+26.88%) Land $7,183 Building $61,507	$206,070 (+26.88%) Land $21,549 Building $184,521
2022	Homeowner's exemption	$54,136 Land $5,661 Building $48,475	$162,408 Land $16,983 Building $145,425

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1978)
Most Recent Claim	Jul 1978 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROCKFORD serves 147,051 people · EPA ID IL2010300
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 633 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
T-Mobile Fiber · Fixed Wireless	2,000 / 2,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: i3 Broadband.

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