Harris County property record for 2322 Commerce St, Houston, TX 77003
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 2,086 sqft · built 2015 |
| Lot Size | 0.04 acres (1,740 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $298,452 (Aug 2023) |
| Tax Bill | $8,401 (2025) |
| Deeds & Mortgages | Aug 2023 Mortgage Aug 2023 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 128-551-002-0061 |
| Primary APN | 128-551-002-0061 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 3 Stories |
| Building Area | 2,086 sqft Living Area |
| 1st Floor Area | 844 sqft |
| Year Built | Built 2015 |
|---|---|
| Effective Year Built | Effective 2015 |
| Exterior Material | Combination |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 1,740 sqft (0.04 acres) |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Frame Porch |
| Porch Area | 118 sqft |
| Patio Area | 238 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 1285510020061 |
|---|---|
| Street Address | 2322 COMMERCE ST |
| City | HOUSTON |
| State | TX |
| Zip | 77003-1537 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 61 BLK 2 WATERHILL HOMES ON COMMERCE STREET |
| Legal Subdivision | WATERHILL HOMES ON COMMERCE STREET |
| Legal Block | 2 |
| Legal Lot Number | 61 |
| Jurisdiction | HARRIS TX |
| Township / Civil Division | HOUSTON |
| Census Block Group | 2 |
| Census Block | 2044 |
| Census Tract | 310101 |
Source: Harris County records, as of September 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2322 COMMERCE ST, HOUSTON, TX 77003-1537 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 1, 2023 | Vendor's Lien, Transfer MICHIGAN MUTUAL INC |
| Aug 1, 2023 | Warranty Deed, Transfer · Conventional Mortgage MICHIGAN MUTUAL INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 1, 2023 · Amount on Record |
| Deed Sale | Aug 1, 2023 · Amount on Record |
| Prior Sale | Aug 1, 2023 |
| Deed Document Number | 2023289422 |
| Prior Transfer Date | May 27, 2016 |
| Prior Transfer Doc | 0000229134 |
| Record Updated | Oct 29, 2026 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | HARRIS TX |
| Recording Date | Aug 1, 2023 |
| Property Address | 2322 COMMERCE ST, HOUSTON, TX 77003-1537 |
| Document Number | 0000289422 |
| Map Reference | MF 603210 |
| Instrument Date | Jul 31, 2023 |
| Instrument | 2023-289422 |
| Transaction Type | Transfer |
| Record Updated | Aug 10, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2322 COMMERCE ST, HOUSTON, TX 77003-1537 |
| Date | Aug 1, 2023 |
|---|
| Name | MICHIGAN MUTUAL INC |
|---|---|
| Type | Mortgage Company |
| Special Notes | Seller Financed |
| Amount | Amount Recorded |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HARRIS TX |
| Recording Date | Aug 1, 2023 |
| Property Address | 2322 COMMERCE ST, HOUSTON, TX 77003-1537 |
| Document Number | 0000289421 |
| Map Reference | MF 603210 |
| Instrument Date | Jul 31, 2023 |
| Instrument | 2023-289421 |
| Transaction Type | Transfer |
| Record Updated | Aug 10, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 150 HARVESTER DR STE 201, 201, BURR RIDGE, IL 60527-6692 |
| Investor | Possibly a Property Investor |
| Document Number | 0000289423 |
|---|---|
| Date | Aug 1, 2023 |
| Instrument | 2023-289423 |
| Name | MICHIGAN MUTUAL INC |
|---|---|
| Type | Mortgage Company |
| Address | PORT HURON, MI 48060 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2053 |
Source: Harris County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Harris County |
| Municipality | Houston City |
| Unified School District | Houston Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $390,185 (-1.3%) Land $71,700 Building $318,485 | $390,185 (-1.3%) Land $71,700 Building $318,485 | |
| 2025 | $8,401.00 (-7.88%) | $395,341 (-9.3%) Land $71,700 Building $323,641 | $395,341 (-9.3%) Land $71,700 Building $323,641 |
| 2024 | $9,120.00 (+256.25%) | ||
| 2023 | $435,885 (+12.14%) Land $71,700 Building $364,185 | $435,885 (+12.14%) Land $71,700 Building $364,185 | |
| 2022 | $2,560.00 (-62.17%) Homeowner's exemption | $388,712 Land $71,700 Building $317,012 | $388,712 Land $71,700 Building $317,012 |
| 2020 | $6,767.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 38 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 38 in force |
| Nearby Flood Claims | 1 (2017) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2017 · Hurricane Harvey |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF HOUSTON serves 2,970,543 people · EPA ID TX1010013 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 5 ppb (2024) action level 15 ppb |
| Water Quality | Turbidity resolved · May 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 459 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable · Fiber in parts of the area | 2,000 / 250 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
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