2322 5th St E, Palmetto, FL 34221 Property Records

Manatee County property record for 2322 5th St E, Palmetto, FL 34221

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,243 sqft · built 2022
Lot Size	0.187 acres (8,140 sqft)
Owner	2 Individual Names on File
Last Sale	$703,000 (Feb 2023)
Tax Bill	$6,495 (2024)
Deeds & Mortgages	Apr 2026 Mortgage Feb 2023 Sale + 2 more
Flood Zone	Zone X (moderate risk)
APN	`10157-3780-9`

Property Details

APN / Parcel Number

Primary APN	`10157-3780-9`
Alternative APN	`3418181015737809`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Stories	1 Story
Building Area	2,243 sqft Living Area
Gross Area	3,016 sqft
1st Floor Area	2,243 sqft

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2023
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Tile
Lot Area	8,140 sqft (0.187 acres)
View / Lot	Standard
Garage Type	Attached
Garage Area	483 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	2322 5TH ST E
City	PALMETTO
State	FL
Zip	34221-2494
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PL_PD-MU
Legal Description	LOT 156 SANCTUARY COVE PI#10157.3780/9
Legal Range	18E
Legal Township	34S
Legal Section	18
Legal Subdivision	SANCTUARY COVE
Legal Tract	01015700
Legal Lot Number	156
Jurisdiction	MANATEE FL
Township / Civil Division	BRADENTON
Census Block Group	1
Census Block	1022
Census Tract	1904

Owner

2322 5th St E is owned and occupied by two individuals who bought it in February 2023.

Source: Manatee County records, as of May 11, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2322 5TH ST E, PALMETTO, FL 34221-2494
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 21, 2026	Deed of Trust, Mortgage · Balloon Mortgage NONE LISTED ON DOCUMENT
Feb 22, 2023	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Sep 12, 2022	Special Warranty Deed, Transfer LENNAR TITLE INC
Sep 21, 2020	Grant Deed, Transfer CALATLANTIC TITLE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 22, 2023 · Amount on File
Deed Sale	Feb 22, 2023 · Amount on File
Prior Sale	Sep 12, 2022 · Amount on File
Deed Document Number	202318049
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MANATEE FL
Recording Date	Apr 21, 2026
Property Address	2322 5TH ST E, PALMETTO, FL 34221-2494
Document Number	0000045105
Instrument Date	Apr 20, 2026
Instrument	202645105
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2105 RIVERVIEW BLVD, BRADENTON, FL 34205-4307

Mortgage

Document Number	0000045105,
Date	Apr 21, 2026
Instrument	202645105

Lender

Agreement

Type	Balloon Mortgage
Amount	Amount on Record
Term	360 Months

Interest

Rate Type	Balloon
Rate	6.22%
Initial Type	Balloon
Max Rate	-1%

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MANATEE FL
Recording Date	Feb 22, 2023
Property Address	2322 5TH ST E, PALMETTO, FL 34221-2494
Document Number	0041018049
Map Reference	MB 54 PG 71
Instrument Date	Feb 7, 2023
Instrument	202341018049
Transaction Type	Transfer
Record Updated	Jan 23, 2024
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Tax	$4,921.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2580 BRAZILIA CT, PUNTA GORDA, FL 33950-6302

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2322 5TH ST E, PALMETTO, FL 34221-2494

September 2022: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MANATEE FL
Recording Date	Sep 12, 2022
Property Address	2322 5TH ST E, PALMETTO, FL 34221-2494
Document Number	0041114516
Map Reference	MB 54 PG 71
Instrument Date	Jul 29, 2022
Instrument	202241114516
Transaction Type	Transfer
Record Updated	Jan 23, 2024
Title Company	LENNAR TITLE INC

Transaction

Amount	Amount on Record
Tax	$3,724.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4600 W CYPRESS ST STE 200, 200, TAMPA, FL 33607-4099

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2322 5TH ST E, PALMETTO, FL 34221-2494

September 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MANATEE FL
Recording Date	Sep 21, 2020
Property Address	2322 5TH ST E, PALMETTO, FL 34221-2494
Document Number	0041099971
Instrument Date	Sep 18, 2020
Instrument	41099971
Transaction Type	Transfer
Record Updated	Oct 9, 2020
Title Company	CALATLANTIC TITLE INC

Transaction

Amount	Amount on Record
Tax	$32,108.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	24301 WALDEN CENTER DR BONITA SPRINGS FL 341344965, BONITA SPRINGS, FL 34134-4965
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Manatee County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Manatee County
Municipality	Palmetto City
Unified School District	Manatee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$344,306	$564,614 Land $119,850 Building $444,764
2024	$6,495.00 (-37.18%)
2023	$10,339.00 (+352.47%)	$490,015 (+512.52%) Land $81,600 Building $408,415	$490,015 (+512.52%) Land $81,600 Building $408,415
2022	$2,285.00	$80,000 Land $80,000	$80,000 Land $80,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 2322 5th St E in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 157 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	157 in force
Nearby Flood Claims	124 (1979–2024)
Most Recent Claim	Oct 2024 · Hurricane Helene
Claims by Event	Hurricane Helene, Oct 2024 · 72 claims Hurricane Idalia, Aug 2023 · 6 claims Hurricane Frances, Sep 2004 · 20 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2322 5th St E is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 94% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MANATEE COUNTY UTILITIES DEPT serves 347,800 people · EPA ID FL6411132
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier, Verizon.

Nearby Properties on 5th St E

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures