2322 28th Ave E, Palmetto, FL 34221 Property Records

Manatee County property record for 2322 28th Ave E, Palmetto, FL 34221

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,100 sqft · built 2006
Lot Size	0.081 acres (3,506 sqft)
Owner	Individual Name on Record
Last Sale	$254,000 (Apr 2026)
Tax Bill	$3,047 (2024)
Deeds & Mortgages	Apr 2026 Sale & Mortgage Feb 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`7741-0475-9`

Property Details

APN / Parcel Number

Primary APN	`7741-0475-9`
Alternative APNs	`341807774104759` `0774104759`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,100 sqft Living Area
Gross Area	1,398 sqft
1st Floor Area	1,100 sqft

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2012
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	3,506 sqft (0.081 acres)
View / Lot	Lake Front
Garage Type	Attached
Garage Area	240 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	58 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Old Parcel Number	0774104759
Street Address	2322 28TH AVE E
City	PALMETTO
State	FL
Zip	34221-1242
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD-R
Legal Description	LOT 182 OAK VIEW PHASE I PI#7741.0475/9
Legal Range	18E
Legal Township	34S
Legal Section	07
Legal Subdivision	OAK VIEW PHASE I
Legal Tract	00774100
Legal Lot Number	182
Jurisdiction	MANATEE FL
Township / Civil Division	BRADENTON
Census Block Group	4
Census Block	4017
Census Tract	1904

Owner

Source: Manatee County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1608 34TH ST W, BRADENTON, FL 34205-2229
Owner Type	Individual
Vesting	Single Woman

Deeds, Mortgages & Sale History

Date	Document
Apr 27, 2026	Warranty Deed, Transfer · FHA Mortgage LOGAN MORTGAGE INC
Feb 3, 2020	Warranty Deed, Transfer CARDINAL FIN'L

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 27, 2026 · Amount on Record
Deed Sale	Apr 27, 2026 · Amount on Record
Prior Sale	Feb 3, 2020 · Amount on Record
Deed Document Number	202647624
Prior Transfer Date	Oct 18, 2018
Prior Transfer Doc	0027525322
Record Updated	Oct 29, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MANATEE FL
Recording Date	Apr 27, 2026
Property Address	2322 28TH AVE E, PALMETTO, FL 34221-1242
Document Number	0000047624
Instrument Date	Apr 24, 2026
Instrument	2026.47624
Transaction Type	Transfer
Record Updated	May 20, 2026
Title Company	ERS TITLE, VERUS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$179,578.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1608 34TH ST W, BRADENTON, FL 34205-2229

Mortgage

Document Number	0000047625,
Date	Apr 27, 2026
Instrument	2026..47625

Lender

Name	LOGAN MORTGAGE INC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate	6.11%
Max Rate	-1%

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MANATEE FL
Recording Date	Feb 3, 2020
Property Address	2322 28TH AVE E, PALMETTO, FL 34221-1242
Document Number	0041011367
Instrument Date	Jan 31, 2020
Instrument	41011367
Transaction Type	Transfer
Record Updated	Feb 24, 2020
Title Company	CLEAR TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,399.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2322 28TH AVE E PALMETTO FL 342211242, PALMETTO, FL 34221-1242

Mortgage

Document Number	41011368
Date	Feb 3, 2020
Instrument	41011368

Lender

Name	CARDINAL FIN'L
Type	Funding / Finance Company
Address	CHARLOTTE, NC 28273

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Feb 2, 2050

Tax Assessment & Valuation

Source: Manatee County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Manatee County
Unified School District	Manatee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$217,811 (-) Land $42,500 Building $175,311	$217,811 (-) Land $42,500 Building $175,311
2025		$217,811 (+7.94%) Land $42,500 Building $175,311	$217,811 (+7.94%) Land $42,500 Building $175,311
2024	$3,047.00 (+6.87%)
2023	$2,851.00 (+11.24%)	$201,795 (+15.53%) Land $42,500 Building $159,295	$201,795 (+15.53%) Land $42,500 Building $159,295
2022	$2,563.00	$174,666 Land $37,500 Building $137,166	$174,666 Land $37,500 Building $137,166

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 22 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	22 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2024 · Hurricane Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 82% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MANATEE COUNTY UTILITIES DEPT serves 347,800 people · EPA ID FL6411132
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 103 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier.

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