23215 Olive Ridge Ct, Katy, TX 77494 Property Records

Harris County property record for 23215 Olive Ridge Ct, Katy, TX 77494 · Last verified June 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,706 sqft · built 1996
Lot Size0.203 acres (8,835 sqft)
Owner2 Individual Names on File
Last Sale$327,262 (Sep 2025)
Tax Bill$5,453 (2025)
Deeds & MortgagesSep 2025 Mortgage
Aug 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN117-889-003-0099

Property Details

APN / Parcel Number

Primary APN117-889-003-0099

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures14 Plumbing Fixtures
Total Rooms8 Rooms
Stories1 Story
Building Area2,706 sqft Living Area
1st Floor Area1,769 sqft
Game RoomGame Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1996
Effective Year BuiltEffective 1996
Architectural StyleTraditional
Exterior MaterialBrick
Construction TypeFrame
Lot Area8,835 sqft (0.203 acres)
View / LotPrimary
Garage Area320 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Concrete/Masonry Porch
Porch Area35 sqft
Patio Area231 sqft
Shed1 Shed

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number1178890030099
Street Address23215 OLIVE RIDGE CT
CityKATY
StateTX
Zip77494-3519
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT 99 BLK 3 HERITAGE SQUARE SEC 2
Legal SubdivisionHERITAGE SQUARE SEC 2
Legal Block3
Legal Lot Number99
JurisdictionHARRIS TX
Township / Civil DivisionHOUSTON
Census Block Group2
Census Block2013
Census Tract455102

Owner

Source: Harris County records · APN 117-889-003-0099

Assessment roll updated May 26, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address23215 OLIVE RIDGE CT, KATY, TX 77494-3519
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Sep 26, 2025Vendor's Lien, Transfer · FHA Mortgage
UNION HOME MORTGAGE CORP
Aug 21, 2020Deed of Trust, Mortgage
AMERICAN HERITAGE CAP

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 26, 2025 · Amount on Record
Deed SaleSep 26, 2025 · Amount on Record
Prior SaleMay 20, 2015
Deed Document Number2025382450
Record UpdatedSep 20, 2026

September 2025: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionHARRIS TX
Recording DateSep 26, 2025
Property Address23215 OLIVE RIDGE CT, KATY, TX 77494-3519
Document Number0000382450
Map ReferenceMF 358036
Instrument DateSep 25, 2025
Instrument2025-382450
Transaction TypeTransfer
Record UpdatedOct 14, 2025
Title CompanyFIRST AMERICAN TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address23215 OLIVE RIDGE CT, KATY, TX 77494-3519

Mortgage

Document Number0000382451
DateSep 26, 2025
Instrument2025-382451
Lender
NameUNION HOME MORTGAGE CORP
TypeMortgage Company
Special NotesSeller Financed
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2055

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARRIS TX
Property Address23215 OLIVE RIDGE CT, KATY, TX 77494-3519
Document Number0000397490
Instrument DateAug 21, 2020
Transaction TypeMortgage
Record UpdatedSep 09, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address23215 OLIVE RIDGE CT KATY TX 774943519, KATY, TX 77494-3519

Mortgage

Document Number0000397490
DateAug 27, 2020
Instrument397490
Lender
NameAMERICAN HERITAGE CAP
TypeFunding / Finance Company
AddressALLEN, TX 75013
Agreement
AmountAmount Recorded
Term360 Months
DueAug 26, 2050

Tax Assessment & Valuation

Source: Harris County records · Assessment roll updated May 26, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateTexas
CountyHarris County
Unified School DistrictKaty Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$5,453.00 (+17.14%) Homeowner's exemption$361,698 (-1.06%) Land $85,122 Building $276,576$361,698 (-1.06%) Land $85,122 Building $276,576
2024$4,655.00 (+17.7%) Homeowner's exemption$365,580 (-1.16%) Land $64,906 Building $300,674$365,580 (-1.16%) Land $64,906 Building $300,674
2023$3,955.00 Homeowner's exemption$369,868 Land $64,906 Building $304,962$369,868 Land $64,906 Building $304,962
2022$3,955.00 (-7.57%)
2020$4,279.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Harris County (48201C), updated May 17, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 482014551022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 101 individual NFIP policies nearby
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies101 in force
Nearby Flood Claims11 (1981–2019)
Claims Outside the SFHA11 of 11
Most Recent ClaimSep 2019, rainfall accumulation, Tropical Storm Imelda
Claims By Storm
  • Hurricane Harvey, Aug 2017 · 5 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 399 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Ezee Fiber TexasFiber8,000 / 8,000
Consolidated CommunicationsFiber2,000 / 2,000
XfinityCable2,000 / 250
VerizonFixed Wireless1,000 / 75
T-Mobile USAFixed Wireless100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: AT&T, Xfinity, Radiate Holdings. Availability varies by address; speeds are provider-advertised maximums, not measured.

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