23213 Rd D, Cortez, CO 81321 Property Records

Montezuma County property record for 23213 Rd D, Cortez, CO 81321

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 1,824 sqft · built 1988
Lot Size	80 acres (3,484,800 sqft)
Owner	Individual Name on Record
Tax Bill	$839 (2025)
Deeds & Mortgages	Oct 2005 Line of Credit Oct 2015 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R012026`

Property Details

APN / Parcel Number

Primary APN	`R012026`
Alternative APN	`563728300057`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,824 sqft Total Area
Basement Area	998 sqft
Finished Basement	503 sqft
Unfinished Basement	495 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Metal
Lot Area	3,484,800 sqft (80 acres)

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Electric
Sewer	Connected
Water Source	Cistern

Location & Zoning

Account Number	R012026
Street Address	23213 ROAD D
City	CORTEZ
State	CO
Zip	81321-9625
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	A-80+
Legal Description	QUARTER: SW/4 SECTION: 28 TOWNSHIP: 35 RANGE: 16 S: 28 T: 35 R: 16 INCL 25.0% MIN INT (MC1386) N1/2SW1/4 80A B 523 P 307 B
Legal Range	16W
Legal Township	35N
Legal Section	28
Jurisdiction	MONTEZUMA CO
Township / Civil Division	CORTEZ
Census Block Group	2
Census Block	2023
Census Tract	969600

Owner

Source: Montezuma County records, as of March 24, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	23213 ROAD D, CORTEZ, CO 81321-9625
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 19, 2005	Deed of Trust, Mortgage · Line of Credit VECTRA BANK COLORADO NA
Oct 26, 2015	Deed of Trust, Mortgage · Line of Credit VECTRA BANK COLORADO NA
Jun 29, 2005	Deed of Trust, Mortgage · Line of Credit VECTRA BANK COLORADO NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	May 9, 2011
Transfer Doc	0000576637
Record Updated	Jun 8, 2026

October 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEZUMA CO
Property Address	23213 ROAD D, CORTEZ, CO 81321-9625
Transaction Type	Mortgage
Record Updated	Mar 24, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000535541
Date	Oct 19, 2005
Instrument	535541

Lender

Name	VECTRA BANK COLORADO NA
Type	Bank
Address	CORTEZ, CO 81321

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	239 Months
Due	Sep 7, 2025

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2015: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEZUMA CO
Property Address	23213 ROAD D, CORTEZ, CO 81321-9625
Transaction Type	Mortgage
Record Updated	Mar 24, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000602733
Date	Oct 26, 2015
Instrument	602733

Lender

Name	VECTRA BANK COLORADO NA
Type	Bank
Address	CORTEZ, CO 81321

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 2, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEZUMA CO
Property Address	23213 ROAD D, CORTEZ, CO 81321-9625
Transaction Type	Mortgage
Record Updated	Mar 24, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000532587
Date	Jun 29, 2005
Instrument	532587

Lender

Name	VECTRA BANK COLORADO NA
Type	Bank
Address	CORTEZ, CO 81321

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	238 Months
Due	Apr 18, 2025

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Montezuma County assessment roll, as of March 24, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Montezuma County
Unified School District	Montezuma-Cortez School District RE-1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$839.00 (+37.32%)	$73,273 (+35.25%) Land $1,480 Building $71,793	$252,664 (+35.25%) Land $5,102 Building $247,562
2024	$611.00 (+12.52%)	$54,174 (-22.75%) Land $1,332 Building $52,842	$186,808 (-22.75%) Land $4,593 Building $182,215
2023	$543.00 (-0.37%)	$70,124 (+382.71%) Land $1,604 Building $68,520	$241,808 (+32.5%) Land $5,531 Building $236,277
2022	$545.00	$14,527 Land $440 Building $14,087	$182,499 Land $5,531 Building $176,968

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2008

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 63% of the US · above 53% of Colorado
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Visionary Broadband Fixed Wireless	100 / 20
CenturyLink DSL	40 / 3
Choice Broadband Fixed Wireless	25 / 5

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Rd D

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