St. Mary's County property record for 23213 Clarks Rest Rd, Leonardtown, MD 20650
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 3,058 sqft · built 2015 |
| Lot Size | 0.302 acres (13,175 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $515,000 (Mar 2021) |
| Tax Bill | $104 (2025) |
| Deeds & Mortgages | Mar 2023 Second Mortgage Apr 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-178008 |
| Primary APN | 03-178008 |
|---|---|
| Alternative APN |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,058 sqft Total Area |
| Basement Area | 1,371 sqft |
| Finished Basement | 1,371 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2015 |
|---|---|
| Effective Year Built | Effective 2015 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 13,175 sqft (0.302 acres) |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 108 sqft |
| Deck Area | 336 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 178008 |
|---|---|
| Street Address | 23213 CLARKS REST RD |
| City | LEONARDTOWN |
| State | MD |
| Zip | 20650-2017 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 29 PHASE 1 CLARK'S REST |
| Legal Subdivision | CLARKS REST |
| Legal Phase | 1 |
| Legal Lot Number | 29 |
| Jurisdiction | ST MARY'S MD |
| Township / Civil Division | 3, LEONARDTOWN |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 875502 |
23213 Clarks Rest Rd is owned and occupied by two individuals who bought it in March 2021.
Source: St. Mary's County records, as of September 22, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 23213 CLARKS REST RD, LEONARDTOWN, MD 20650-2017 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 22, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FCU |
| Apr 23, 2020 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Mar 15, 2021 | Deed, Transfer · VA Mortgage NAVY FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 15, 2021 · Amount on File |
| Deed Sale | Mar 15, 2021 · Amount on File |
| Prior Sale | Jul 10, 2015 · Amount on File |
| Deed Book / Page | 5689 / 186 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST MARY'S MD |
| Property Address | 23213 CLARKS REST RD, LEONARDTOWN, MD 20650-2017 |
| Transaction Type | Mortgage |
| Record Updated | Apr 28, 2023 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 23213 CLARKS REST RD, LEONARDTOWN, MD 20650-2017 |
| Document Number | 0063110425 |
|---|---|
| Date | Mar 22, 2023 |
| Book Page | 6311/425 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Mar 1, 2043 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST MARY'S MD |
| Property Address | 23213 CLARKS REST RD, LEONARDTOWN, MD 20650-2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0053210252 |
|---|---|
| Date | Apr 23, 2020 |
| Book Page | 5321/252 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ST MARY'S MD |
| Recording Date | Mar 15, 2021 |
| Property Address | 23213 CLARKS REST RD, LEONARDTOWN, MD 20650-2017 |
| Document Number | 0056890186 |
| Book / Page | 5689 / 186 |
| Map Reference | MB 72 PL 65 |
| Instrument Date | Mar 10, 2021 |
| Transaction Type | Transfer |
| Record Updated | Aug 11, 2022 |
| Title Company | REPUBLIC NATIONAL TITLE INSURANCE COMPANY, OLD REPUBLIC NATL TTL INS CO |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $6,137.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 23213 CLARKS REST RD, LEONARDTOWN, MD 20650-2017 |
| Document Number | 0005689193 |
|---|---|
| Date | Mar 15, 2021 |
| Instrument | 5689/193 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2051 |
The 2025 property tax bill for 23213 Clarks Rest Rd was $104.
Source: St. Mary's County assessment roll, as of September 22, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | St. Mary's County |
| Municipality | Leonardtown Town |
| Unified School District | St. Marys County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $614,233 | $675,500 Land $113,500 Building $562,000 | |
| 2025 | $104.00 | ||
| 2023 | $100.00 Disabled Person's exemption Veteran's exemption | $505,467 | $583,600 Land $107,900 Building $475,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 23213 Clarks Rest Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2020.
Source: FEMA National Flood Hazard Layer, effective May 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 15 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 15 in force |
| Nearby Flood Claims | 3 (2020) |
| Most Recent Claim | Aug 2020 · Tropical Storm Isaias |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 23213 Clarks Rest Rd is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Fiber | 2,000 / 2,000 |
| Breezeline Fiber · Cable in parts of the area | 1,000 / 1,000 |
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