2321 Wright Ave, Owensboro, KY 42301 Property Records

Daviess County property record for 2321 Wright Ave, Owensboro, KY 42301

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,160 sqft · built 1977
Lot Size	0.167 acres (7,260 sqft)
Owner	Individual Name on Record
Last Sale	$144,500 (Sep 2021)
Tax Bill	$1,489 (2025)
Deeds & Mortgages	Sep 2007 Line of Credit Sep 2009 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`004-24-07-010-00-000`

Property Details

APN / Parcel Number

Primary APN	`004-24-07-010-00-000`
Alternative APN	`1416404`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,160 sqft Living Area

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Exterior Material	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,260 sqft (0.167 acres)
Lot Dimensions	132 ft deep x 55 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	2321 WRIGHT AVE
City	OWENSBORO
State	KY
Zip	42301-6660
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	2321 WRIGHT AVE
Legal Subdivision	TAMARACK PARK
Legal Lot Number	86
Jurisdiction	DAVIESS KY
Township / Civil Division	UTICA-STANLEY
Census Block Group	2
Census Block	2002
Census Tract	1701

Owner

Source: Daviess County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2321 WRIGHT AVE, OWENSBORO, KY 42301-6660
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 17, 2007	Deed of Trust, Mortgage · Line of Credit US BANK NA ND
Sep 8, 2009	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Apr 26, 2011	Deed, Transfer · FHA Mortgage BRANCH BANKING AND TRUST CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 15, 2021 · Amount on Record
Deed Sale	Sep 15, 2021 · Amount on Record
Prior Sale	May 1, 2015 · Amount on Record
Record Updated	Oct 29, 2026

September 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIESS KY
Property Address	2321 WRIGHT AVE, OWENSBORO, KY 42301-6660
Transaction Type	Mortgage
Record Updated	Mar 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	001599/562
Date	Sep 17, 2007
Book Page	1599/562
Instrument	2007-00015702

Lender

Name	US BANK NA ND
Type	Bank
Address	FARGO, ND 58103

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	Aug 20, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIESS KY
Property Address	2321 WRIGHT AVE, OWENSBORO, KY 42301-6660
Transaction Type	Mortgage
Record Updated	Mar 13, 2026
Title Company	FOREMAN WATSON LAND TITLE LLC, FOREMAN WATSON LAND TITLE LL

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	001716/976
Date	Sep 8, 2009
Book Page	1716/976
Instrument	2009-00014312

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Sep 1, 2024

April 2011: Deed, Transfer

Document Type	Deed
Jurisdiction	DAVIESS KY
Recording Date	Apr 26, 2011
Property Address	2321 WRIGHT AVE, OWENSBORO, KY 42301-6660
Document Number	008880/929
Book / Page	8880 / 929
Map Reference	MB6 PG11
Instrument Date	Apr 22, 2011
Instrument	1365110
Transaction Type	Transfer
Record Updated	Mar 13, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$87.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2321 WRIGHT AVE, OWENSBORO, KY 42301-6660

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	117 E 18TH ST # 105, OWENSBORO, KY 42303-3752

Mortgage

Document Number	0001365111
Date	Apr 26, 2011
Instrument	1365111

Lender

Name	BRANCH BANKING AND TRUST CO
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2041

Tax Assessment & Valuation

Source: Daviess County assessment roll, as of May 8, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Daviess County
Municipality	Owensboro City
Unified School District	Daviess County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$144,500 (-)	$144,500 (-)
2025	$1,489.00 (+290.81%)	$144,500 (-) Land $20,000 Building $124,500	$144,500 (-) Land $20,000 Building $124,500
2023		$144,500 (-)	$144,500 (-)
2022	$381.00	$144,500	$144,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 31, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	15 in force
Nearby Flood Claims	5 (2010–2025)
Claims Outside the SFHA	1 of 5
Most Recent Claim	Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.2% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OWENSBORO MUNICIPAL UTILITIES serves 60,473 people · EPA ID KY0300336
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 128 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Owensboro Municipal Utilities Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
Watch TV Fixed Wireless	100 / 20

May also be available: Conexon Connect.

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