Rockwall County property record for 2321 Water Way, Rockwall, TX 75087
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4 ba · 3,624 sqft · built 2005 |
| Lot Size | 0.194 acres (8,451 sqft) |
| Owner | Individual Name on File |
| Last Sale | $278,100 (May 2012) |
| Tax Bill | $2,724 (2025) |
| Deeds & Mortgages | Aug 2021 Mortgage May 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 3974000J0016000R |
| Primary APN | 3974000J0016000R |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4 Baths |
| Stories | 1 Story |
| Building Area | 3,624 sqft Living Area |
| Gross Area | 4,187 sqft |
| 1st Floor Area | 3,624 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 8,451 sqft (0.194 acres) |
| Lot Dimensions | 130 ft deep x 65 ft wide |
| Garage Type | Attached |
| Garage Area | 435 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Covered Porch |
| Porch Area | 149 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Street Address | 2321 WATER WAY |
|---|---|
| City | ROCKWALL |
| State | TX |
| Zip | 75087-2893 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HILLSIDE PH 4 (THE SHORES), BLOCK J, LOT 16 |
| Legal Subdivision | HILLSIDE PH 4 (THE SHORES) |
| Legal Tract | 16 |
| Legal Block | J |
| Legal Lot Number | 16 |
| Jurisdiction | ROCKWALL TX |
| Township / Civil Division | NORTHWEST ROCKWALL |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 40101 |
2321 Water Way is owned and occupied by an individual who bought it in May 2012.
Source: Rockwall County records, as of August 11, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2321 WATER WAY, ROCKWALL, TX 75087-2893 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 12, 2021 | Deed of Trust, Mortgage · Conventional Mortgage AMERICAN FINANCING CORP |
| May 17, 2021 | Deed of Trust, Mortgage · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 30, 2012 · Amount on File |
| Deed Sale | May 30, 2012 · Amount on File |
| Prior Sale | May 20, 2005 · Amount on File |
| Deed Document Number | 2012468301 |
| Deed Book / Page | 6809 / 230 |
| Prior Transfer Date | May 24, 2012 |
| Prior Transfer Doc | 0000468301 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROCKWALL TX |
| Property Address | 2321 WATER WAY, ROCKWALL, TX 75087-2893 |
| Transaction Type | Mortgage |
| Record Updated | Sep 8, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000021865 |
|---|---|
| Date | Aug 12, 2021 |
| Instrument | 20210000021865 |
| Name | AMERICAN FINANCING CORP |
|---|---|
| Type | Lending Institution |
| Address | AURORA, CO 80014 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROCKWALL TX |
| Property Address | 2321 WATER WAY, ROCKWALL, TX 75087-2893 |
| Transaction Type | Mortgage |
| Record Updated | Jun 1, 2021 |
| Name | Verified Name |
|---|---|
| Address | 2321 WATER WAY, ROCKWALL, TX 75087-2893 |
| Document Number | 0000012976 |
|---|---|
| Date | May 17, 2021 |
| Instrument | 20210000012976 |
| Name | CARRINGTON MORTGAGE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | ANAHEIM, CA 92806 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 253 Months |
| Due | Jun 1, 2042 |
Source: Rockwall County assessment roll, as of August 11, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Rockwall County |
| Municipality | Rockwall City |
| Unified School District | Rockwall Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $586,782 (-2.69%) Land $130,000 Building $456,782 | $586,782 (-4.28%) Land $130,000 Building $456,782 | |
| 2025 | $2,724.00 (-26.06%) Homeowner's exemption Senior Citizen's exemption | $602,990 (-2.53%) | $612,988 (-0.91%) Land $131,300 Building $481,688 |
| 2024 | $3,684.00 (+0.35%) | ||
| 2023 | $3,671.00 (-37.06%) Homeowner's exemption Senior Citizen's exemption | $618,614 Land $180,000 Building $438,614 | $618,614 Land $180,000 Building $438,614 |
| 2021 | $5,833.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2321 Water Way in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2321 Water Way is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 94% of Texas |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ROCKWALL serves 55,250 people · EPA ID TX1990001 |
|---|---|
| Water Source | Purchased surface water from NORTH TEXAS MWD WYLIE WTP |
| Last State Inspection | Jul 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 324 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Novos Fiber Fiber | 5,000 / 5,000 |
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Wi-Five Broadband Fixed Wireless | 100 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
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