2321 Wallace Lake Rd, Pace (Milton), FL 32571 Property Records

Santa Rosa County property record for 2321 Wallace Lake Rd, Pace, FL 32571

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,718 sqft · built 2020
Lot Size	3.23 acres (140,699 sqft)
Owner	2 Individual Names on Record
Tax Bill	$415 (2024)
Deeds & Mortgages	Nov 2019 Construction Loan Oct 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`14-2N-30-0000-00106-0000`

Property Details

APN / Parcel Number

Primary APN	`14-2N-30-0000-00106-0000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,718 sqft Heated Area
Gross Area	3,732 sqft
1st Floor Area	3,280 sqft
Upper Floors Area	433 sqft
Flooring	Wood
Interior Walls	Custom/Decorative

Exterior

Year Built	Built 2020
Exterior Material	Fiber Cement Siding
Construction Type	Wood
Foundation Type	Masonry
Roof Material	Shingle
Lot Area	140,699 sqft (3.23 acres)
Garage Area	1,440 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	452 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	142N300000001060000
Street Address	2321 WALLACE LAKE RD
City	PACE
State	FL
Zip	32571-9185
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG-RR
Legal Description	NEW DESCRIPTION FOR 2015 COM AT SE SEC CORN THN N8639' 03W ON S SEC LN 3710.12 FT THN N4640'37E 1339.59 FT THN N30*57'0W
Legal Range	30W
Legal Township	02N
Legal Section	14
Legal Lot Number	30-32
Jurisdiction	SANTA ROSA FL
Township / Civil Division	PACE
Census Block Group	1
Census Block	1017
Census Tract	10302

Owner

Source: Santa Rosa County records, as of October 27, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2321 WALLACE LAKE RD, PACE, FL 32571-9185
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 12, 2019	Deed of Trust, Mortgage · Construction Mortgage PEN AIR FCU
Oct 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage PEN AIR FEDERAL CU
Sep 16, 2021	Deed of Trust, Mortgage · VA Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 29, 2015
Deed Sale	Jun 29, 2015
Deed Document Number	201523437
Deed Book / Page	3440 / 1143
Record Updated	Jun 8, 2026

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	2321 WALLACE LAKE RD, PACE, FL 32571-9185
Transaction Type	Mortgage
Record Updated	Dec 21, 2021
Title Company	FIRST INTERNATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0038890434
Date	Nov 12, 2019
Book Page	3889/0434
Instrument	201950920

Lender

Name	PEN AIR FCU
Type	Credit Union
Address	PENSACOLA, FL 32514

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	373 Months
Due	Dec 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.75%
Type Change Date	Dec 1, 2030
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	8.75%
Index	1-Year LIBOR
Max Rate	8.75%

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	2321 WALLACE LAKE RD, PACE, FL 32571-9185
Transaction Type	Mortgage
Record Updated	Dec 21, 2021
Title Company	FIRST INTERNATIONAL TTL INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2375 WALLACE LAKE RD, PACE, FL 32571-9185

Mortgage

Document Number	0040130541
Date	Oct 9, 2020
Book Page	4013/541
Instrument	202052377

Lender

Name	PEN AIR FEDERAL CU
Type	Credit Union
Address	PENSACOLA, FL 32504

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	2321 WALLACE LAKE RD, PACE, FL 32571-9185
Transaction Type	Mortgage
Record Updated	Dec 21, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2375 WALLACE LAKE RD, MILTON, FL 32571-9185

Mortgage

Document Number	0041790102
Date	Sep 16, 2021
Book Page	4179/102
Instrument	202162039

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of July 1, 2024

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$415.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$375,155 (+6.55%)	$443,150 (+5.02%) Land $86,077 Building $357,073
2023	Homeowner's exemption Disabled Person's exemption Veteran's exemption Additional exemption filed	$352,092	$421,985 Land $80,900 Building $341,085

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 149 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	149 in force
Nearby Flood Claims	3 (2020)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · above 41% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conexon Connect Fiber	2,000 / 2,000
AT&T Fiber	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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