2321 W Elm Ave, El Centro, CA 92243 Property Records

Imperial County property record for 2321 W Elm Ave, El Centro, CA 92243

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,765 sqft · built 1985
Lot Size	0.136 acres (5,923 sqft)
Owner	2 Individual Names on Record
Last Sale	$330,000 (Jan 2023)
Tax Bill	$3,985 (2025)
Deeds & Mortgages	Feb 2023 Mortgage Jan 2023 Second Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`052-647-016-000`

Property Details

APN / Parcel Number

Primary APN	`052-647-016-000`
Alternative APNs	`0526471601` `05264716`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	1,765 sqft Living Area

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Construction Type	Wood
Lot Area	5,923 sqft (0.136 acres)
Garage Type	Attached
Garage Area	611 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Street Address	2321 W ELM AVE
City	EL CENTRO
State	CA
Zip	92243-5501
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 18 SANDALWOOD PARK NORTH UNIT NO 3 CITY OF EL CENTRO
Legal Subdivision	SANDALWOOD PARK NORTH 03
Legal Block	1
Legal Lot Number	18
Jurisdiction	IMPERIAL CA
Township / Civil Division	EL CENTRO
Census Block Group	1
Census Block	1008
Census Tract	11801

Owner

Source: Imperial County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2321 W ELM AVE, EL CENTRO, CA 92243-5501
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Feb 27, 2023	Deed of Trust, Mortgage HARCO NATIONAL INSURANCE COMPANY
Jan 26, 2023	Affidavit of Death of Joint Tenant, Transfer · Stand-Alone Second Mortgage GUILD MORTGAGE CO
Jan 26, 2023	Grant Deed, Transfer · FHA Mortgage GUILD MORTGAGE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 26, 2023 · Amount on Record
Deed Sale	Jan 26, 2023 · Amount on Record
Deed Document Number	20231340
Record Updated	Sep 20, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IMPERIAL CA
Property Address	2321 W ELM AVE, EL CENTRO, CA 92243-5501
Transaction Type	Mortgage
Record Updated	Mar 20, 2023
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2321 W ELM AVE, EL CENTRO, CA 92243-5501

Mortgage

Document Number	0000002849
Date	Feb 27, 2023
Instrument	2023002849

Lender

Name	HARCO NATIONAL INSURANCE COMPANY
Type	Non-Lending Institution

Agreement

Amount	Amount Recorded

January 2023: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	IMPERIAL CA
Recording Date	Jan 26, 2023
Property Address	2321 W ELM AVE, EL CENTRO, CA 92243-5501
Document Number	0000001339
Map Reference	MB 14 PG 15
Instrument Date	Jan 26, 2023
Instrument	2023001339
Transaction Type	Transfer
Record Updated	Feb 16, 2023
Title Company	CHICAGO TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	402 S SANTA ROSA AVE, EL CENTRO, CA 92243-5563

Mortgage

Document Number	0000001342
Date	Jan 26, 2023
Instrument	2023001342

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	362 Months
Due	Mar 25, 2053

January 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	IMPERIAL CA
Recording Date	Jan 26, 2023
Property Address	2321 W ELM AVE, EL CENTRO, CA 92243-5501
Document Number	0000001340
Map Reference	MB 14 PG 15
Instrument Date	Jan 20, 2023
Instrument	2023001340
Transaction Type	Transfer
Record Updated	Feb 16, 2023
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2321 W ELM AVE, EL CENTRO, CA 92243-5501

Mortgage

Document Number	0000001341
Date	Jan 26, 2023
Instrument	2023001341

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2053

Tax Assessment & Valuation

Source: Imperial County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	California
County	Imperial County
Municipality	El Centro City
Secondary School District	Central Union High School District (09 - 12)
Elementary School District	El Centro Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$350,198 (+100.19%) Land $63,672 Building $286,526
2025	$3,985.00 (+92.79%)
2023	$2,067.00 (+7.04%)	$174,932 Land $43,049 Building $131,883
2022	$1,931.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 18, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2022)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2022 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF EL CENTRO serves 44,124 people · EPA ID CA1310004
Water Source	Purchased surface water from IMPERIAL IRRIGATION DISTRICT
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 676 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, GeoLinks.

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