Oakland County property record for 2321 Valleyview Dr, Troy, MI 48098
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,976 sqft · built 1976 |
| Lot Size | 0.31 acres (13,504 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $319,000 (Jun 1999) |
| Tax Bill | $7,214 (2025) |
| Deeds & Mortgages | Jul 2026 Line of Credit Mar 2023 Transfer + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 88-20-07-401-013 |
| Primary APN | 88-20-07-401-013 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,976 sqft Living Area |
| 1st Floor Area | 1,682 sqft |
| Basement Area | 1,232 sqft |
| Unfinished Basement | 1,682 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1976 |
| Architectural Style | Colonial |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Type | Gable |
| Lot Area | 13,504 sqft (0.31 acres) |
| Lot Dimensions | 150 ft deep x 90 ft wide |
| Garage Area | 624 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 65 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Street Address | 2321 VALLEYVIEW DR |
|---|---|
| City | TROY |
| State | MI |
| Zip | 48098-2401 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1B |
| Legal Description | T2N, R11E, SEC 7 WINDRIDGE SUB LOT 13 |
| Legal Range | 11E |
| Legal Township | 2N |
| Legal Section | 7 |
| Legal Subdivision | WINDRIDGE SUB |
| Legal Lot Number | 13 |
| Jurisdiction | OAKLAND MI |
| Township / Civil Division | TROY |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 196500 |
2321 Valleyview Dr is owned and occupied by two individuals who acquired it in March 2023.
Source: Oakland County records, as of July 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2321 VALLEYVIEW DR, TROY, MI 48098-2401 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 17, 2026 | Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK |
| Mar 22, 2023 | Intrafamily Transfer, Transfer |
| Dec 30, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BANK |
| Mar 9, 2017 | Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FIN'L |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 10, 1999 · Amount on File |
| Deed Sale | Jun 10, 1999 · Amount on File |
| Last Transfer Date | Mar 19, 2023 |
| Transfer Doc | 0000027366 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Jul 17, 2026 |
| Property Address | 2321 VALLEYVIEW DR, TROY, MI 48098-2401 |
| Document Number | 0000106859 |
| Book / Page | 61380 / 507 |
| Instrument Date | Jun 17, 2026 |
| Instrument | 2026106859 |
| Transaction Type | Mortgage |
| Record Updated | Jul 29, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 2321 VALLEYVIEW DR, TROY, MI 48098-2401 |
| Document Number | 0000106859, |
|---|---|
| Date | Jul 17, 2026 |
| Book Page | 61380/507 |
| Instrument | 2026106859 |
| Name | FIFTH THIRD BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate | 6.51% |
|---|---|
| Max Rate | -1% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Mar 22, 2023 |
| Property Address | 2321 VALLEYVIEW DR, TROY, MI 48098-2401 |
| Document Number | 0000027366 |
| Book / Page | 58490 / 371 |
| Map Reference | LB 40 PG 27-29 |
| Instrument Date | Mar 16, 2023 |
| Instrument | 27366 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2321 VALLEYVIEW DR, TROY, MI 48098-2401 |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 2321 VALLEYVIEW DR, TROY, MI 48098-2401 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 2321 VALLEYVIEW DR, TROY, MI 48098-2401 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 2321 VALLEYVIEW DR, TROY, MI 48098-2401 |
| Document Number | 0000278396 |
|---|---|
| Date | Dec 30, 2020 |
| Book Page | 55422/844 |
| Instrument | 278396 |
| Name | FIFTH THIRD BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45227 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Jan 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 2321 VALLEYVIEW DR, TROY, MI 48098-2401 |
| Document Number | 0000046995 |
| Book / Page | 050468 / 000446 |
| Instrument Date | Mar 9, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Apr 24, 2017 |
| Name | Verified Name |
|---|---|
| Address | 2321 VALLEYVIEW DR TROY MI 480982401, TROY, MI 48098-2401 |
| Document Number | 0000046995 |
|---|---|
| Date | Mar 14, 2017 |
| Book Page | 050468/000446 |
| Instrument | 46995 |
| Name | CARDINAL FIN'L |
|---|---|
| Type | Funding / Finance Company |
| Address | CHARLOTTE, NC 28273 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 13, 2047 |
The 2025 property tax bill for 2321 Valleyview Dr was $7,214 with a homeowner's exemption.
Source: Oakland County assessment roll, as of February 4, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oakland County |
| Municipality | Troy City |
| Unified School District | Troy School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,214.00 | ||
| 2023 | $452,420 | ||
| 2022 | $7,503.00 | $226,210 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2321 Valleyview Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1985.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1985) |
| Most Recent Claim | Jan 1985 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2321 Valleyview Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.4% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TROY serves 85,854 people · EPA ID MI0006690 |
|---|---|
| Water Source | Purchased surface water from GREAT LAKES WATER AUTHORITY |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 304 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
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