2321 Spears Dr, Humble, TX 77396 Property Records

Harris County property record for 2321 Spears Dr, Humble, TX 77396

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 3,976 sqft · built 1993
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on Record
Last Sale	$399,000 (May 2024)
Tax Bill	$6,285 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Nov 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`091-101-001-0002`

Property Details

APN / Parcel Number

Primary APN	`091-101-001-0002`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	3,976 sqft Living Area
1st Floor Area	1,988 sqft

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Construction Type	Metal Frame
Foundation Type	Slab (Mat/Raft)
Lot Area	43,560 sqft
View / Lot	Neighborhood
Garage Area	1,073 sqft
Parking Spaces	4 Parking Spaces
Porch	Open Frame Porch
Porch Area	955 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected
Water Source	Commercial

Location & Zoning

Account Number	0911010010002
Street Address	2321 SPEARS DR
City	HUMBLE
State	TX
Zip	77396-1460
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRS 2B & 2C J L RANCHLAND U/R
Legal Subdivision	J L RANCHLAND U/R
Legal Tract	2B,2C
Legal Block	1
Jurisdiction	HARRIS TX
Township / Civil Division	HOUSTON
Census Block Group	1
Census Block	1005
Census Tract	250101

Owner

Source: Harris County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2321 SPEARS DR, HUMBLE, TX 77396-1460
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 8, 2026	Deed of Trust, Mortgage · Conventional Mortgage NEXBANK
Nov 16, 2017	Deed of Trust, Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 3, 2024 · Amount on Record
Deed Sale	May 3, 2024 · Amount on Record
Prior Sale	May 4, 2000 · Amount on Record
Deed Document Number	2024161894
Prior Transfer Date	May 1, 2000
Prior Transfer Doc	000U370425
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Recording Date	Apr 8, 2026
Property Address	2321 SPEARS DR, HUMBLE, TX 77396-1460
Document Number	0000132558
Instrument Date	Apr 2, 2026
Instrument	2026132558
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2321 SPEARS DR, HUMBLE, TX 77396-1460
Investor	Possibly a Property Investor

Mortgage

Document Number	0000132558,
Date	Apr 8, 2026
Instrument	2026132558

Lender

Name	NEXBANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6%
Initial Type	Fixed Rate
Max Rate	-1%

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Property Address	2321 SPEARS DR, HUMBLE, TX 77396-1460
Document Number	0000513909
Instrument Date	Nov 16, 2017
Transaction Type	Mortgage
Record Updated	Dec 4, 2017
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2321 SPEARS DR HUMBLE TX 773961460, HUMBLE, TX 77396-1460

Mortgage

Document Number	0000513909
Date	Nov 21, 2017
Instrument	513909

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Nov 20, 2047

Tax Assessment & Valuation

Source: Harris County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Harris County
Municipality	Humble City
Unified School District	Humble Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$464,741 (-) Land $70,335 Building $394,406	$464,741 (-) Land $70,335 Building $394,406
2025	$6,285.00 (+571.47%) Homeowner's exemption	$464,741 (-4%) Land $70,335 Building $394,406	$464,741 (-4%) Land $70,335 Building $394,406
2024	$936.00 (+86.45%)
2023		$484,092 Land $46,890 Building $437,202	$484,092 Land $46,890 Building $437,202
2022	$502.00 (-8.06%)
2020	$546.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 39 policies
Nearby Flood Policies	39 in force
Nearby Flood Claims	3 (2002–2024)
Claims Outside the SFHA	1 of 3
Most Recent Claim	May 2024 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding
Claims by Event	Severe Storms, Straight-line Winds, Tornadoes, And Flooding, May 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.3% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HUMBLE serves 15,616 people · EPA ID TX1010014
Water Source	Purchased surface water from CITY OF HOUSTON
Last State Inspection	Dec 2025
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 66 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: Brightspeed, T-Mobile, Tachus Fiber Internet.

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