2321 Sofia Ln, Punta Gorda, FL 33983 Property Records

Charlotte County property record for 2321 Sofia Ln, Punta Gorda, FL 33983 · Last verified March 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms3 Baths
Year BuiltBuilt 1986
Square Footage2,233 sqft Living Area
Lot Size9,599 sqft (0.22 acres)
OccupancyOwner Occupied
Last Sale$435,000 (2026)
Tax Bill$2,922.00 (2025)

Property Details

APN / Parcel Number

Primary APN40-23-16-415-007
Alternative APNs
  • 0095262-347210-4
  • 10004618149

Interior

Bedrooms3 Beds
Full Baths3 Baths
Total Rooms6 Rooms
Building Area2,233 sqft Living Area
Gross Area2,995 sqft Gross Area
Stories1 Stories

Exterior

Year BuiltBuilt 1986
Architectural StyleOther Style
Exterior MaterialConcrete Block Exterior
Construction TypeConcrete Blocks Construction
Foundation TypeMat/Raft Foundation (Slab) Foundation
Roof MaterialShingle Roof
Lot Area9,599 sqft (0.22 acres)
Driveway1 Driveway
Driveway Area1 sqft Driveway
Parking Spaces2 Parking Spaces
Garage Area414 sqft Garage

Exterior Amenities

Pool Area312 sqft Pool
SprinklersInstalled Lawn/Plantings Watering System Sprinklers
PorchFinished/Screened Porch
Porch Area348 sqft Porch

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemHVAC Heating
Water SourceYes (Unknown Type) Water Source

Location & Zoning

Account Number10004618149
Old Parcel Number00952623472104
Street Address2321 SOFIA LN
CityPUNTA GORDA
StateFL
Zip33983-8645
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionPGI 023 0799 0021 PUNTA GORDA ISLES SEC23 BLK799 LT21 785/2056 850/635-36 870/1718-19 AFF900/1115 2034/803 293
Legal Range23E
Legal Township40S
Legal Section16
Legal SubdivisionPUNTA GORDA ISLES
Legal Block799
Legal Lot Number21
JurisdictionCHARLOTTE FL
Minor Civil DivisionPORT CHARLOTTE
Census Blockgroup3
Census Block3007
Census Tract20101

Owner

Source: Charlotte County records · APN 40-23-16-415-007

Assessment roll updated July 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address17115 BARCREST LN, PUNTA GORDA, FL 33955-4443
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Apr 26, 2022Deed of Trust, Mortgage · Conventional Mortgage
FINANCE OF AMERICA MORTGAGE LLC
Mar 06, 2026Warranty Deed, Transfer · Conventional Mortgage
LEADERONE FINANCIAL CORP
Mar 07, 2018Deed of Trust, Mortgage · Veterans Administration Mortgage
FREEDOM MORTGAGE CORP
Aug 06, 2020Deed of Trust, Mortgage · Veterans Administration Mortgage
FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 06, 2026 · Amount on Record
Deed SaleMar 06, 2026 · Amount on Record
Prior SaleNov 04, 2015 · Amount on Record
Deed Doc Number3620877
Record RefreshedJun 08, 2026

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHARLOTTE FL
Property Address2321 SOFIA LN, PUNTA GORDA, FL 33983-8645
Transaction TypeMortgage
Record UpdatedMar 19, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address2321 SOFIA LN, PUNTA GORDA, FL 33983-8645

Mortgage

Document Number0049711487
DateApr 26, 2022
Book Page4971/1487
Instrument3093097
Lender
NameFINANCE OF AMERICA MORTGAGE LLC
TypeMortgage Company
AddressCONSHOHOCKEN, PA 19428
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2052

March 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHARLOTTE FL
Recording DateMar 06, 2026
Property Address2321 SOFIA LN, PUNTA GORDA, FL 33983-8645
Document Number0003620877
Map ReferenceMB 12 PG 2A-2-Z
Instrument DateMar 05, 2026
Instrument3620877
Transaction TypeTransfer
Record UpdatedMar 19, 2026
Title CompanySUNCOAST ONE TITLE AND CLOSINGS, SUNCOAST ONE TTL & CLOSINGS

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$3,045.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address2122 PIER DR, RUSKIN, FL 33570-6116

Transferred To (Grantee/Buyer)

NameVerified Name
Address17115 BARCREST LN, PUNTA GORDA, FL 33955-4443

Mortgage

Document Number0003620878
DateMar 06, 2026
Instrument3620878
Lender
NameLEADERONE FINANCIAL CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2056

March 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHARLOTTE FL
Property Address2321 SOFIA LN, PUNTA GORDA, FL 33983-8645
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0042891072
DateMar 07, 2018
Book Page4289/1072
Instrument2592559
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term334 Months
DueJan 01, 2046

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHARLOTTE FL
Property Address2321 SOFIA LN, PUNTA GORDA, FL 33983-8645
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0046111911
DateAug 06, 2020
Book Page4611/1911
Instrument2838037
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term358 Months
DueJun 01, 2050

Tax Assessment & Valuation

Source: Charlotte County records · Assessment roll updated July 1, 2025 · Last verified March 2026

Property Jurisdictions

TypeName
StateFlorida
CountyCharlotte County
Unified School DistrictCharlotte County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$2,922.00 (-21.47%) Homeowner's exemption$233,734 (+5.99%)$316,958 (+3.51%) Land $67,000 Building $249,958
2023$3,721.00 (+6.93%) Homeowner's exemption$220,531 (+3%)$306,210 (-3.45%) Land $67,000 Building $239,210
2022$3,480.00 Homeowner's exemption$214,108$317,164 Land $42,500 Building $274,664

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Charlotte County (12015C), updated September 28, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone A, within 100 ft

Wildfire

Wildfire RiskLow
above 20% of the US · above 7% of Florida
Wildfire LikelihoodAbout 1 in 2,500 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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