2321 S 4th St, El Centro, CA 92243 Property Records

Imperial County property record for 2321 S 4th St, El Centro, CA 92243

Property Summary

Property Type	Restaurant
Lot Size	0.78 acres (33,977 sqft)
Owner	2 Trust Names on File
Last Sale	$1,257,500 (Apr 2022)
Tax Bill	$41,376 (2025)
Deeds & Mortgages	Sep 2026 Transfer Apr 2022 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`054-050-083-000`

Property Details

APN / Parcel Number

Primary APN	`054-050-083-000`

Exterior

Lot Area	33,977 sqft (0.78 acres)

Location & Zoning

Street Address	2321 S 4TH ST
City	EL CENTRO
State	CA
Zip	92243-6004
Property Category	Commercial
Property Type	Commercial > Retail > Restaurant
Legal Description	PAR 4 PM 14-28 ALSO BEING POR SW4 SEC 8 16-14
Legal Subdivision	PARCEL MAP NO. 054050042
Legal Block	1
Jurisdiction	IMPERIAL CA
Township / Civil Division	EL CENTRO
Census Block Group	1
Census Block	1000
Census Tract	11803

Owner

2321 S 4th St, a commercial property, is held in a trust since August 2026.

Source: Imperial County records, as of October 16, 2026

Owner of Record	2 Trust Names on File
Mailing Address	13596 LOPELIA MEADOWS PL, SAN DIEGO, CA 92130-5784
Owner Type	Company
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 23, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Apr 22, 2022	Grant Deed, Transfer STEWART TITLE, STEWART TITLE OF CALIFORNIA
Dec 4, 2019	Deed of Trust, Mortgage · Commercial Mortgage SUN COMMUNITY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 22, 2022 · Amount on File
Deed Sale	Apr 22, 2022 · Amount on File
Deed Document Number	20229322
Last Transfer Date	Aug 27, 2026
Transfer Doc	0000014969
Record Updated	Oct 29, 2026

September 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	IMPERIAL CA
Recording Date	Sep 23, 2026
Property Address	2321 S 4TH ST, EL CENTRO, CA 92243-6004
Document Number	0000014969
Instrument Date	Aug 27, 2026
Instrument	202614969
Transaction Type	Transfer
Record Updated	Oct 16, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	13596 LOPELIA MEADOWS PL, SAN DIEGO, CA 92130-5784

April 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	IMPERIAL CA
Recording Date	Apr 22, 2022
Property Address	2321 S 4TH ST, EL CENTRO, CA 92243-6004
Document Number	0000009322
Map Reference	MB 14 PG 28
Instrument Date	Apr 22, 2022
Instrument	2022009322
Transaction Type	Transfer
Record Updated	May 13, 2022
Title Company	STEWART TITLE, STEWART TITLE OF CALIFORNIA

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Partially Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	9342 TWIN TRAILS DR UNIT 104, 104, SAN DIEGO, CA 92129-2681

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IMPERIAL CA
Property Address	2321 S 4TH ST, EL CENTRO, CA 92243-6004
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	STEWART TITLE OF CALIFORNIA

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000024763
Date	Dec 4, 2019
Instrument	2019024763

Lender

Name	SUN COMMUNITY FCU
Type	Credit Union
Address	EL CENTRO, CA 92243

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 2321 S 4th St was $41,376.

Source: Imperial County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	California
County	Imperial County
Municipality	El Centro City
Secondary School District	Central Union High School District (09 - 12)
Elementary School District	El Centro Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$3,657,537 Land $552,040 Building $3,105,497
2025	$41,376.00
2023	$40,236.00 (+79.84%)	$3,446,580 Land $520,200 Building $2,926,380
2022	$22,373.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 2321 S 4th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 18, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2321 S 4th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF EL CENTRO serves 44,124 people · EPA ID CA1310004
Water Source	Purchased surface water from IMPERIAL IRRIGATION DISTRICT
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 331 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: GeoLinks.

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