Cook County property record for 2321 Ruby St, Melrose Park, IL 60164 · Last verified June 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,586 sqft · built 1941 |
| Lot Size | 0.233 acres (10,164 sqft) |
| Owner | Individual Name on File |
| Last Sale | $145,000 (Feb 2017) |
| Tax Bill | $5,118 (2023) |
| Deeds & Mortgages | Mar 2022 Line of Credit Feb 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-33-215-007 |
| Primary APN | 12-33-215-007 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,586 sqft Living Area |
| 1st Floor Area | 1,586 sqft |
| Year Built | Built 1941 |
|---|---|
| Effective Year Built | Effective 1942 |
| Architectural Style | Bungalow |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 10,164 sqft (0.233 acres) |
| Garage Type | Detached |
| Parking Spaces | 1 Parking Space |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Street Address | 2321 RUBY ST |
|---|---|
| City | MELROSE PARK |
| State | IL |
| Zip | 60164-2153 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | (FULLERTON)(GARDENS) SUB OF EH NE SEC33 & SH SH SE SE SEC28 SH SE SE SEC 28-40-12 |
| Legal Range | 12E |
| Legal Township | 40N |
| Legal Section | 28 |
| Legal Subdivision | FULLERTON GARDENS |
| Legal Block | 5 |
| Legal Lot Number | 7 |
| Jurisdiction | COOK IL |
| Township / Civil Division | LEYDEN |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 811302 |
Source: Cook County records · APN 12-33-215-007
Assessment roll updated May 27, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2321 RUBY ST, MELROSE PARK, IL 60164-2153 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 14, 2022 | Deed of Trust, Mortgage · Line of Credit BMO HARRIS BANK NA |
| Feb 21, 2017 | Warranty Deed, Transfer · FHA Mortgage NEIGHBORHOOD LOANS |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Feb 21, 2017 · Amount on Record |
| Deed Sale | Feb 21, 2017 · Amount on Record |
| Prior Sale | May 14, 1999 · Amount on Record |
| Deed Document Number | 201718101 |
| Prior Transfer Date | May 16, 1998 |
| Prior Transfer Doc | 0000000905 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 2321 RUBY ST, MELROSE PARK, IL 60164-2153 |
| Transaction Type | Mortgage |
| Record Updated | Mar 24, 2022 |
| Name | Verified Name |
|---|---|
| Address | 2321 RUBY ST, MELROSE PARK, IL 60164-2153 |
| Document Number | 0007307439 |
|---|---|
| Date | Mar 14, 2022 |
| Instrument | 2207307439 |
| Name | BMO HARRIS BANK NA |
|---|---|
| Type | Bank |
| Address | CHICAGO, IL 60690 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 09, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | Feb 21, 2017 |
| Property Address | 2321 RUBY ST, MELROSE PARK, IL 60164-2153 |
| Document Number | 1705218101 |
| Instrument Date | Jan 26, 2017 |
| Instrument | 5218101 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2018 |
| Title Company | ALTIMA TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $145.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2321 RUBY ST MELROSE PARK IL 601642153, MELROSE PARK, IL 60164-2153 |
| Investor | Possibly a Property Investor |
| Document Number | 1705218102 |
|---|---|
| Date | Feb 21, 2017 |
| Instrument | 5218102 |
| Name | NEIGHBORHOOD LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | LOMBARD, IL 60148 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 20, 2047 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.37% |
Source: Cook County records · Assessment roll updated May 27, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Cook County |
| County Subdivision | Leyden Township |
| Elementary School District | Franklin Park School District 84 (PK - 08) |
| Secondary School District | Leyden Community High School District 212 (09 - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $30,000 (+42.86%) Land $5,590 Building $24,410 | $300,000 (+42.86%) Land $55,900 Building $244,100 | |
| 2023 | $5,118.00 (-2.87%) | ||
| 2022 | $5,269.00 Homeowner's exemption | $20,999 Land $4,573 Building $16,426 | $209,990 Land $45,730 Building $164,260 |
Source: FEMA National Flood Hazard Layer, Cook County (17031C), updated February 11, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 170318113021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Cost | Premium on Record median of 63 individual NFIP policies nearby |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 63 in force |
| Nearby Flood Claims | 116 (1979–2026) |
| Claims Outside the SFHA | 7 of 116 |
| Most Recent Claim | Mar 2026, rainfall accumulation |
| Claims By Storm |
|
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 756 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| AT&T | Fiber | 5,000 / 5,000 |
| Xfinity | Cable | 2,000 / 250 |
| Verizon | Fixed Wireless | 300 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
| AT&T | DSL | 100 / 20 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures