2321 Monument Dr, Lodi, CA 95242 Property Records

San Joaquin County property record for 2321 Monument Dr, Lodi, CA 95242

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,400 sqft · built 1998
Lot Size	0.125 acres (5,463 sqft)
Owner	Individual Name on File
Last Sale	$600,000 (May 2026)
Tax Bill	$6,194 (2026)
Deeds & Mortgages	May 2026 Sale Apr 2024 Sale & Mortgage + 3 more
Flood Zone	Zone X (moderate risk)
APN	`058-470-500-000`

Property Details

APN / Parcel Number

Primary APN	`058-470-500-000`
Alternative APN	`058-470-50`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,400 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	5,463 sqft (0.125 acres)
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	058-470-50
Street Address	2321 MONUMENT DR
City	LODI
State	CA
Zip	95242-4751
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	97-FM PT 058-470-18
Legal Subdivision	CENTURY MEADOWS 02
Legal Block	1
Legal Lot Number	100
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	LODI
Census Block Group	1
Census Block	1019
Census Tract	4305

Owner

2321 Monument Dr is owned and occupied by an individual who bought it in May 2026.

Source: San Joaquin County records, as of October 13, 2026

Owner of Record	Individual Name on File
Mailing Address	2321 MONUMENT DR, LODI, CA 95242-4751
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 18, 2026	Grant Deed, Transfer E-CHICAGO TITLE, CHICAGO TITLE
Apr 22, 2024	Grant Deed, Transfer · Conventional Mortgage PACIFIC SERVICE CU
Apr 11, 2023	Deed of Trust, Mortgage · Commercial Mortgage FARMERS & MERCHANTS BANK OF CENTRAL CA
May 15, 2020	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN FINANCING
Jan 18, 2018	Intrafamily Transfer, Transfer CORNERSTONE TITLE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 18, 2026 · Amount on File
Deed Sale	May 18, 2026 · Amount on File
Prior Sale	Apr 22, 2024 · Amount on File
Deed Document Number	202645300
Prior Transfer Date	Oct 3, 2012
Prior Transfer Doc	0000131164
Record Updated	Oct 29, 2026

May 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	May 18, 2026
Property Address	2321 MONUMENT DR, LODI, CA 95242-4751
Document Number	0000045300
Instrument Date	May 12, 2026
Instrument	202645300
Transaction Type	Transfer
Record Updated	Jun 2, 2026
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount on Record
Tax	$66,660.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	2321 MONUMENT DR, LODI, CA 95242-4751

April 2024: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Apr 22, 2024
Property Address	2321 MONUMENT DR, LODI, CA 95242-4751
Document Number	0000032882
Map Reference	VOL 32 PG 100
Instrument Date	Apr 16, 2024
Instrument	2024-032882
Transaction Type	Transfer
Record Updated	May 2, 2024
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2321 MONUMENT DR, LODI, CA 95242-4751

Mortgage

Document Number	0000032883
Date	Apr 22, 2024
Instrument	2024-032883

Lender

Name	PACIFIC SERVICE CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2054

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	2321 MONUMENT DR, LODI, CA 95242-4751
Transaction Type	Mortgage
Record Updated	Apr 21, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000028025
Date	Apr 11, 2023
Instrument	2023-028025

Lender

Name	FARMERS & MERCHANTS BANK OF CENTRAL CA
Type	Bank
Address	LODI, CA 95241

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	2321 MONUMENT DR, LODI, CA 95242-4751
Document Number	0000059622
Instrument Date	May 15, 2020
Transaction Type	Mortgage
Record Updated	Jun 3, 2020
Title Company	FINANCIAL TITLE, FIN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2321 MONUMENT DR LODI CA 952424751, LODI, CA 95242-4751

Mortgage

Document Number	0000059622
Date	May 20, 2020
Instrument	59622

Lender

Name	AMERICAN FINANCING
Type	Funding / Finance Company
Address	COLORADO, CO 80014

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 19, 2050

January 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN JOAQUIN CA
Recording Date	Jan 18, 2018
Property Address	2321 MONUMENT DR, LODI, CA 95242-4751
Document Number	0000005715
Map Reference	VOL 32 PG 100
Instrument Date	Jan 11, 2018
Instrument	2018-005715
Transaction Type	Transfer
Record Updated	Jul 25, 2022
Title Company	CORNERSTONE TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2321 MONUMENT DR, LODI, CA 95242-4751

Tax Assessment & Valuation

The 2026 property tax bill for 2321 Monument Dr was $6,194, down 5.4% from the year before.

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Municipality	Lodi City
Unified School District	Lodi Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,194.00 (-5.45%)
2025	$6,551.00	$612,000 Land $153,000 Building $459,000
2023	$4,319.00 (+2.27%)	$398,245 Land $98,970 Building $299,275	$576,720
2022	$4,223.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2321 Monument Dr in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2321 Monument Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LODI serves 67,093 people · EPA ID CA3910004
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 806 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Softcom Internet Communications Fixed Wireless	400 / 50
DigitalPath Fixed Wireless	200 / 20
Cal.net Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Matrix Broadband, Verizon.

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