Union County property record for 2321 Lorelei Ter, Monroe, NC 28112
| Property Type | Single Family Home |
|---|---|
| Details | built 2024 |
| Lot Size | 0.21 acres (9,148 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $2,751 (2025) |
| Deeds & Mortgages | Dec 2025 Line of Credit Aug 2024 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-351-485 |
| Primary APN | 09-351-485 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 2,876 sqft Living Area |
| 1st Floor Area | 2,126 sqft |
| Year Built | Built 2024 |
|---|---|
| Effective Year Built | Effective 2024 |
| Lot Area | 9,148 sqft (0.21 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 2321 LORELEI TER |
|---|---|
| City | MONROE |
| State | NC |
| Zip | 28112-7663 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | #366 WAXHAW LANDING MP3 OPCR688-689 |
| Legal Subdivision | WAXHAW LANDING |
| Jurisdiction | UNION NC |
| Township / Civil Division | MONROE |
| Census Block Group | 4 |
| Census Block | 4006 |
| Census Tract | 20501 |
Source: Union County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | PO BOX 2283, MONROE, NC 28111-2283 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 10, 2025 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| Aug 28, 2024 | Special Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 2321 LORELEI TER, MONROE, NC 28112-7663 |
| Transaction Type | Mortgage |
| Record Updated | Mar 31, 2026 |
| Title Company | WFG LENDER SERVICES, WFG LENDER SERVICES RESWARE |
| Name | Verified Name |
|---|
| Document Number | 0009262859 |
|---|---|
| Date | Dec 10, 2025 |
| Book Page | 9262/859 |
| Instrument | 32660 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Nov 21, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Aug 28, 2024 |
| Property Address | 2321 LORELEI TER, MONROE, NC 28112-7663 |
| Document Number | 0008966600 |
| Book / Page | 8966 / 600 |
| Map Reference | CAB R FILES 688&689 |
| Instrument Date | Aug 28, 2024 |
| Instrument | 20511 |
| Transaction Type | Transfer |
| Record Updated | Mar 31, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $892.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2127 AYRSLEY TOWN BLVD STE 202, 202, CHARLOTTE, NC 28273-3555 |
| Name | Verified Name |
|---|---|
| Address | 2321 LORELEI TER, MONROE, NC 28112-7663 |
Source: Union County assessment roll, as of March 31, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Union County |
| Municipality | Monroe City |
| Unified School District | Union County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $501,100 (+59.18%) Land $87,100 Building $414,000 | $501,100 (+59.18%) Land $87,100 Building $414,000 | |
| 2025 | $2,751.00 | $314,800 Land $87,100 Building $227,700 | $314,800 Land $87,100 Building $227,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 14, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T, Ripple Fiber.
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