2321 King Rd, Lapeer, MI 48446 Property Records

Lapeer County property record for 2321 King Rd, Lapeer, MI 48446

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 3,612 sqft · built 2005
Lot Size	3.4 acres (148,104 sqft)
Owner	2 Individual Names on Record
Last Sale	$399,900 (Mar 2020)
Tax Bill	$5,780 (2025)
Deeds & Mortgages	Jun 2022 Second Mortgage Jan 2019 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`014-014-038-40`

Property Details

APN / Parcel Number

Primary APN	`014-014-038-40`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	3,612 sqft Living Area
1st Floor Area	2,745 sqft
Basement Area	2,745 sqft
Unfinished Basement	2,745 sqft
Flooring	Carpet

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Contemporary
Lot Area	148,104 sqft (3.4 acres)
Garage Area	576 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2321 KING RD
City	LAPEER
State	MI
Zip	48446-8390
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	PART OF SE 1/4 SEC 14 T8N R10E COMM AT S 1/4 COR OF SAID SEC; TH S89-30-00E 562.90 FT ALONG S SEC LI TO POB; TH N00-16-23E
Legal Range	10E
Legal Township	08N
Legal Section	14
Jurisdiction	LAPEER MI
Township / Civil Division	MAYFIELD
Census Block Group	3
Census Block	3003
Census Tract	333500

Owner

Source: Lapeer County records, as of September 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2321 KING RD, LAPEER, MI 48446-8390
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 22, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage MICHIGAN SCHOOLS & GOVERNMENT CU
Jan 23, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance BLG HOLDINGS INC
Oct 8, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage TOWNE MORTGAGE CO
Mar 19, 2020	Warranty Deed, Transfer · FHA Mortgage TOWNE MORTGAGE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 19, 2020 · Amount on Record
Deed Sale	Mar 19, 2020 · Amount on Record
Prior Sale	Mar 19, 2020 · Amount on Record
Deed Book / Page	3087 / 974
Last Transfer Date	Oct 2, 2020
Transfer Doc	0031350497
Record Updated	Oct 29, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAPEER MI
Property Address	2321 KING RD, LAPEER, MI 48446-8390
Transaction Type	Mortgage
Record Updated	Jul 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2321 KING RD, LAPEER, MI 48446-8390

Mortgage

Document Number	0033000791
Date	Jun 22, 2022
Book Page	3300/791

Lender

Name	MICHIGAN SCHOOLS & GOVERNMENT CU
Type	Credit Union
Address	TROY, MI 48098

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 15, 2037

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAPEER MI
Property Address	2321 KING RD, LAPEER, MI 48446-8390
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CISLO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0030050546
Date	Jan 23, 2019
Book Page	3005/546

Lender

Name	BLG HOLDINGS INC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2049

October 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LAPEER MI
Recording Date	Oct 8, 2020
Property Address	2321 KING RD, LAPEER, MI 48446-8390
Document Number	0031350497
Book / Page	3135 / 497
Instrument Date	Oct 2, 2020
Transaction Type	Transfer
Record Updated	Jul 5, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2321 KING RD, LAPEER, MI 48446-8390

Mortgage

Document Number	3135499
Date	Oct 8, 2020
Instrument	3135/499

Lender

Name	TOWNE MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAPEER MI
Recording Date	Mar 19, 2020
Property Address	2321 KING RD, LAPEER, MI 48446-8390
Document Number	0030870974
Book / Page	3087 / 974
Instrument Date	Mar 11, 2020
Transaction Type	Transfer
Record Updated	Jul 5, 2021
Title Company	CISLO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,000.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2321 KING RD, 2321, LAPEER, MI 48446-8390

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2321 KING RD, LAPEER, MI 48446-8390

Mortgage

Document Number	3087976
Date	Mar 19, 2020
Instrument	3087/976

Lender

Name	TOWNE MORTGAGE CO
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2050

Tax Assessment & Valuation

Source: Lapeer County assessment roll, as of September 24, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Lapeer County
County Subdivision	Mayfield Township
Unified School District	Lapeer Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$333,300 (+3.7%)	$666,600 (+3.7%)
2025	$5,780.00 (+4.5%) Homeowner's exemption	$321,400 (+7.56%)	$642,800 (+7.56%)
2024	$5,531.00 (+10.6%)
2023		$298,800	$597,600
2022	$5,001.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 4, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2001)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2001 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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