2321 Kate's Pl, Prosper, TX 75078 Property Records

Collin County property record for 2321 Kate's Pl, Prosper, TX 75078

Property Summary

Property Type	Single Family Home
Details	5 bd · 5 ba · 3,803 sqft · built 2023
Lot Size	0.317 acres (13,809 sqft)
Owner	Individual Name on Record
Tax Bill	$15,720 (2024)
Deeds & Mortgages	Sep 2025 Mortgage Dec 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R-12493-00A-0310-1`

Property Details

APN / Parcel Number

Primary APN	`R-12493-00A-0310-1`
Alternative APN	`2846434`

Interior

Bedrooms	5 Beds
Full Baths	5 Baths
Stories	2 Stories
Building Area	3,803 sqft Living Area

Exterior

Year Built	Built 2023
Lot Area	13,809 sqft (0.317 acres)

Location & Zoning

Account Number	2846434
Street Address	2321 KATES PL
City	PROSPER
State	TX
Zip	75078-3251
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GREENS AT LEGACY (CPR), BLK A, LOT 31
Legal Subdivision	GREENS AT LEGACY (CPR)
Legal Block	A
Legal Lot Number	31
Jurisdiction	COLLIN TX
Township / Civil Division	CELINA
Census Block Group	4
Census Block	4017
Census Tract	30304

Owner

Source: Collin County records, as of October 23, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	2231 KATES PL, PROSPER, TX 75078
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2025	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Dec 7, 2023	Vendor's Lien, Subdivision Related Transfer · Conventional Mortgage REGIONS BANK
Dec 7, 2023	Vendor's Lien, Subdivision Related Transfer · Conventional Mortgage REGIONS BANK
Mar 31, 2023	Special Warranty Deed, Transfer E-CHICAGO TITLE, CHICAGO TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 7, 2023
Deed Sale	Dec 7, 2023
Prior Sale	Mar 31, 2023
Deed Document Number	2023000139676
Record Updated	Jun 8, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIN TX
Property Address	2321 KATES PL, PROSPER, TX 75078-3251
Transaction Type	Mortgage
Record Updated	Oct 30, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2321 KATES PL, PROSPER, TX 75078-3251

Mortgage

Document Number	2025000125405
Date	Sep 30, 2025
Instrument	2025000125405

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2040

December 2023: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	COLLIN TX
Recording Date	Dec 7, 2023
Property Address	2321 KATES PL, PROSPER, TX 75078-3251
Document Number	2023000139676
Map Reference	VOL 2021 PG 615
Instrument Date	Nov 30, 2023
Instrument	2023000139676
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 10, 2024
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2231 KATES PLACE, PROSPER, TX 75078

Mortgage

Document Number	2023000139677
Date	Dec 7, 2023
Instrument	2023000139677

Lender

Name	REGIONS BANK
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	7.87%
Type Change Date	Dec 1, 2028
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	12.8%
Margin	3
Max Rate	12.8%

December 2023: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	DENTON TX
Recording Date	Dec 7, 2023
Property Address	2321 KATES PL, PROSPER, TX 75078-3251
Document Number	0000129602
Map Reference	VOL 2021 PG 615
Instrument Date	Nov 30, 2023
Instrument	2023-129602
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 20, 2023
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2231 KATES PLACE, PROSPER, TX 75078

Mortgage

Document Number	0000129603
Date	Dec 7, 2023
Instrument	2023-129603

Lender

Name	REGIONS BANK
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	7.87%
Change Frequency	6 Months
Margin	3

March 2023: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	COLLIN TX
Recording Date	Mar 31, 2023
Property Address	2321 KATES PL, PROSPER, TX 75078-3251
Document Number	2023000034307
Map Reference	VOL 2021 PG 615
Instrument Date	Mar 24, 2023
Instrument	2023000034307
Transaction Type	Transfer
Record Updated	Sep 4, 2023
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9000 GULF FWY, HOUSTON, TX 77017-7018
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Collin County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Collin County
Municipality	Prosper Town
Unified School District	Prosper Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$955,487 (+604.51%) Land $250,000 Building $705,487	$955,487 (+604.51%) Land $250,000 Building $705,487
2024	$15,720.00 (+991.67%)
2023		$135,625 (+105.88%) Land $135,625	$135,625 (+105.88%) Land $135,625
2022	$1,440.00	$65,875 Land $65,875	$65,875 Land $65,875

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF PROSPER serves 42,598 people · EPA ID TX0430009
Water Source	Purchased surface water from NORTH TEXAS MWD WYLIE WTP
Last State Inspection	Apr 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 287 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Optimum Fiber · Cable	940 / 940
Verizon Fixed Wireless	300 / 20
Nextlink Fixed Wireless	200 / 50

May also be available: T-Mobile.

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